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If you are in the market for expert mortgage advice for a Buy to Let in London, look no further than Londonmoneyman. Our mortgage advisors have a lot of experience in helping investors of Buy to Let in London get their mortgages sorted.
Perhaps you are a first time landlord looking to make your first investment purchase? Maybe you already have a lot of experience in the field and have a growing property portfolio. In either case, you will always receive the same high level of service we provide to all of our customers.
As a mortgage broker in London, we have worked with countless landlords, helping them to obtain mortgages for their Buy to Let in London. We pride ourselves on our ability to form relationships with these landlords, working so hard that landlords we have previously helped will often come back again for additional mortgages.
Our dedicated team of mortgage advisors in London will search through 1000s of Buy to Let mortgage products, in order to find you the most suitable one. If you are instead looking purchase your Buy to Let in London by using a limited company as a Special Purpose Vehicle, our trusted team of Mortgage Advisors in London have the experience to help you. Over the years we have covered various different Buy to Let options, with purchasing via an SPV being one of them.
If you would like to discuss and compare taxation benefits, we are unable to help here. This is something that you will need to speak with a tax advisor about, as they are able to accurately advise on this specialist topic.
As well as being able to advise on any standard residential Buy to Let in London, we are also able to help you out with HMOs (House of Multiple Occupancy) and holiday lets, if you require any help with those.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
We provide expert buy to let mortgage advice in London and our team will be by your side will give you the chance to find which options for a buy to let mortgage in London are available to you based on your circumstances.
Being a buy to let mortgage broker in London, we have worked working alongside many buy to let landlords in London, both new and existing to guide you through the entire process and help clear any obstacles you face throughout your mortgage journey.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Although this may vary, we usually find that most lenders are looking for a deposit of around 20-40% of the value of the property. Factors such as: the size of your property portfolio, your circumstances, and your credit score will determine how much you can borrow for a mortgage.
A first time buyer in London can obtain a buy to let mortgage in London, though this can depend on the mortgage lender you match with.
Your situation could be considered a risk, as you will never have owned a property before, which a mortgage lender will ideally consider when deciding whether to accept or decline your application.
As a general rule, many mortgage lenders will have offers that are only accessible to existing homeowners who want to take out a buy to let mortgage in London.
You might find it much easier to apply for a buy to let in London if you are already an owner of a home, as this provides them with solid proof of your reliability when it comes to monthly mortgage payments.
The maximum amount a landlord can borrow for a buy to let mortgage will be determined by the projected rental income that the property is likely to generate once tenants have been found and a tenancy agreement begins.
Mortgage lenders will also want to see that you have an income yourself from a main job or self employment. The reason is that you will need to be able to cover the monthly payments of their buy to let the mortgage in London, in case of down periods where you do not have tenants.
You will need to provide your mortgage lender with documents for your buy to let mortgage in London. Your mortgage lender may also ask for things like proof of income (last 3 months bank statements or SA302 tax returns if you are self employed), proof of deposit, ID and address, most recent or current P60, and proof of rental income.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
To find out what investment goals are achievable, you are best speaking with a dedicated buy to let mortgage advisor in London.
During this appointment, your mortgage advisor will determine whether it is best to take out an interest-only buy to let or a repayment mortgage.
Our mortgage advisors in London search through 1000s of mortgage deals to find the best buy to let mortgage product that may help your investment goals!
We will then get your mortgage agreement in principle, which can be a great tool to support all the property purchase offers you want to make.
When your offer has been accepted, your mortgage advisor in London will submit your full mortgage application and forward any evidential documents to the lender.
During this process, your mortgage lender will stress-test your projected rental income to ensure you can afford all monthly payments, plus some additional costs.
Whether you are a new or existing landlord with several properties to your name, making it is important to recommend relevant insurances to cover you in times of need.
We will also contact you when your buy to let the mortgage needs to be renewed to make sure you are on the most suitable deal for your investments.
As a company, we always aim to make the process as simple, stress-free and jargon-free as we possibly can. To gain a deeper understanding of the relationships we form with landlords and the service levels they receive, please take a look at our genuine customer reviews. You’ll come to realise why so many choose us for their Buy to Let in London.
The process of obtaining a mortgage on a Buy to Let in London is never easy. We’re here to make the process as simple as we can. Our team have a lot of experience with mortgages for a Buy to Let in London, forming relationships with landlords who come back time and time again for their mortgage needs.
As an experienced mortgage broker in London with a long history of helping customers with their Buy to Let in London, we always work hard to ensure that our customers are well-guided and supported, all throughout their mortgage process.
We make sure that we keep up to date with the latest buy to let legislation and mortgage lending criteria. Doing this allows us to continuously provide our customers with accurate, reliable and appropriate mortgage advice in London. Your trusted mortgage advisor in London will be by your side from your first point of contact, all the way through to completion.
Our mortgage advisors in London will be available all throughout the week, from early on in the morning, until late at night. That even covers weekends and some bank holidays! We’re available at a time that suits you and your busy schedule.
During our time as a mortgage broker in London, we have encountered a wide variety of mortgage scenarios. These include regular cases for Buy to Let in London. No two mortgage is the same, and that applies here too.
Perhaps you are a current landlord and have already built up your own property portfolio of Buy to Lets in London, you may be looking for future investment opportunities to sink your teeth into.
If this applies to you, you may be able to take the route of a remortgage on one of the properties, in order to release equity. From here, you would be able to use the equity in order to cover the deposit of an additional purchase.
Not all mortgage lenders will allow an applicant who is looking to purchase a Buy to Let in London, to use a Special Purpose Vehicle, such as a Limited Company. That being said, there are specialist Buy to Let lenders, including ones we have on panel, who may be willing to work with this.
Expanding your Buy to Let portfolio by utilising a Special Purpose Vehicle is quite a specialist area. As such, you will need to speak with a specialist Buy to Let mortgage broker in London, before proceeding with your application. Get in touch today to speak with one of our mortgage advisors in London.
A house of multiple occupation (shortened to HMO), are properties that are usually rented out to five or more occupants. These types of property tend to be popular choices for setting up student accommodation near universities.
Finding a mortgage for this type of Buy to Let in London can often prove to be quite challenging, due to the fact that not every mortgage lender out there will offer mortgage deals on a HMO property. If you are looking at your options applying to take out a mortgage on a HMO property, get in touch with one of our specialist Buy to Let mortgage advisors in London today.
We have lots of specialist lenders on panel, and we may be able to help.
During our time as a mortgage broker in London, we have encountered a wide variety of mortgage scenarios. These include regular cases for Buy to Let in London. No two mortgage is the same, and that applies here too.
There are a wide variety of different Buy to Let scenarios out there as you can see. Another example may be if you are a first time buyer with plans to invest in a Buy to Let in London, or you are dealing with a complex situation that requires a second look from a mortgage expert.
If you are in need of anything regarding a Buy to Let in London, book your free initial mortgage appointment today and speak with a dedicated mortgage advisor in London. We’ll do everything within our power to help you out.
Read our 15 Reviews
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2025.
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2025.
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