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Speak to an Advisor 7 days, 8am - 10pm
Helping first-time buyers in Harrow. Mortgages are a big financial responsibility, so if you’re a first-time buyer in Harrow, the process can be overwhelming. We provide specialist mortgage advice in Harrow, aiming to reduce your stress and guide you through the process.
It’s not just about the mortgage; it’s about the journey to get there. We will strive to make the process as straightforward as possible, keeping you up-to-date all the way. You will have a mortgage broker in Harrow at your side, from start to finish.
How much deposit do I need for a first time buyer mortgage in Harrow? This is contingent on both your credit score and how much you would like your monthly mortgage payments to be.
As a mortgage broker in Harrow, I usually find that those with a good credit score who are purchasing a property for the first time have access to better rates and are able to put down a lower deposit, such as 5%.
However, if you are a first time buyer in Harrow with a lower credit score, you may only be able to access lower rates and be expected to put down a higher deposit, possibly 10-15%.
You may also choose to put down a larger deposit if you want to reduce your monthly repayments. The less you have to borrow, the less you will have to pay back in total.
The deposit you decide to put down will also depend on the value of the property you are buying. If you require a larger mortgage for a pricier property, you will need to put down a larger deposit.
If you are unable to save up the minimum deposit needed for your property purchase, there are various government mortgage schemes available to help you get on the property ladder. These schemes include the Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, First Home Scheme and some more. However, you will need to meet the criteria for all these schemes and this is where an experienced mortgage broker in Harrow can be of great assistance.
For more information on first time buyer mortgage advice in Harrow and to discuss any of the government mortgage schemes available, book a free initial mortgage appointment and talk to a mortgage advisor in Harrow today.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
190 5 Star Reviews
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Our mortgage broker in Harrow will then search the market to find the best first time buyer mortgage for you. This will include taking into account all the latest mortgage deals and market conditions to provide you with the best advice available.
At the end of the process, our mortgage advisor in Harrow will provide you with a clear understanding of the products and options available to you, to enable you to make an informed decision.
At Londonmoneyman, we provide an experienced mortgage broker in Harrow, offering you the best advice and tailored solutions to meet your needs.
Our brokers have a wealth of knowledge and experience in the mortgage industry, so you can trust us with all your mortgage needs. We provide a personal service and will take the time to get to know you and your requirements. We will then search the whole of the mortgage market to find the most suitable deal for you.
We also offer assistance with remortgaging, buy-to-let mortgages, commercial mortgages, secured loans and life insurance. So, if you’re looking for a mortgage advisor in Harrow, look no further than Londonmoneyman!
Once your offer has been accepted, your mortgage broker in Harrow will submit your full mortgage application and provide all necessary documentation to the lender.
Your committed case manager will stay in contact with you throughout the entire procedure until you receive your official mortgage offer and conclude your acquisition.
If you’re looking for a reliable mortgage broker in Harrow, look no further. We will provide you with expert advice from an experienced broker or advisor. Our friendly team will be more than happy to answer any questions you may have.
We are committed to ensuring that you get the right mortgage for you and your family, so contact us today to find out more.
We have some wonderful customer reviews from other first-time buyers in Harrow who sought our mortgage advice. Have a glance at these testimonials to get a better idea of the service we offer and find out how we might be able to help you too! When booking your free initial mortgage consultation, be sure to check out what our customers had to say.
We are a trustworthy mortgage advisor in the capital, offering our clients access to a wide range of lenders. Our team of experts will scour the market to find the right mortgage product for you. With our comprehensive knowledge of the products available, you can be sure that you will be offered the most suitable solution for your circumstances.
Our commitment to you is that we will always strive to provide a personalised service, tailored to your individual needs. We are dedicated to providing an honest and professional service, and will ensure that you fully understand the products and options available to you.
We are here to help – so if you’re looking for a mortgage broker in Harrow, contact us today and we will do our utmost to make sure you get the most suitable deal for your situation.
For many years, we have been the leading mortgage broker in Harrow. We have helped countless first time buyers with their mortgage needs, offering a range of services that assist in making the process smoother and easier. Our experienced advisors are on hand to provide advice on the most suitable mortgage products to meet your needs.
Book an appointment with us and speak with one of our friendly and knowledgeable mortgage advisors. They will answer any questions you may have and provide a tailored solution that works best for you. With our expertise and dedicated customer service, you can be assured that you are in safe hands.
Our team are accessible 7 days a week, including public holidays and weekends. This means that as a new homeowner in Harrow, you can arrange an appointment with a mortgage broker in Harrow at a suitable time, even out of regular hours!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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