Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
We’ve assisted many customers who are seeking a mortgage despite having less-than-perfect credit. The good news is that most of them are still able to secure a mortgage, even with a bad credit history.
As a mortgage broker in London, we work with a wide range of lenders, including both high street banks and specialist providers. This allows us to search through 1000’s of mortgage deals to find one that’s tailored to you.
Customers may choose to obtaing a mortgage via their bank or an online comparison site before coming to us. What they often don’t realise is that hard credit checks can harm their chances of getting a bad credit mortgage because each hard credit check leaves a mark on their credit report.
Securing a mortgage with bad credit in London isn’t just about finding the lowest interest rate and applying. The process requires a strategic approach, which is where an experienced mortgage broker in London can make a significant difference.
Our mortgage advisors in London aim to match your situation with the right lender on the first attempt, helping to protect your credit score from further impact.
Our experienced mortgage advisors in London will carefully evaluate your bad credit situation – when the bad credit was recorded, what caused it, whether it’s now resolved, the amount involved, etc., to help chart the most appropriate course of action.
Different forms of bad credit mortgages exist, such as:
If you are considering getting a new mortgage and are concerned about your credit score, you can speak with one of our mortgage advisors in London today to find out what your mortgage with bad credit options are.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Every customer can benefit from a free initial mortgage appointment with one of our mortgage advisors in London. During your appointment, your assigned mortgage advisor in London will request information concerning your earnings and outgoings to work out your borrowing capacity.
After your free initial mortgage appointment, your mortgage advisor in London will try and find a mortgage deal that aligns perfectly with your unique financial circumstance. If you want to proceed with the chosen mortgage product, it’s time to start working on preparing your mortgage application.
Preparing and submitting your mortgage application is a crucial step towards acquiring your dream property. To support your application, you will need to provide supporting documents that support your income and affordability. At this stage of your journey, you will be partnered with a dedicated case manager. Their task is to guide you through every stage of the process, ensuring you’re kept informed and updated.
Now that your application is ready, we can send it off to the mortgage lender. Whilst we wait for the mortgage lender’s response, we will evaluate your insurance options with you, making sure that you and your family are protected in a situation where you cannot make your mortgage payments.
We have some fantastic customer reviews from other home buyers in London who came to us for mortgage advice in London, and they are a great representation of the levels of service we provide. While booking your free initial mortgage appointment, take a look to see what our customers said and to see how we may be able to help you too!
As an open and honest mortgage broker in London, we are able to search through many competitive bad credit mortgage delas on your behalf. We have a large panel of lenders and will be able to find the most suitable one for you and your mortgage needs!
It is our job to provide fast and friendly mortgage advice in London. We will try and find the most suitable mortgage product for you. Book yourself in online for your free initial mortgage appointment using our online booking feature. It’s clear and simple, just like our mortgage advice service.
Our team are available 7 days a week, including bank holidays and weekends. This means that as a first time buyer in London, you can book in your own appointment with a mortgage advisor in London at a convenient time, including out of hours!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 15 Reviews
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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