Mortgage Broker in Reading

If you’re a first time buyer in London & Reading, you may not know where to start.



Taking on such a major financial responsibility can be scary and intimidating.



As mortgage advisors in Reading, it’s our job to help you find your footing on the property ladder.



We can assist you with every step of the process, from your initial contact to completion and afterwards. We’ll be there to support you all the way.

If you’re living in or near Reading and have reached the end of your initial fixed-term, you may be considering your options for moving home in London and surrounding areas.



There are several explanations why you may opt to move home in Reading, from needing more space (maybe if you are expecting a baby or require a home office), to needing more economical living costs, or even just for a change of scenery.



At our organisation, we understand that the process of relocating can be incredibly stressful. You have to find a buyer, pack your belongings and arrange everything on your new home purchase.



We aim to reduce your stress levels, by taking the weight of the mortgage off your shoulders. We know that it is a lot to manage, so we are here to help.

For those looking for remortgage in London & Reading, it’s important to get the right advice.



It’s important to shop around and take the time to read the small print so that you know what you’re signing up for.



It’s also worth noting that remortgaging may not be the most suitable option for everyone. If you’re on a tight budget, for example, you should be careful to ensure that you’ll be able to keep up with the payments.



If you’re considering remortgaging, it’s a good idea to seek remortgage advice in London & Reading from a professional mortgage broker.



They will be able to talk you through your options and give you tailored advice that is based on your individual circumstances.

Perhaps you’re an existing or budding investor in the property market, looking to purchase a Buy to Let property.



This is something we come across often at Londonmoneyman. Buy to Let is a popular option, as it has the potential to result in great reward in the long run.



Our team of buy to let mortgage advisors in London and Reading have a wealth of experience in creating connections with landlords, aiding them in expanding their portfolios, whether buying in their own name or with a SPV (Special Purpose Vehicle), such as their Limited Company.



The Financial Conduct Authority does not regulate certain types of buy to let or commercial mortgages.

As an applicant of a self employed mortgage in London & Reading, you may find that demonstrating your income can be more difficult than for a regular employed applicant.



This is because you have to provide proof of a consistent and sufficient income. Getting a self-employed mortgage in London & Reading is not impossible.



Our team have a great deal of experience helping self employed mortgage applicants buy a property.



Your advisor will discuss your case with you, suggesting an appropriate mortgage product and giving you the best advice on the steps to take, so you can approach the mortgage process with confidence and a greater chance of success.

Homeowners over the age of 55 who meet the right criteria may be considering their options for an Equity Release in London & Reading.



Rather than remortgaging to release equity, this is usually taken out in the form of a Lifetime Mortgage.



This is a highly specialist field, so it is important to consult with a qualified professional.



Get in touch with us today to arrange a free later life consultation with an experienced expert. It’s important to ask for a personalised illustration in order to understand the features and risks.



Equity Release may come in the form of a Lifetime Mortgage or Home Reversion Plan. A Lifetime Mortgage could have an impact on the value of your estate and could affect your entitlement to current and future means tested benefits.



The loan plus accrued interest is repayable upon death or moving into long term care. Home Reversion Plans involve selling all or part of your home to a plan provider in exchange for a tax-free lump sum.



To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan.



A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.



A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.