Helping first time buyers in Basingstoke. Mortgages are a big financial commitment, so starting the process can be daunting for a first time buyer. We offer expert mortgage advice in Basingstoke to reduce stress and support you throughout the mortgage journey. It's not just about the mortgage, but also the journey you take to get there. We'll simplify the process and keep you informed every step of the way. You'll have a mortgage broker in Basingstoke with you from start to finish. Get started now!
Book OnlineHow much deposit do I need for a first time buyer mortgage in Basingstoke? This is dependant on your credit score and how low you want your monthly mortgage payments to be. As a mortgage broker in Basingstoke, we often find that first time buyers in this area with a good credit score have access to better rates and can put down a lower deposit, such as 5%. On the other hand, if you are a first time buyer in Basingstoke with a lower credit score, you may only be able to access lower rates and be required to put down a higher deposit, maybe around 10-15%. You may also want to put down a larger deposit if you wish to reduce your monthly repayments. The less you need to borrow, the less you need to pay back in total. The amount of deposit you put down will also be affected by the value of the property you buy. If you require a bigger mortgage for a more expensive property, you will have to put down more money. Apply Now
Get Started
If you are struggling to save up the minimum deposit required, there are a number of government mortgage schemes that could provide a helping hand. These policies were introduced to assist first time buyers in getting onto the property ladder. The Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, the First Home Scheme and various others are some of the options available. You must be eligible to use these schemes, and this is where a knowledgeable mortgage broker in Basingstoke can be of assistance. For advice on first time buyer mortgages in Basingstoke and to find out more about the government mortgage schemes, book a free mortgage appointment and speak to a mortgage advisor in Basingstoke today.
As well as the deposit you saved, the other costs involved are conveyancing and legal costs, property surveys, broker fees, and mortgage arrangement fees. You may also have a stamp duty to consider, as well as any insurance (to protect your home, contents or financial security) that you can take out. Your dedicated mortgage broker in Basingstoke will be able to discuss further with you in more detail all the additional costs during your free initial mortgage appointment.
In order to be eligible to purchase your first property, you must have saved up enough for a 5% deposit or more before taking out a first time buyer mortgage in Basingstoke. A conveyancing solicitor should be employed to deal with the legal proceedings that come with purchasing a house. We are a mortgage broker who offers assistance to first time buyers in Basingstoke. Our mortgage advisors in the region can provide you with advice on eligibility and can help you find the most appropriate first time buyer mortgage in Basingstoke.
A range of different mortgages are available to first-time buyers in Basingstoke. The most popular one is the fixed-rate mortgage, which helps to protect you against any potential interest rate rises. The tracker mortgage is another option, which follows the Bank of England's base rate. If it goes up, so do the interest rates, and if it drops, so do the interest rates. Discounted variable rates are a cheaper option, although they are subject to the lender's SVR. Finally, the offset mortgage gives you an interest-free, flexible savings account to offset the balance of the mortgage, so the more you save, the less interest you pay. For more information about the different types of mortgages available to you, book a free appointment with one of our mortgage brokers in Basingstoke today.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
No matter your aspirations, it is always best to talk to an experienced mortgage broker in Basingstoke about your current circumstances and possible options. At the outset, your mortgage broker in Basingstoke will take important details about your income and outgoings to calculate the highest amount you can borrow for a first-time buyer mortgage in Basingstoke.
We understand that buying your first home is one of the biggest decisions you will make and that it is a big financial commitment. We take pride in our knowledgeable mortgage advisors who will guide you through the process and make sure that you receive top quality advice. Our team of experienced mortgage brokers is located in London and they have access to exclusive mortgage products and interest rates that you won’t be able to find elsewhere. At Londonmoneyman, we are committed to providing the best advice for our clients. So if you are looking for a mortgage broker in Basingstoke, look no further than Londonmoneyman! Our team of experienced mortgage advisors will be able to provide you with the best advice and the best deals.
Once you have found a suitable property, your mortgage broker in Basingstoke will assist you with the application and offer guidance throughout the process. Your advisor will review your personal financial situation to determine the best way to approach a lender, and provide mortgage advice on the most suitable product for you. Your broker will also submit your full mortgage application and forward all documentation to the lender, keeping you up to date throughout the process until you receive your official mortgage offer and complete your purchase.
At our firm, we are committed to going the extra mile. Not only do we ensure that you get the most suitable mortgage package, but we also suggest relevant insurance to keep you and your family secure. Furthermore, we will get in contact with you when it's time to renew your mortgage, in order to make sure you always have the best agreement. If you are looking for a reliable mortgage broker in Basingstoke, our capable team of advisors are here to help.
We have some wonderful customer reviews from other first time buyers in Basingstoke who sought our mortgage advice in the area, and they are a perfect illustration of the quality of service we offer. Before you book your free mortgage appointment, take a look to see what our customers have said and to see how we can be of assistance to you as well!
As an open and honest mortgage broker in Basingstoke, we have access to a number of competitive mortgage products that we can search through on your behalf. We boast an extensive selection of lenders and will be able to identify the ideal mortgage for you and your needs!
For years, our experienced mortgage broker in Basingstoke has been providing first-time buyers with guidance and support. We understand that getting your first mortgage is a daunting process, and so we are here to help you every step of the way. Our friendly and knowledgeable advisor will help you find the best mortgage product for your needs. To book an appointment, simply use our online booking system and get the help you need.
Our team are available 7 days a week, including bank holidays and weekends. This means that as a first time buyer in Basingstoke, you can book in your own appointment with a mortgage broker in Basingstoke at a convenient time, including out of hours!
If you're looking to determine how much you can afford to borrow, you can calculate this using our affordability calculator or consult with a mortgage broker in Basingstoke. A real person will be able to provide a clearer picture of the amount you may be able to borrow. Factors such as your salary and income will affect the amount you can borrow. Once we have conducted a free affordability evaluation, we will be able to offer more tailored advice.
Once you have a property that you are ready to make an offer on, you now need to get started on the mortgage side of things. At this point, you can book yourself in for a free mortgage appointment online with one of our brilliant mortgage brokers in Basingstoke. Appointments are subject to availability, but if you're lucky, you might get one for the same day!
When your offer has been accepted, it's time to start sorting out your mortgage. By enlisting the help of a mortgage broker in Basingstoke, the mortgage application process can be completed more swiftly. A mortgage broker can provide you with guidance and advice throughout the process, while a mortgage advisor can make sure you get the best deal available.
If you are looking for a mortgage advisor in Basingstoke, then look no further! We offer a comprehensive range of services to help you secure the best possible deal. Our experienced brokers will be able to provide you with advice and guidance for the entire process, from initial agreement in principle to completion. We are proud to have a vast knowledge of the mortgage market and have access to specialist lenders too. So, if you're seeking a mortgage broker in Basingstoke, contact us today!
If you're a first-time buyer in Basingstoke and feeling overwhelmed by the mortgage process, you should seek the assistance of a mortgage broker. We can offer you our support and guidance throughout. Why not book your free consultation to speak with a mortgage expert in Basingstoke today?
Read our 15 Reviews
Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
