Unfortunately, it can be challenging for Self Employed applicants to obtain a mortgage due to the strict lending criteria and difficulty proving your reliable income.
You will be asked for different evidential documents to prove your income. Lenders will ask for at least one years’ accounts and bank statements of more than three months. Most will also take a look at your net profit to determine whether you are a suitable applicant or not.
The difference between a Self Employed mortgage applicant and a regular applicant is that you and also your business will be assessed. As a mortgage broker in London, our job is to help you prepare your Self Employed mortgage application so that you are in the best position possible upon your submission.
We have been helping Self Employed applicants secure competitive mortgage products for the past 20 years. With our industry experience, we are able to identify the most suitable deal for you.
We know the struggle that Self Employed mortgage applicants can encounter along the way, and that’s why we are here to help! Whether you’ve already been through the process before or this is your first time, it will still be extremely beneficial to have a mortgage broker in London by your side. With experience, knowledge and our skillset, we will help you achieve your mortgage dreams.
All Self Employed applicants can benefit from a free initial mortgage appointment by booking online today. Get in touch and speak with a dedicated Self Employed mortgage advisor in London who will answer all of your questions and hold your hand throughout the progress.
Sometimes the mortgage process can be complex, and this is where having a mortgage broker in London can be beneficial by your side.
We helped many different customers with their self employed mortgage in London, even when they thought the odds were all against them.
Now is your chance for us to help you get a mortgage as a self employed applicant in London.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Discuss your situation and mortgage goals with a dedicated mortgage advisor in London.
During this appointment, your advisor will look at your tax year overview and tax calculations to work out your maximum affordability.
Our team will look through 1000s of mortgage products to find the most suitable deal for your circumstances.
We will then find you a mortgage agreement in principle to help you back up any offers you want to make.
Once your purchase offer has been accepted, your mortgage advisor in London will submit your full mortgage application and evidential documents to your lender.
Throughout the process, a dedicated case manager will keep you up to date until you receive your official mortgage offer and complete your purchase.
Our service won’t just stop here. We will not only secure you the most suitable mortgage deal, and we will also recommend relevant insurance to protect you.
We will also contact you about the date of renewal of your mortgage to make sure you are always on the most suitable deal.
If you are in a tricky scenarios and need help from a mortgage advisor in London, feel free to get in touch rather than applying to a lender and risk getting declined multiple times. The more that you are declined, the more harm you are doing to your credit score.
Lending criteria varies from lender to lender. This applies to every mortgage situation; some lenders will also tailor their products to certain types of buyers. Our job is to find the right product for your Self Employed mortgage situation so that you come out with a deal that is most suitable to your personal and financial situation.
We come across all kinds of applicants struggling with different mortgage problems. Once we get an idea of your situation, we can try and work out a resolution and get over the hurdle.
Once you get in touch, your dedicated mortgage advisor in London will be by your side throughout the whole process. Our best interests are always at heart!
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