A product transfer mortgage in London lets you switch to a new deal with your current lender, rather than moving to a new provider.
This can be a smart move if your existing mortgage deal is ending and you want to avoid your lender’s standard variable rate.
The process is usually quicker and involves less paperwork, as you’re staying with the same lender.
If you’re unsure whether this is the right route for you, it’s worth seeking mortgage advice in London to weigh up your options and see how a product transfer in London might work for your situation.
When your current mortgage deal is nearing its end, your lender may offer you a selection of new deals.
Opting for a product transfer means you can choose one of these new deals without switching lenders.
This process typically doesn’t require a new credit check or property valuation, making it faster and less complex than remortgaging.
Speaking to a mortgage advisor in London at this stage can help you understand whether a product transfer is the right choice for your circumstances.
While a product transfer might seem straightforward, it’s beneficial to speak with a mortgage broker in London like ourselves.
Our team can compare your lender’s new offers with deals available across the market, ensuring you don’t miss out on more competitive rates elsewhere.
They can provide tailored mortgage advice, helping you make an informed decision that aligns with your financial goals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
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Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
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Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
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Tamra
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7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Begin with a free initial mortgage review to understand your current mortgage situation and financial goals.
This initial conversation allows us to assess your needs and identify the most suitable product transfer options available to you.
After understanding your requirements, we search 1000s of product transfer deals to find the most competitive rates and terms that suit your needs.
Our extensive network of lenders ensures that we can access a wide range of options, allowing us to tailor our recommendations to your unique financial situation.
Once you’ve selected the ideal product transfer mortgage in London, we assist you with the mortgage application process.
Our team ensures all necessary documentation is completed accurately and efficiently, streamlining the process to avoid any delays.
Beyond securing the most suitable mortgage deal, we also focus on protecting you and your mortgage.
We offer advice on various protection products, such as life insurance and income protection, to ensure that you and your loved ones are safeguarded against unexpected financial challenges.
We offer a free initial mortgage review in London to help you understand your current mortgage situation and explore the most suitable options for your needs.
Our expert mortgage advisors in London take the time to evaluate your financial goals and provide tailored advice, ensuring you are well-informed and confident in your mortgage decisions.
Book your free initial mortgage review online or by giving our team a call today.
Our extensive network allows us to search 1000s of product transfer deals, ensuring we find the most competitive rates and terms for you.
By comparing a wide range of options, we tailor our recommendations to suit your unique financial situation, helping you secure the most suitable mortgage product.
We pride ourselves on providing exceptional service, guiding you through every step of the mortgage transfer process.
From the initial consultation to the completion of your application, our dedicated team is here to offer personalised mortgage advice in London, answer your questions, and ensure a smooth and efficient experience.
We will be with you every step of the way.
Our services are available 7 days a week to accommodate your busy schedule.
We understand that finding time for mortgage discussions can be challenging, so we offer flexible appointment times to ensure you can access our expert advice and support whenever it’s most convenient for you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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