Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
We know that buying a house is a major financial commitment and comprehending the mortgage process can be intimidating. That’s why we offer a speedy and friendly mortgage advice service to help you stay relaxed and get the most suitable deal available.
From the initial research stage to when you have signed the contract and obtained the keys, we’ll be along for the ride. We’ll keep you informed about the progress and make sure you have all the details needed to make the best choice for your personal and fiscal circumstances.
The amount of deposit you need to put down can depend on a variety of factors, such as your credit score and the size of your desired monthly payments. Generally, those with a good credit score can put down around 5%. However, if your credit score is lower, you may have to put down as much as 10-15%.
Plus, you may wish to put down a larger deposit to reduce your monthly payments. The less you borrow, the less you have to pay back. It’s also important to keep in mind that the amount of deposit you need can be affected by the value of the property you’re looking to buy. This means that if you need a bigger mortgage for a more expensive property, you may have to put down a larger deposit.
The mortgage market can be complex and intimidating for first time buyers in Luton, so that’s why using a mortgage broker in Luton can prove invaluable.
We can provide you with advice on the different schemes that are available, such as the Help to Buy Shared Ownership Scheme, the Mortgage Guarantee Scheme, and the First Home Scheme. Our experienced mortgage broker in Luton can help you understand the criteria for each and help you to choose the most suitable one for your individual needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
As a first time buyer in Luton, seeking professional advice from a mortgage broker is a wise decision. With our help, you can find the right mortgage to suit your individual circumstances.
Get in touch today to arrange a free initial consultation and take the first step towards finding the right mortgage for you.
We will assess your financial situation, understand your needs, and find the right mortgage from one of our wide range of lenders.
We can provide you with an agreement in principle within 24 hours of your free initial consultation. This could be a great help when making any offers on property in Luton.
We carry out a mortgage search to ensure that you get the most suitable mortgage product in Luton for your needs. We will take the time to understand your financial situation and look through the thousands of mortgage products available to us.
We are dedicated to finding the most suitable mortgage deal for you and will provide tailored advice to ensure that you get the most suitable product.
Once you have chosen the product that is right for you, we will begin to prepare the mortgage application. We will be on-hand to guide you through the entire process and answer any questions you may have.
When everything is ready, we will submit your application to the lender. Your own personal case manager will stay in contact with you throughout the entire process, providing updates on the progress of your application.
Our mortgage advisors in Luton will be with you every step of the way, from the initial free advice appointment to the completion of your mortgage application.
To get started, simply book your free initial advice appointment online. Our mortgage advisors in Luton will be more than happy to answer any questions you may have.
Our experienced advisors are here to make sure you get the right mortgage for your individual needs and circumstances. We have a panel of lenders so that we can provide you with the most suitable option.
Our advisors take the time to get to know you and understand your needs, so that you can be sure that you get the mortgage that suits you and your budget.
We provide a 7 day-a-week service, including bank holidays and weekends, so you can book your free initial mortgage appointment with us at a time that suits your busy schedule. Even if you can’t make it during normal working hours, we can still provide you with the advice you need.
Getting first time buyer mortgage advice in Luton has never been easier!
Read our 15 Reviews
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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