Mortgage Broker in Luton

Are you a first time buyer in London & Luton who wants to get on the property ladder and want to know your mortgage options? If so, by talking to one of our expert mortgage advisors in Luton, not only will they guide you along the whole process, but they can keep you informed and free of industry jargon, sending you well on your way to receiving the keys to your dream home.



Our mortgage advisor in Luton can tell you the maximum amount you can borrow and look to obtain a mortgage agreement in principle. Usually, our team can get this turned around and back to you within 24 hours of your initial appointment. When you start making a property offer, it’s always a good idea to get a mortgage agreement in principle in advance.

Moving home to London & Luton can be cited as one of the most stressful experiences in life, but it shouldn’t be, especially when you consider your mortgage aspects. The good news is that homeowners looking to do so that having a mortgage broker in London on hand will be very beneficial.



We’ll aim to get your process sorted as swiftly and efficiently as we can. Let’s deal with the aspects of the mortgage to relieve the stress so you can focus more time on the move itself.

Before your fixed term mortgage ends, you may need to think about your options. Our mortgage advisors in Luton will examine what remortgage options are available. They will look at your situation and recommend the next step you can take.



In some cases, we find that customers like to remortgage to release equity for home improvements, while others are looking to use it to pay off their debts, and some do so to access better rates.



Our team has a lot of experience in a variety of situations so they can provide you with expert remortgage advice in London & Luton, so please contact us and we will see how we can help.

Our team of mortgage advisors in Luton has experience in buy to let mortgages in London & Luton. We have helped many landlords obtain a buy to let mortgages in the past. Our mortgage advisors in Luton can find you the most suitable mortgage for what you are looking to achieve with your investment purchases.



Some returning landlords return to us for our services to add more to their property portfolio or to remortgage a property they already have. We can also help those who want to release their current property to raise money to buy a new home to live in; it’s called let to buy.

If you are a first time buyer in London & Luton looking to buy a new building property, you may benefit from utilising one of the governments Help to Buy in London & Luton, depending on if you are eligible for any of these schemes available.

It can be challenging for self employed applicants to secure a mortgage. Some challenges may include not meeting the lender’s standards or showing enough evidence to prove that you can keep monthly payments. Our mortgage advice team in Luton have helped many self employed applicants.



Anyone looking to obtain a self employed mortgage in London & Luton who owns more significant than 20-25% of their business will need to have been self employed for at least two years. Generally, mortgage lenders are going to need information from you based on that period.

Right to Buy in London & Luton allows tenants to partially purchase their council property if they fit the criteria to be eligible for the scheme.



Depending on how long you lived in the property and the value of the property, you will receive a discounted purchase price. Often because of this discount, you will not be required to deposit, although it is essential to save some money to cover the necessary costs.



Make sure you’ve spoken to the council or the housing association that owns your property and see if you’re eligible for the plan. Once you know you qualify for the scheme, your local authority will offer you a price to buy the property then contact your mortgage broker in Luton to check your eligibility and affordability for a mortgage.