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First Time Buyer Mortgage Advice in Basingstoke

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First Time Buyer Mortgage Advice in Basingstoke

Discover your borrowing potential and move closer to securing your dream home as a first time buyer in Basingstoke.

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What would you like help with today?

UK residents only.

Do you live in the property?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Which age bracket does the youngest applicant fall into?

Please tell us more about what you are looking to achieve

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Are you an existing buy to let property owner?

Where are you in the property purchase journey right now?

Do you have at least a 25% deposit available?

Will the property be bought through a limited company?

Is the limited company already set up?

Which type of insurance are you looking to take out?

Select as many options as you like

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This will help us provide you with the most suitable insurance advice.

How can we help?

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What best describes the property?

Please tell us about your current situation and why it's complicated

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Where are you in the property purchase journey right now?

How would you describe your credit history?

Do you have at least a 15% deposit?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

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Once your details have been submitted, a member of our team will give you a callback as soon as possible.

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Fast & friendly mortgage advice in Basingstoke

Mortgages are a huge financial commitment, so starting the process can be daunting for a first time buyer in Basingstoke. We offer expert mortgage advice in Basingstoke to reduce stress and support you throughout the mortgage journey. Our mortgage advisors in Basingstoke have over 20 years of experience in the sector and would love to offer a helping hand.

We offer a free initial mortgage appointment to every customer that reaches out to us for help. All that you need to do is to book online via the link below or give our fantastic team a call. We look forward to hearing from you!

First Time Buyer Mortgage Advice in Basingstoke

Book your free initial mortgage appointment online today

As a mortgage broker in Basingstoke, we often find that first time buyers in this area with a good credit score have access to better rates and can put down a lower deposit, such as 5%. On the other hand, if you are a first time buyer in Basingstoke with a lower credit score, you may only be able to access lower rates and be required to put down a higher deposit, maybe around 10-15%.

You may also want to put down a larger deposit if you wish to reduce your monthly repayments. The less you need to borrow, the less you need to pay back in total. The amount of deposit you put down will also be affected by the value of the property you buy. If you require a bigger mortgage for a more expensive property, you will have to put down more money.

Are there ways to help me get onto the property ladder in Basingstoke?

If you are struggling to save up the minimum deposit required, there are a number of government mortgage schemes that could provide a helping hand. These policies were introduced to assist first time buyers in getting onto the property ladder.

The Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, the First Home Scheme and various others are some of the options available. You must be eligible to use these schemes, and this is where a knowledgeable mortgage broker in Basingstoke can be of assistance.

For advice on first time buyer mortgages in Basingstoke and to find out more about the government mortgage schemes, book a free initial mortgage appointment and speak to a mortgage advisor in Basingstoke today.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage FAQs in Basingstoke

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Our Simple 4-Step Process

Book Online

Book Online

Step 1

No matter your aspirations, it is always best to talk to an experienced mortgage broker in Basingstoke about your current circumstances and possible options.

You can book a free initial mortgage appointment online and pick a date and time that suits you.

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 2

During your free initial mortgage appointment, your mortgage advisor in Basingstoke will ask you some questions regarding your mortgage objectives and your current personal and financial situation.

This will help them gain an understanding of what sort of mortgage products you may be able to access.

Finding a Suitable Product

Finding a Suitable Product

Step 3

We can then search through 1000s of mortgage deals in order to find the most appropriate product for you. We have a variety of high street and specialist lenders on panel to look through.

Once we find the perfect mortgage product for you, we will outline the deal and what the costs are going to be for you to take out the mortgage.

Submit Your Application

Submit Your Application

Step 4

If you are happy with the first time buyer mortgage we have found you, we can begin preparing your mortgage application and get ready to submit it.

Once we send it off to the mortgage lender, all that is left to do is to wait for their response!

8 Reasons to Choose Us For Mortgage Advice in Basingstoke

Our Reviews

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We have some wonderful customer reviews from other first time buyers in Basingstoke who sought our mortgage advice in the area, and they are a perfect illustration of the quality of service we offer. Before you book your free initial mortgage appointment, take a look to see what our customers have said and to see how we can be of assistance to you as well!

Search 1000s of products

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As an open and honest mortgage broker in Basingstoke, we have access to a number of competitive mortgage products that we can search through on your behalf. We boast an extensive selection of lenders and will be able to identify the ideal mortgage for you and your needs!

Our Service

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For years, our experienced mortgage advisors in Basingstoke has been providing first time buyers with guidance and support. We understand that getting your first mortgage is a daunting process, and so we are here to help you every step of the way.

7 Days a Week

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Our team are available 7 days a week, including bank holidays and weekends. This means that as a first time buyer in Basingstoke, you can book in your own appointment at a convenient time to your busy schedule.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We search 1000s of mortgage deals in Basingstoke

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