We love helping customers that really need mortgage advice in London - Something our Managing Director, Malcolm Davidson has been doing since 1997.
Our Customers Love Us
5.00 Rating15 Reviews
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Great company. Great service. Recommend 100%
7 months ago
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Excellent service very helpful with my mortgage 😀
7 months ago
Very useful and efficient service. Thank you london money man!
7 months ago
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
Thank you Londonmoneyman. From my free mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Welcome to our website, your new home for mortgage advice in London. Our advisors have over 20 years of industry experience helping all different kinds of applicants.
We love helping first time buyers, home movers, landlords, people wanting to remortgage, the self employed and people in complex mortgage scenarios through their mortgage journey. From your initial enquiry, to owning a property, we will be there to hold your hand throughout the whole process!
Firstly, take a look at our amazing customer reviews and see what others have thought about our mortgage advice service in London. You may find a customer that has been in the same situation as you are now.
Even if this is your second, third or even fourth mortgage, getting a new mortgage or porting your current one be difficult. Our job is to take the weight and stress of getting a mortgage off your shoulders and arrange everything for you.
This includes finding you an amazing product that matches your personal and financial situation, performing accurate credit checks on your file to determine how much you can borrow, helping you submit your application and making sure that you supply the correct documents to show your lender that you are a reliable applicant.
When your dedicated mortgage advisor in London begins looking for your mortgage product, they will search through many different lenders and thousands of deals to make sure that they find the best one for you and your circumstances.
Each lender holds both unique and high street deals that you can access; depending on your credit, affordability and reliability, you could secure a competitive rate.
As a mortgage broker in London, it is our job to guide you through the whole mortgage process, therefore, as soon as you get in touch by phone, email or book a free appointment online, we will be on hand to answer any questions that you may have.
During your free mortgage appointment, we will ask you questions regarding your personal and financial situation so that we can get an idea of how much you could borrow and what deals you may be able to access. Once we have this information, we start trying to find the most suitable mortgage product for you.
After assessing your affordability and completing your free mortgage appointment, you will receive an agreement in principle (AIP) to aid your property offers.
An AIP is a formal agreement between the buyer and the lender that states that the applicant can borrow from the lender if they are able to provide evidence to support their affordability such as bank statements, payslips, etc. We can usually turn around an AIP within 24 hours of your mortgage application.
After you have made an offer on a property and we have found you a perfect deal, we can submit your mortgage application! Your mortgage advisor in London and your dedicated case manager will keep you updated and inform you of any changes to the progress of your mortgage application.
Once you receive your formal mortgage application and the seller is happy, congratulations, you are now a property owner!
As an experienced mortgage broker in London, it is our job to help struggling and unsure mortgage applicants. We are here to help you achieve your home buying goals!
You can book your free mortgage appointment online in just a few clicks! Follow our simple and quick ‘Get Started’ process and choose a date and time that suits you best.
We have 7 days a week availability; you can choose mornings, evenings or weekends, it’s completely up to you.
We have been delivering mortgage advice in London for over 20 years now! Our advisors are fully equipped with the latest industry knowledge and know how to help in almost every mortgage situation. In fact, there is rarely a situation that we haven’t yet come across.
Customer service is at the heart of Londonmoneyman, we love helping our customers. We have collected many reviews as a mortgage broker in London, feel free to check them out by heading over to our reviews page.
You can book your own mortgage appointment online and choose a date and time that is best suited to your working and family schedule. This appointment can be during the morning, late evening or at the weekend if that is better for you.
Our book online process is fast and easy to use; click book your free appointment online and choose a date and time.
Londonmoneyman works with a large panel of lenders, therefore, we are able to search through thousands of deals in order to try and find the right one for you.
Banks can only offer you their own products and deals, so your options are limited. Having access to a mortgage broker in London’s whole panel could help you access competitive rates, unique products and specialist deals.
If you are struggling to get accepted by a bank due to strict lending criteria, you may need to consider specialist products. Some of these specialist products may only be accessible by a mortgage broker in London like us.
mortgage advice in London is essential if you are in the middle of a complicated mortgage situation. Our mortgage advisors in London are knowledgeable, skilful and know exactly how to help in almost every mortgage situation.
Feel free to contact our team if you want to discuss your mortgage scenario, we are available via telephone, email or you can book a free appointment online.
One of our mortgage advisors in London will help you find the perfect mortgage product for your personal and financial situation. This means that at completion, you know that you are on the best deal available to you.
Their job doesn't stop here. Your mortgage advisor in London will make sure that you feel comfortable and secure throughout the whole process. Whether this is answering all of your mortgage questions, keeping you up-to-date with the progress of your mortgage application, or explaining the mortgage process step-by-step so that you know how it works, your advisor will do their best to make sure that you have the best experience possible.
Once you complete your free mortgage appointment, you will be paired with a mortgage advisor in London that specialises in your situation. Book online or give us a call to arrange your free mortgage appointment.
When you choose Londonmoneyman as your mortgage broker in London, you can expect personalised service from one of our trusted mortgage advisors in London. Our first step is to conduct a fact find to assess your specific needs and financial situation. Based on this information, our mortgage advisor in London will recommend the most suitable mortgage option for you.
After you have found your dream home and are satisfied with our mortgage recommendation, we will initiate the mortgage application process. To increase the chances of the seller accepting your offer, we can arrange an Agreement in Principle for you within 24 hours of your appointment.
While obtaining a formal mortgage offer can take up to three weeks, we will keep you informed about the progress of your application during this time. Our team of knowledgeable experts is dedicated to delivering a smooth and efficient mortgage process, ensuring that you can move into your new home as quickly as possible.
If you're looking for mortgage advice in London, Londonmoneyman provides a free mortgage appointment, which lasts around 30 minutes. During this consultation, you'll receive personalised mortgage advice from our dedicated mortgage advisor in London, who will recommend a mortgage for you based on your financial situation and requirements.
There's no obligation for you to proceed with the recommended mortgage, as the decision to proceed or not is entirely up to you. Our mortgage broker in London is committed to providing you with the best possible mortgage advice and ensuring that you make an informed decision when choosing a mortgage that's right for you.
If you're seeking mortgage advice in London and planning to purchase a property in the city, our mortgage broker in London will recommend obtaining an agreement in principle as early as possible. This will give you a clear idea of how much you can afford to borrow and help you narrow down your property search to homes within your budget.
Ideally, it's best to obtain an agreement in principle before viewing properties in London. This will not only give you a better idea of what you can afford, but it will also demonstrate to estate agents and sellers that you're serious about buying and have the means to do so.
At the very latest, we advise obtaining an agreement in principle before making any offers on a property in London. This can help you negotiate a better deal and give you a stronger bargaining position when it comes to price. Our mortgage advisors in London are here to help you with this process and ensure that you have the right mortgage advice and support every step of the way.
If you're looking for mortgage advice in London and working with a mortgage broker in London, you may wonder how long an agreement in principle lasts. Generally, an agreement in principle is valid for 30 to 90 days, depending on the specific lender.
However, if your agreement in principle expires before you've found the right property, don't worry. Our mortgage advisor in London can help you refresh it. Simply reach out to us, and they will happily renewing your agreement in principle.
If you're seeking mortgage advice in London, you may be wondering if it's possible to obtain a second mortgage in London. The answer is yes, and it can be a viable option for a variety of reasons. For example, if you're considering debt consolidation or home improvements, a second mortgage may be a practical solution.
Additionally, a second mortgage can be used to purchase a second property, whether it's intended for personal use, a family member, a holiday home, or a buy to let investment. To explore your options and determine whether a second mortgage is right for you, get in touch with our mortgage broker in London. We can help you navigate the process and find the best mortgage solution to meet your unique needs.
If you're seeking mortgage advice in London, it's essential to note that the minimum deposit required to purchase a house with high street mortgage lenders is generally 5%.
However, if you've had previous credit issues, the minimum deposit amount could be higher. As a prospective buyer in London, speaking with a mortgage broker in London we can provide you with valuable insights on deposit requirements, mortgage rates, and other related matters. With the help of our knowledgeable mortgage advisors in London, they can determine the deposit amount that works best for your specific situation and increase your chances of securing a mortgage that meets your needs.
If you're looking for mortgage advice in London and have had previous credit problems, it's possible to obtain a mortgage, although there may be some obstacles to overcome.
Certain lenders may require a higher deposit than usual, such as 10-15% of the property purchase price. It's crucial to work with a reputable mortgage broker in London because we can provide you with valuable guidance on the mortgage application process and connect you with lenders who specialise in working with individuals with previous credit problems.
With the help of our experienced mortgage advisors in London, they can increase your chances of securing a mortgage that meets your needs and get one step closer to owning your dream home.
If you're self employed in London and looking to secure a mortgage, you can do so by submitting at least one year's worth of accounts. Most mortgage lenders calculate the maximum amount you can borrow based on your salary plus dividend, while others may use your net profit.
As a reputable mortgage broker in London, we have provided self employed applicants with valuable guidance and connect them with lenders who specialise in working with self employed individuals. With the help of a knowledgeable mortgage broker, you can navigate the mortgage application process with confidence and secure a mortgage that meets your unique needs and circumstances.
When applying for a mortgage, certain documents are typically required to verify your income and other personal details. As an employee, you'll generally need to provide three payslips to prove your income.
If you're self employed in London, the lender may require your latest 1 -3 years' accounts, depending on your circumstances. In addition to proof of income, you'll also need to produce some form of identification, proof of address, and the latest three months' bank statements.
The mortgage application process can be overwhelming, but working with a reputable mortgage broker in London can help you understand what documents are needed and ensure that you're fully prepared. A knowledgeable mortgage broker in London can guide you through the process and help you secure a mortgage that meets your unique needs and circumstances.
As a reputable mortgage broker in London, your free mortgage appointment will take around 30 minutes.
Our mortgage advisor in London can provide you with an agreement in principle within 24 hours. However, the formal mortgage offer typically takes around three weeks on average. The timeline may be impacted by various factors, including the complexity of your application, the speed of the lender's processing times, and the availability of required documents.
Working with an experienced mortgage broker in London, we aim to help streamline the application process and ensure that you're informed of any potential delays. We can also provide you with valuable insights and open and honest mortgage advice in London to help you make informed decisions throughout the process.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR