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First Time Buyer Mortgage Advice in Brixton

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7 days a week, 8am - 10pm

020 4511 4209 Speak to an Advisor
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First Time Buyer Mortgage Advice in Brixton

Discover your borrowing potential and move closer to securing your dream home as a first time buyer in Brixton.

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Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Fast & friendly mortgage advice in Brixton

Are you a first time buyer in Brixton? Our team of professional mortgage brokers in Brixton is here to help you navigate the complex world of mortgages. With extensive knowledge and expertise in the mortgage market, we are dedicated to finding the perfect mortgage deal for you.

Our top priority is providing efficient and friendly mortgage advice to first time buyers in Brixton. Our team of skilled mortgage advisors in Brixton will work closely with you to understand your unique situation and find the most suitable mortgage solution for your needs.

Take the first step towards owning your dream home and book a free initial mortgage appointment with our team of mortgage advisor in Brixton. We are committed to providing personalised guidance and support throughout the entire mortgage process.

First Time Buyer Mortgage Advice in Brixton

Book your free initial mortgage appointment online today

As a mortgage broker in Brixton, we specialise in helping first time buyers navigate the complex world of mortgages. Our dedicated team will provide you with expert guidance and support, taking the time to understand your unique circumstances and financial goals.

We will carefully explain all the mortgage options available to you, making sure you have a thorough understanding of each one. Our goal is to help you find the right mortgage that suits your needs and budget.

With our in-depth knowledge of the market, we can also advise you on how much deposit you will need for your mortgage, based on your personal situation. This will give you a clear idea of the costs involved and allow you to plan accordingly.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage FAQs in Brixton

Are there ways to help me get onto the property ladder in Brixton?

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If you are struggling to save up for a deposit is Brixton, perhaps exploring the government ran help to buy schemes could be within your interest.

The government introduced a set of help to buy schemes to help first time buyers and home movers get onto the property ladder. Some of these schemes include the Shared Ownership Scheme, Mortgage Guarantee Scheme, Lifetime ISA and the Forces Help to Buy (FHTB), just to name a few. Each scheme has it’s own unique requirements and you may not qualify for every single one.

To find out more about these schemes and whether or not they are suitable for your situation, get in touch with our mortgage advisors in Brixton today. We can run through each scheme with you and discuss the ins and outs of how they work, you never know, you could move into your first home quicker than you though with these schemes!

What are the costs involved with first time buyer mortgages in Brixton?

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During your free initial mortgage consultation, our mortgage advisors in Brixton will provide you with a comprehensive breakdown of all the costs associated with getting a mortgage. From conveyancing to solicitors fees, property surveys to mortgage arrangement fees, we will ensure that you have a thorough understanding of the financial commitments involved. Our aim is to empower you to make well-informed decisions that are in line with your budget and goals.

Don’t let the complexities of the mortgage process hold you back from achieving your dream of homeownership. Let our expert mortgage advisors in Brixton help you take the first step towards owning your own home.

What type of mortgages can I access as a first time buyer in Brixton?

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With a range of options to choose from, including fixed rate, tracker, discounted variable, and offset mortgages, we are here to support you every step of the way.

Fixed Rate Mortgages

For first time buyers in Brixton, a fixed rate mortgage is a popular choice. By locking in a fixed interest rate for a set period of time, you can rest assured that your mortgage payments will remain consistent and protected from any sudden increases.

Tracker Mortgages

Looking for a mortgage that follows the Bank of England’s base rate? A tracker mortgage may be the perfect fit for you. As the base rate fluctuates, your interest rate will also adjust accordingly.

Discount Variable Rates

If you’re looking to minimise your initial costs, a discounted variable rate mortgage may be the way to go. However, it’s important to keep in mind that your interest rate will be tied to your lender’s standard variable rate, which can change over time.

As a mortgage broker in Brixton, we are committed to helping first time buyers navigate the mortgage process and find the most suitable solution for their individual needs. Explore your mortgage options with us today.

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Our Simple 4-Step Process

Book Online

Step 1

We understand that buying a home can be overwhelming, especially for first time buyers, which is why we offer a free initial mortgage appointment to every customer.

You can schedule your appointment at any time that suits you, even on weekends, through our convenient online booking system. Simply select a date and time that works best for you and our advisor will be ready to help.

Free Initial Mortgage Appointment

Step 2

During your free initial mortgage appointment, we will gather all the necessary information during the consultation to determine the most suitable mortgage product for your unique situation. With our assistance, you can confidently navigate the complex world of mortgages and make an informed decision.

Our experienced mortgage advisors in Brixton will provide you with personalised advice and recommendations based on your financial goals and circumstances. With our help, you can make your dream of homeownership a reality.

Finding a Suitable Product

Step 3

Our team of experienced mortgage advisors in Brixton will work closely with you to identify the most suitable mortgage product. We understand that every buyer is unique and we strive to find a tailored solution that meets your specific needs.

Once we have identified the ideal mortgage deal for you, we will provide you with a mortgage illustration document. This document outlines all the key details of the chosen mortgage, ensuring transparency and clarity throughout the process.

Submit Your Application

Step 4

Once we have found a mortgage product that meets your needs and budget, we can move on to the next step – preparing your mortgage application.

After carefully reviewing and finalising your application, we can submit it to the lender on your behalf. From there, all you have to do is sit back and wait for their response. We will keep you updated throughout the process and provide any additional support or guidance you may need.

Reasons to Choose Us For Mortgage Advice in Brixton

Our Service

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Our team has extensive knowledge of the Brixton housing market and can assist you in finding the most suitable mortgage deals available. We understand that buying your first home can be a daunting and overwhelming experience, which is why we are here to make it as smooth and stress-free as possible. Our goal is to help you make the most informed decision when it comes to choosing a mortgage.

We understand that buying a home is a significant financial commitment, and we want to ensure that you have a mortgage that fits your budget and long-term goals. Our mortgage advisors in Brixton will take the time to assess your financial situation and provide you with realistic and achievable mortgage options.

Free Initial Appointment in Brixton

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Getting mortgage advice in Brixton is essential when it comes to buying your first home. You can book your free initial mortgage appointment online or by over the phone, you choose what suits you.

Get in touch with us today and let us help you take the first step towards homeownership in Brixton. Our experienced team of mortgage advisors will be with you every step of the way.

1000s of Mortgage Options

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Our team can search through 1000s of mortgage products on your behalf. We have a large panel of lenders that offer both high street and specialist mortgage products.

We will carefully look at your personal and financial situation to determine the perfect mortgage product for you.

7 Days a Week

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We offer free initial appointments 7 days a week, including bank holidays and weekends, so you can schedule a meeting at a time that suits you.

You can book your appointment for early in the morning, during the afternoon or late in the evening, whatever time suits you!

Malcolm and Amy Davidson - Mortgage Advice in London

We search 1000s of first time buyer mortgages in Brixton

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Halifax
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HSBC
Nationwide
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Mortgage Works
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Natwest Mortgage Advice
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Aldermore Mortgage Lender
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Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Brixton

How much can you borrow for a mortgage in Brixton?

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Our team of expert mortgage advisors in Brixton will work closely with you to understand your unique financial situation, including your income, deposit size, and other financial obligations. Armed with this information, we can determine the ideal amount for you to borrow and help you secure a mortgage that suits your needs and budget.

We recommend consulting with our team of knowledgeable mortgage advisors in Brixton for a precise and reliable estimate. With our personalised advice and guidance, you can confidently take the first step towards owning your dream home.

What are my first time buyer mortgage options in Brixton?

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For first time buyers in Brixton, there is a wide range of options available. To gain insight into the various products that you can avail, simply have a brief consultation with our team of knowledgeable mortgage advisors in Brixton – and the best part? It’s completely free!

With every person’s situation being distinctive, you may be pleasantly surprised to discover that you qualify for a more favourable interest rate than anticipated.

Looking for an agreement in principle ahead of your mortgage in Brixton?

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As a reputable advisor for first time buyers in Brixton, we understand the importance of obtaining an agreement in principle when looking for a mortgage. This crucial document serves as proof to lenders that you are financially ready to take on the responsibility of owning a home.

As your mortgage broker in Brixton, we can arrange an agreement in principle for you within 24 hours. They usually last between 30-90 days, therefore, if your deal expires, don’t hesitate to get back in touch and we can quickly renew it for you.

Mortgage Guides

Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Londonmoneyman 2025.

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