Mortgages are a huge financial commitment, so starting the process can be daunting for a first time buyer in Basingstoke. We offer expert mortgage advice in Basingstoke to reduce stress and support you throughout the mortgage journey. Our mortgage advisors in Basingstoke have over 20 years of experience in the sector and would love to offer a helping hand.
We offer a free initial mortgage appointment to every customer that reaches out to us for help. All that you need to do is to book online via the link below or give our fantastic team a call. We look forward to hearing from you!
As a mortgage broker in Basingstoke, we often find that first time buyers in this area with a good credit score have access to better rates and can put down a lower deposit, such as 5%. On the other hand, if you are a first time buyer in Basingstoke with a lower credit score, you may only be able to access lower rates and be required to put down a higher deposit, maybe around 10-15%.
You may also want to put down a larger deposit if you wish to reduce your monthly repayments. The less you need to borrow, the less you need to pay back in total. The amount of deposit you put down will also be affected by the value of the property you buy. If you require a bigger mortgage for a more expensive property, you will have to put down more money.
If you are struggling to save up the minimum deposit required, there are a number of government mortgage schemes that could provide a helping hand. These policies were introduced to assist first time buyers in getting onto the property ladder.
The Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, the First Home Scheme and various others are some of the options available. You must be eligible to use these schemes, and this is where a knowledgeable mortgage broker in Basingstoke can be of assistance.
For advice on first time buyer mortgages in Basingstoke and to find out more about the government mortgage schemes, book a free initial mortgage appointment and speak to a mortgage advisor in Basingstoke today.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
No matter your aspirations, it is always best to talk to an experienced mortgage broker in Basingstoke about your current circumstances and possible options.
You can book a free initial mortgage appointment online and pick a date and time that suits you.
During your free initial mortgage appointment, your mortgage advisor in Basingstoke will ask you some questions regarding your mortgage objectives and your current personal and financial situation.
This will help them gain an understanding of what sort of mortgage products you may be able to access.
We can then search through 1000s of mortgage deals in order to find the most appropriate product for you. We have a variety of high street and specialist lenders on panel to look through.
Once we find the perfect mortgage product for you, we will outline the deal and what the costs are going to be for you to take out the mortgage.
If you are happy with the first time buyer mortgage we have found you, we can begin preparing your mortgage application and get ready to submit it.
Once we send it off to the mortgage lender, all that is left to do is to wait for their response!
We have some wonderful customer reviews from other first time buyers in Basingstoke who sought our mortgage advice in the area, and they are a perfect illustration of the quality of service we offer. Before you book your free initial mortgage appointment, take a look to see what our customers have said and to see how we can be of assistance to you as well!
As an open and honest mortgage broker in Basingstoke, we have access to a number of competitive mortgage products that we can search through on your behalf. We boast an extensive selection of lenders and will be able to identify the ideal mortgage for you and your needs!
For years, our experienced mortgage advisors in Basingstoke has been providing first time buyers with guidance and support. We understand that getting your first mortgage is a daunting process, and so we are here to help you every step of the way.
Our team are available 7 days a week, including bank holidays and weekends. This means that as a first time buyer in Basingstoke, you can book in your own appointment at a convenient time to your busy schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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