Mortgage Broker in Sevenoaks

First time buyers in Sevenoaks may feel overwhelmed when it comes to starting the mortgage process. However, our friendly team is here to guide you every step of the way. From the initial contact to getting the keys, we’ll keep you up to date on the status of your application and keep any technical jargon to a minimum. First time buyers in London and Sevenoaks residents can book a free mortgage appointment online or contact us today.

We’ll start by asking questions to get a better understanding of your financial background. Then an affordability assessment will be done to identify the types of deals available to you. Your advisor will then search through all the options to find the one best suited to your circumstances. They can also secure an agreement in principle within 24 hours of your first appointment.

If you’re moving home in London or Sevenoaks, you may feel more confident in the process if you have gone through it before. However, one tricky area can be managing the buying and selling of two properties at the same time, particularly when taking into account the mortgage side of things. Fortunately, our team are able to assist with the mortgage part of the process.

There are various reasons why people choose to move home, with the most common being to upgrade to a bigger property. Before viewing and putting in offers, it is a good idea to check your affordability. We can help you to create a budget, which will let you know what kind of properties you can afford in Sevenoaks.

Throughout the years, we have established a strong and enduring relationship with numerous buy to let landlords. Whether you’re a new landlord or have an existing portfolio, we can help you out with your buy to let in London & Sevenoaks.

We have lots of mortgage options on offer, including HMOs, Holiday Lets, Let to Buy and more! Let your mortgage advisor in Sevenoaks guide you through the buy to let possibilities.

As you approach the end of your fixed mortgage term, it is wise to begin exploring remortgaging. Remortgaging in London & Sevenoaks is when you switch to a different mortgage deal instead of reverting to your lender’s standard variable rate of interest. We can help you locate a competitive rate most suitable to your specific mortgage situation. If you have kept up with your payments, you could have access to more favourable rates.

In addition to securing a better deal, many people remortgage in order to fund home improvements, remove equity from within their home or incorporate debt into their mortgage.