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Life Insurance Advice in London

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Life Insurance Advice in London

With various life insurance products out there, we'll find a policy that ensures peace of mind for your loved ones.

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What would you like help with today?

UK residents only.

Do you live in the property?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Which age bracket does the youngest applicant fall into?

Please tell us more about what you are looking to achieve

Please provide as much detail as possible below

Are you an existing buy to let property owner?

Where are you in the property purchase journey right now?

Do you have at least a 25% deposit available?

Will the property be bought through a limited company?

Is the limited company already set up?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation

This will help us provide you with the most suitable insurance advice.

How can we help?

Tell us a bit about your situation and what you’d like help with.

What best describes the property?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Where are you in the property purchase journey right now?

How would you describe your credit history?

Do you have at least a 15% deposit?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

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Once your details have been submitted, a member of our team will give you a callback as soon as possible.

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How does life insurance in London work?

Life Insurance policies provide your next of kin with financial support in the event of your passing. There are many different types of life insurance policies available, where most of them are designed to pay a lump sum that is usually used as financial support to pay off mortgage payments, childcare costs and bills.

If you are looking at taking out life insurance in London, we recommend that you speak with one of our protection & mortgage advisors in London. They will work with you to understand your personal situation to find you the insurance product that is best for you.

Life Insurance Advice in London

Do I need life insurance in London?

If you are concerned about the finances that you would leave behind if you were to pass away, you may want to consider Life Insurance. If you are taking out a mortgage/remortgaging, you may be offered life insurance alongside your product. Coverage is not mandatory for your mortgage, or at all. It is only a recommendation.

If you live with a partner or friend, some of your financial commitments may be passed onto them. You wouldn’t want them to struggle with your remaining finances. This is an example of a circumstance where life insurance in London could be essential to you.

As providers of life insurance & mortgage advice in London, we would recommend that if you are a single homeowner, you still consider taking out your own life insurance policy.

How does the process work for life insurance in London?

The total that you will pay monthly, will depend on the type of policy that you take out. Remember that every policy is different, therefore, you may not be paying the same as most other people.

As protection specialists in London, we still see younger clients looking to take out life insurance policies. Usually, you will find that the younger and healthier you are, the cheaper your life insurance product should be. The way that your quote is calculated is through lifestyle, age, and medical history. If the cover is paid out, the total can either cover the entire amount insured at once or through regular monthly payments. When you take out your cover, you will get the option to decide how you want the lump sum to pay out.

One of the great things about life insurance is that as the policyholder, you can decide what your payout is used for. For example, when taking out the policy, you will be able to select whether you want the money to be used on your mortgage, debts or something.

You must know that life insurance is a policy to provide financial support for family members, replace lost income or pay off any outstanding debts owed in the person’s name.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Life Insurance FAQs

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Our Simple Step by Step Process

Your Insurance Review

Your Insurance Review

Step 1

Discuss with a dedicated protection advisor about possible relevant insurances you would like to take or that we can suggest to you.

Your protection advisor in London will run through you health background with you, gathering some initial information.

We Will Search Through Different Insurance Products

We Will Search Through Different Insurance Products

Step 2

We will build a tailored plan surrounding your current personal and financial circumstances, meeting your available monthly budget.

Our team can search through 1000s of insurance products to find the most suitable one, to protect you and your family.

Submit Your Insurance Application

Submit Your Insurance Application

Step 3

Once we have found the appropriate product for you and you are happy to proceed, we will submit your application to the provider.

From time to time, the policy provider may come back to us for further information, before they will look at accepting the application.

Protecting You and Your Family

Protecting You and Your Family

Step 4

If you took out your mortgage with us too, we will be back in touch with you at remortgage time. We will also take this time to review any policies you have in place.

Circumstances change and the policies you took out at the start of your mortgage, may no longer be suitable for you at remortgage time.

Reasons to Choose us

Your Insurance Review

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If you want to find out more about our insurance services in London, it is simple and quick to get directly in touch with one of our specialists. We can explain the policies that are available to you and assess your personal and financial situation to determine which policies are more suited to your circumstances.

As a mortgage broker in London, we find that customers usually take out life insurance in conjunction with other policies. This does depend on your situation and some policies may not be right for you, therefore, we recommend speaking with an expert first.

1000's of Deals

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We have a large number of lenders available to search for the perfect insurance product for you. Your advisor can search through these high street lenders to find the most suitable deal for you.

We want to make sure that we find the most suitable product for you and your personal and financial situation before recommending you a product.

Our Service

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It can be difficult to know what sort of product to take out; that’s why our life insurance advisors in London will talk you through the policies and run through how each of them work.

If you aren’t considering life insurance, you may still benefit from a free protection review to learn about how they can help your loved ones financially, if you pass away.

7 Days a Week

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We are open and available to answer your calls 7 days a week. If you would prefer to book a free initial appointment online, there and then, you can do this by starting our enquire online process.

Our life insurance advisors in London are looking forward to hearing from you!

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Finding you the Right Life Insurance Deal in London

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