Are you a first time buyer in Bracknell? Our online booking system makes it easy for you to book an appointment with our mortgage advisors in Bracknell. We will take the time to understand your individual circumstances and help you find the right mortgage tailored to your personal and financial situation.
When you work with a mortgage broker in Bracknell, you benefit from the experience and expertise of a professional who has access to the whole of the market. We will take the time to understand your needs and search through the market to find the most suitable deal for you. We know that the mortgage process can feel a little overwhelming and stressful at times, that’s why we try and make the process smooth and easy-going.
The amount of money you will need to put towards a deposit will be influenced by your credit score and the value of the property you are looking at purchasing. If your credit rating is good, you should be able to access better rates and be able to provide a lower deposit, usually around 5%.
For those with a lower credit rating, you will likely be offered lower rates and be required to pay a higher deposit, usually between 10-15%. The size of your deposit will also be impacted by the cost of the property you want to purchase. If you require a larger loan for a more expensive home, it is likely that you will need to increase your deposit.
As your mortgage broker in Bracknell, our team of advisors are here to help you find the right mortgage for you. To get started, book your free initial appointment today and we’ll take care of the rest.
Finding the right mortgage as a first time buyer in Bracknell can be a tricky process, especially if you don’t know when to start. If you need some help getting onto the property ladder, it may be time to look at the government schemes available.
These schemes include the Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, and the First Home Scheme. These schemes were made to help first time buyers in Bracknell like yourself, to get onto the property ladder.
To see if you are eligible for these schemes, it is best to get in touch with one of our knowledgeable mortgage brokers in Bracknell.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
As a first time buyer in Bracknell, you may be feeling overwhelmed by the process of getting a mortgage. Don’t worry, we are here to help and take all of the stress away!
You can book your free initial mortgage appointment online with a mortgage advisor in Bracknell. We will pair you with an advisor that specialises in your situation.
During your free initial mortgage appointment, we will carry out an assessment of your personal and financial situation to get an idea of what sort of mortgage products you can access.
We will look at your credit, income, affordability and your deposit, trying to work out what is realistic for you as a first time buyer in Bracknell.
To find a mortgage product perfect for your personal and financial situation, we will search a number of different lenders, both high street and specialist to ensure you get the most suitable deal for you.
Once we find a deal tailored to your circumstances, we will present you with it in the form of a mortgage illustration.
If you are happy with the mortgage product, you’ll be assigned a dedicated case manager who will help prepare your mortgage application. They will make sure that you have all of your supporting documents in place.
Once everything is ready, we’ll submit your application to the lender and then all that is left to do is to wait for a response!
We offer a free initial mortgage appointments which you can book online for a date and time of your choice.
During your free initial mortgage appointment, you can speak to a mortgage advisor in Bracknell who will go through all of the different mortgage options available to you.
We have both high street and specialist mortgage products available across our huge panel of lenders. Your mortgage advisor in Bracknell will try and find the most appropriate product that tailors your needs as a first time buyer in Bracknell.
Our experienced mortgage advisors in Bracknell are here to help you make the right decision. We understand that getting a mortgage can be a daunting process; our job is to make the process as smooth and as stress-free as possible.
We understand that everyone is busy and it can be difficult to find time to book in an appointment with a mortgage advisor in Bracknell. That’s why our team are available 7 days a week, so you can book in a free initial mortgage appointment at a time that suits you. We also provide a flexible approach to our appointments and can arrange evening and weekend slots.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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