We know that it can be confusing and a little daunting taking on the mortgage process as a first time buyer in Farnborough. As a mortgage broker in Farnborough, it is our job to help you through your entire mortgage journey. We want to remove all of the stress from the process so that you can enjoy a your first home buying experience.
Our mortgage advisors in Farnborough are highly experienced and knowledgeable in the mortgage industry. During your free initial mortgage appointment, they will take the time to understand your individual circumstances so that they can find the most suitable mortgage product for your personal and financial situation. We have access to 1000s of mortgages through our vast panel of lenders, our mortgage advisors in Farnborough can help you find the most suitable deal that fits your needs.
Your credit score and the cost of the property you are interested in will determine the amount of money you need to put towards a deposit. Generally, if you have an excellent credit rating you can access better rates and put down a lower deposit, around 5%. Those with a lower credit rating may be offered lower rates but will be required to pay a higher deposit, usually between 10-15%.
The size of your deposit will also be impacted by the cost of the property you want to buy. If you require a larger loan for a more expensive home, you may need to increase your deposit.
To get started and find out how much you can borrow, book your free initial appointment today and we can help you begin your first time buyer mortgage journey in Farnborough.
We understand that getting onto the property ladder can be a difficult process. That’s why we sometimes recommend taking advantage of the government schemes available to first time buyers in Farnborough.
These schemes include the Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, and the First Home Scheme. These schemes have been made to help first time buyers like yourself to get onto the property ladder.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
We have made a simple and easy way to book your free initial mortgage appointment. Our online booking system allows you to book a mortgage appointment with a mortgage advisor in Farnborough at a date and time that suits you.
We even have availability on the weekends if that better suits your busy personal and working weeks.
During your free initial mortgage appointment, a mortgage advisor in Farnborough will assess your personal and financial situation. This will enable us to get an understanding of what sort of mortgage products are available to you as a first time buyer in Farnborough.
We will look at your credit, income, affordability and your deposit, to work out what kind of mortgage is realistic for you. We will then discuss the different options available to you and help you to find the right mortgage product.
We offer a comprehensive search of different lenders, both high street and specialist, to make sure you get the most suitable deal for your circumstances.
Once we find a mortgage that’s tailored to your personal and financial situation, and you are happy with the product, we can begin preparing your mortgage application!
Once your application is ready, we will submit it to the lender and wait for a response. Your dedicated case manager will be right by your side to guide you through the process and make sure you understand every aspect of the agreement.
Once we hear back the good news, we will be in touch right away to let you know that your application has been successful!
We provide free initial mortgage appointments for those looking to buy their first home in Farnborough. You can book a date and time of your choice online.
Getting mortgage advice in Farnborough is essential when taking on your first mortgage journey, it can get complicated and confusing at times; our job is to take all of this away!
Before you book a free initial mortgage appointment, use our handy mortgage calculator. Get an idea of what mortgages you can realistically afford by entering your income, outgoings, and desired loan amount.
For an accurate figure of how much you can borrow, get in touch with our mortgage advisor in Farnborough today.
We understand that getting a mortgage is a big commitment and that’s why we’ll always be on hand to answer any questions you may have. We’ll keep you up to date with the progress of your application and provide you with the support you need throughout the whole process.
Whether you’re a first time buyer, or you’re looking to switch your mortgage, our mortgage advisors in Farnborough are here to help you find the perfect mortgage for your new home in Farnborough.
As a mortgage broker in Farnborough, we understand that life can get busy and booking a mortgage appointment not sit at the top of your list! This is why we introduced our new online appointment booking system which has slots available 7 days a week.
Later evening and weekend slots allow you to arrange a free initial mortgage appointment at a time that suits you. Book online and speak to a mortgage advisor in Farnborough today.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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