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Mortgage Broker in Croydon

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

020 4511 4209Speak to an Advisor - It's Free!

Mortgage Broker in Croydon

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 020 4511 4209

Providing expert mortgage advice in Croydon.

Welcome to our mortgage advice page! With over 20 years of experience as a mortgage broker in Croydon, we’re here to guide you through the entire mortgage process. Our aim is to make you feel comfortable and secure by providing expert assistance from start to finish.

Whether you’re a first time buyer or a home mover, we can help take the stress away when dealing with mortgages. Our professional mortgage advisors in Croydon will support you and answer any questions you have along the way.

No matter your individual situation, we’ve likely encountered something similar before, so don’t hesitate to reach out for assistance. We’re dedicated to helping you overcome any mortgage hurdles you may be facing.

As experts in the field, we aim to save you time and money. Our mortgage advisors in croydon will shop around for you, comparing your details with thousands of mortgage products to find the most competitive rate that suits your personal and financial needs.

Book your free mortgage appointment today and let us assist you throughout your mortgage journey.

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Popular Mortgage FAQs in Croydon

Speak to a mortgage advisor in Croydon today.

If you’re considering remortgaging, we can discuss all your options, including capital raising for home improvements or debt consolidation. Consulting with a remortgage advisor in Croydon can lead to securing a better mortgage deal, as we know where to look and which lenders are best suited to your application.

Our mortgage advisors in Croydon, are available from 8am-10pm, 7 days a week, to cater to your convenience. Our commitment to exceptional customer service sets us apart.

We take pride in delivering a secure and comfortable experience, as evidenced by our outstanding customer reviews. Feel free to check them out and see for yourself!

With our team of professional Mortgage Advisors in Croydon, you can expect expertise across all mortgage areas. We are responsive, caring, and committed to open and honest communication.

Take advantage of our free mortgage consultation, where we can provide valuable guidance tailored to your needs. Contact us today and discover the support of your trusted Mortgage Broker in Croydon.

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Popular Mortgage FAQs in Croydon

First Time Buyer in Croydon

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As a first time buyer in London and Croydon, entering the mortgage process can be a daunting and unfamiliar experience, filled with complex and sometimes stressful aspects. We understand these concerns, and our primary goal is to provide reassurance and calmness throughout the entire journey.

Our dedicated Mortgage Advisor in Croydon will be there by your side, guiding you every step of the way and addressing any questions or uncertainties you may have.

Determining the amount you can borrow is a crucial aspect, and our advisors are more than happy to assist you with this. Our affordability calculator is designed to provide an accurate borrowing estimate.

Additionally, our advisors will expedite the process of obtaining an agreement in principle for you, typically within 24 hours of your free mortgage appointment. Having this agreement will prove beneficial when making an offer on a property.

We believe in creating a smooth and transparent mortgage experience for first time buyers in Croydon, and our team is committed to ensuring your journey is stress-free. Feel free to reach out to us with any queries or to schedule your free mortgage appointment

Moving Home in Croydon

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The process of moving home in London and Croydon often involves the simultaneous buying and selling of properties, making it renowned as one of the most stressful experiences in one’s life. However, our primary aim is to alleviate that stress by handling all aspects of the mortgage process, allowing you to focus on the move itself!

As a mortgage broker in Croydon, we are dedicated to providing clear and transparent mortgage advice in Croydon, starting from the very first point of contact and continuing until you receive the keys to your dream home. We understand the importance of keeping you well-informed throughout the entire journey, ensuring you have a complete understanding of the mortgage process.

Our team is here to guide you every step of the way, assisting with all aspects of the mortgage, so you can experience a smooth and stress-free moving journey. Contact us today to get started and let us help you make your home transition a seamless one.

Remortgage in Croydon

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If you initially opted for a fixed-term mortgage when you took out your first mortgage, it’s highly likely that you selected a short-term product. While longer terms are available, many borrowers choose a term ranging from 2 to 5 years. As you approach the end of this fixed term, it’s essential to start exploring your options for remortgaging, enabling you to secure another product with a new fixed term.

At our firm, we have a vast network of lenders at our disposal, allowing our experienced remortgage advisors in Croydon to search through thousands of remortgage deals on your behalf. In doing so, they may discover a rate that is even more competitive than your current one.

Whether you’re interested in home improvements, debt consolidation, equity release, or have concerns about bad credit, our team is here to provide comprehensive remortgage advice in London and Croydon. We offer the knowledge and support you need to navigate various remortgage routes.

Don’t hesitate to get in touch with our team today if you’re considering remortgaging. We’re ready to assist you every step of the way and help you explore the best options for your unique circumstances.

Buy to Let in Croydon

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Our team has extensive experience in assisting both aspiring and established landlords in Croydon who are eager to build their property portfolios through a buy to let mortgage in London & Croydon.

At Londonmoneyman, we have dedicated buy to let advisors who have built strong relationships with local landlords over the years. We take great pride in helping them secure buy to let mortgages for their new property acquisitions. In fact, many landlords have returned to us for assistance with remortgages on their existing properties. If you have investment goals in mind, don’t hesitate to get in touch with our team today.

We understand the unique needs of landlords and are committed to providing comprehensive buy to let mortgage advice in Croydon and support. Whether you’re starting your property investment journey or looking to optimize your existing portfolio, our team is here to guide you every step of the way.

Book your free mortgage appointment and let us help you turn your investment aspirations into reality.

Help to Buy in Croydon

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For those looking to purchase a property, you may find a Help to Buy beneficial. There a large range of Help to Buy Mortgages in London & Croydon available. There are First Home schemes specifically designed to assist individuals and families in getting onto the property ladder.

These schemes often offer financial support or incentives to make homeownership more attainable, such as discounted purchase prices or shared equity arrangements. Some schemes enables buyers to secure a mortgage with a deposit as low as 5% of the property’s value, providing more accessible financing options for those with smaller deposits.

Feel free to seek mortgage advice from experienced mortgage advisors in Croydon who specialise in Help to Buy mortgages. Our team can provide valuable insights, guide you through the application process, and help you find the most suitable mortgage solution tailored to your needs.

Self Employed in Croydon

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Those who are looking to self employed mortgages in London & Croydon as a self employed applicant may find the process difficult. Aspects of the process that can make it difficult include the strict lending criteria as well as the amount of evidence that you have to provide to get accepted by your lender. Our mortgage advisors have a brilliant reputation of assisting many self employed applicants have rich knowledge of self employed lending criteria.

You are under the self employed category if you own more than 20-25% of your business. One of the requirements to get a mortgage as a self employed applicant, you need to have been trading for at least two years. This is because lenders will normally want information from you based on these two years.

Right to Buy in Croydon

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In the situation that you live in a rental property that’s owned by the local authority (either the council or a local housing association), you may qualify for the right to buy mortgage advice in London & Croydon . You will need to see if you are able to pass the requirements.

With this scheme, you could be able to purchase your property at a discounted price depending on the length of time you have been living in the property as well as the value of it. Potentially, the discount would cover your deposit for the property meaning you may not need to put one down. Depending on the lender, you may still require a small deposit to make sure you can afford a mortgage and your monthly payments.

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Our Simple Mortgage Process

Contact our team

Step 1

Go through our book online system for your free mortgage appointment

Attend your free mortgage appointment

Step 2

Our team will allocate you to a knowledgeable Mortgage Advisor in Croydon who will ask you questions about your situation to build up your financial background as well as assess your affordability. Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free mortgage appointment.

We search 1000's of deals

Step 3

Your advisor will look through our large panel of lenders to find the most appropriate mortgage for you. We will resume the mortgage application when you are happy with our recommendation.

It's time to submit your application

Step 4

When your mortgage application is good to go, we will put forward your mortgage application to the lender.

Reasons to Choose us For Mortgage Advice in Croydon

Free Mortgage Appointment in Croydon

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Our online booking system allows you to attend your free appointment at a time that suits you. Our mortgage advisors in London & Croydon are available 7 days a week to support you through the process.

We can help with enquiries regarding mortgage advice in Croydon, equity release and insurance products, our team are here to help!

1000s of Deals

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If you approach the bank for mortgage advice, you will find that they only offer products from one lender which is themselves. As well as this, it can be difficult to get an appointment with their mortgage advisors which can be frustrating if you are currently looking at properties or ready to make an offer.

Approaching a professional mortgage broker in London & Croydon can be more beneficial as we can compare a range of deals. Here at Londonmoneyman, we have access to a large panel of mortgage lenders on panel with some offering specialist mortgage products. Our team have extensive experience and rich knowledge about these products and providing tailored mortgage advice to customers.

Our Service

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Here at Londonmoneyman, we have been working hard in the world of mortgages for well over two decades and counting. Our open & honest team of mortgage advisors in London & Croydon have encountered a wide variety of mortgage situations over the years, using that experience to help customers both new and returning.

We want the absolute best for all of our customers, in all situations. Let us help you find the best mortgage product for you!

7 Days a Week

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Our fast & friendly mortgage advice team in London & Croydon are here to answer all of your questions and help you achieve all your goals, 7 days a week. We are at work every day, from early until late at night, to ensure that you have a reliable, flexible mortgage advice service.

Using our online booking feature, you’ll be able to speak with a member of our mortgage advice team at a time that best suits you, subject to availability.

Malcolm and Amy Davidson - Mortgage Advice in London

Common Mortgage Questions in Croydon

How much can you borrow for a mortgage in Croydon?

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The amount of you can borrow can come down to a range of factors. The most important one is your credit score. In the case that you have a good credit score, you usually are required to provide a minimum of a 5% deposit. but if you have a bad credit score, it’s likely to will have to put down a deposit of 10%-15%.

Obviously, your deposit amount will also vary depending on the property you are interested in purchasing.

What do I do if I am ready to make an offer on a property in Croydon?

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For those who are ready to make an offer on a property, have your mortgage agreement in principle to hand and are now needing a suitable mortgage product, we are happy to help!

Our team understand that the home-buying process can be difficult on it’s own let alone finding a mortgage to go with it. Here at Londonmoneyman, our goal is to provide you with a service that is stress-free and supportive throughout.

I have been declined by my bank, can you help?

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In the circumstance where you have been declined by your bank and are in need of an expert Mortgage Broker in Croydon to help you, our team are here to help! We strongly recommend that you avoid applying to a lot of different banks as this can have a detrimental effect on your credit score especially if you have been declined.

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Foundation Home Loans & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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Speak to an Advisor – It’s Free!
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