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A remortgage with bad credit in London can be challenging, but it’s not impossible with the right approach.
If you’re in this situation, the first step is to thoroughly understand your credit history by checking your credit report. This allows you to identify any issues that might be affecting your credit score, giving you the opportunity to address them before applying for a mortgage.
Our experienced team of mortgage advisors in London have been able to help many different types of customers with bad credit. Take advantage of our remortgage review and get the help that you need today!
The remortgage with bad credit process starts with reviewing your financial situation, including your credit score and current mortgage.
As your mortgage broker in London, we are able to help you with this part of your process and go through your finances to find you the most appropriate deal for your scenario, ensuring that you understand all your options clearly before moving forward.
We’ll need to look at your individual situation and find the best remortgage for you, don’t worry as it is likely that we’ll be able to help with most types of bad credit.
Examples of bad credit include:
Seek expert mortgage advice in London to find out your remortgage with bad credit options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
Start with a remortgage review, where our expert team will assess your current mortgage and financial situation.
We’ll discuss your goals and explore options that could save you money or better suit your needs.
We’ll search through thousands of remortgage deals from a wide range of lenders.
We want to ensure that you find the most competitive rates and terms available for your personal and financial situation.
Once you’re happy to continue with the remortgage product that we’ve found you, we can move onto your remortgage application.
We’ll handle the entire application process on your behalf, guiding you through each step to ensure a smooth and timely submission.
After your remortgage is approved, we’ll help you secure the right protection for your mortgage and personal circumstances, offering peace of mind for the future.
We want to make sure that you have the protection in place to safeguard you and your mortgage.
We offer a remortgage review for homeowners in London. Our experts will carefully analyse your current mortgage and financial situation, providing personalised advice tailored to your circumstances.
Book your remortgage review online and start your remortgage process today!
With access to 1000s of remortgage deals from a vast network of lenders, we do the hard work of finding the most competitive rates and terms available to your unique situation.
We work with a mix of both high street and specialist lenders, allowing us to access a variety of remortgage products.
We pride ourselves on delivering a seamless, hassle-free remortgaging experience from start to finish.
Our mortgage advisors in London will be with you every step of the way, offering expert guidance, handling all the paperwork, and ensuring that the process is as smooth and stress-free as possible.
We’re committed to making your remortgage journey straightforward and successful.
We understand that your schedule may not fit the typical 9 to 5, which is why we’re available 7 days a week to assist you.
Whether you need advice on a weekend or want to speak with us on an evening – it’s completely up to you!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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