As a homeowner, you may find yourself in a position where you have built up significant equity in your property over the years through mortgage repayments. Opting for a remortgage to release equity in London could be a strategic financial move worth considering.
Releasing equity through a remortgage in London involves obtaining a new mortgage that is larger than your current one, enabling you to access a lump sum of cash from the difference between the two amounts.
This process can be utilised for various purposes, such as debt consolidation, gifted deposits to family members, managing divorce or separation settlements, funding home improvement projects, or even planning for retirement if you are over 50.
The first step in the process is to assess the value of your property and find out your remaining mortgage balance. Remortgaging to release equity in London involves taking money out of your home, hence why lenders need to know how much equity you have in your property.
Once you have this figure, you can begin exploring your options. At this stage in the process, you should already be speaking with a mortgage broker in London, like us. You need to find out your eligibility, how much equity you can release from your property and what sort of remortgage deal you are going to switch on to.
During your remortgage review, one of our mortgage advisors in London will carefully evaluate your property value and existing mortgage details. They will then present you with a tailored quote, which will include the amount of equity you can release and your new projected monthly mortgage payments.
You must understand the implications of a remortgage to release equity in London before taking out a product. Our dedicated team of mortgage advisors in London specialise in this area and will guide you through the process, taking the time to explain the advantages and potential drawbacks involved.
By working with a mortgage broker in London like us, you gain access to a vast array of remortgage deals, ensuring you find the most suitable option tailored to your needs.
It’s free to speak with our mortgage advisors in London; make sure to take advantage of our remortgage review and start your process today.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026

We offer a free 30-minute remortgage review to assess your current mortgage and discuss your equity release options.
During this no-obligation appointment, we’ll explore your financial goals and look at whether you’re eligible to release funds from your property.

We have access to 1000s of remortgage deals from both high street and specialist lenders.
With our expertise, you can confidently choose the right remortgage deal to release equity in London while keeping your future financial plans in focus.

Once we’ve found the perfect deal for your situation, we’ll guide you through the application process, making it as smooth and stress-free as possible.
Our team will handle the paperwork and liaise with the lender, keeping you informed at every stage of the journey.

As part of our service, we also review your insurance needs to ensure you and your mortgage are fully protected.
From life insurance to critical illness cover, we’ll help you choose the right policies to safeguard your financial future. This way, you can enjoy the benefits of your equity release with peace of mind.
We offer a remortgage review to customers in London, allowing you to speak to an expert with ease.
Whether you’re looking to release equity or find a better deal, our knowledge and personalised approach ensure you receive the guidance you need to make informed decisions about your mortgage.
With access to thousands of remortgage deals, we work diligently to find the right option for you.
Our extensive network of lenders means we can search competitive rates and tailored solutions that align with your financial goals.
Our dedicated team is committed to providing a seamless remortgaging experience from start to finish.
We handle the paperwork, negotiate with lenders, and keep you informed throughout the process, ensuring that releasing equity or securing a better mortgage deal is as straightforward and stress-free as possible.
We offer our services are 7 days a week so that you can get in touch with us at a time that suits you.
Whether you need advice on a the weekend or support on a weekday evening, we’re here when you need us, making the remortgaging process more convenient for you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.