Getting mortgage advice in Watford has never been easier! Our mortgage advisors in Watford have over 20 years of experience and have dealt with almost every mortgage situation. We are able to compare mortgages for first time buyers, home movers, buy to let landlords, the self employed and those looking to utilise the help to buy schemes. More often than not, the mortgage process is not straightforward, therefore, getting a mortgage broker in Watford to help you along the way can make things much simpler. With our expertise and knowledge, we will try our best to secure you an excellent and competitive mortgage product for your property in Watford.
Book OnlineWe make sure that you are completely covered when it comes to taking out a mortgage by recommending insurances alongside your new mortgage product. For us, we want to make sure that you are in the best financial situation when it comes to finishing your mortgage process. We are also able to search 1000s of deals on your behalf, both mortgage and insurance products. Your mortgage advisor in Watford will make sure that they are fully aware of your personal and financial situation before recommending you a product. We offer a free appointment to every customer, all that you need to do is give us a call or book online. If you choose to follow our book online route, you will be able to select a date and time for your appointment there and then. You will be paired with a mortgage advisor in Watford that specialises in your situation, they will take time to look at the questions you have answered so that they can prepare for your appointment with you.
Apply NowWhen you are a first time buyer in London & Watford, the mortgage process can seem daunting and it can be confusing where to start. Our job as your mortgage broker in Watford is to provide our full support and guidance throughout the whole mortgage process so that you feel comfortable and know what is going on at all times. Whether this was through using a traditional mortgage method or utilising a help to buy mortgage scheme, we have helped many homebuyers get their foot onto the property ladder. If you want to explore your different mortgage options, your mortgage advisor in Watford will be able to compare help to buy schemes with you and see what you could qualify for.
Moving home can be a stressful experience as it is, never mind also trying to find a new mortgage for the house you're moving into. When you are moving home in London & Watford, we take all of this stress off your shoulders - making the mortgage side of the process simple and straightforward. We are always transparent with our customers, making them aware of all of their options when it comes to taking out a new mortgage. For example, some customers may get the chance to port their current mortgage to their new property which could save them money down the line. If this is the case, we will recommend this option and help them accordingly. In Watford, we are here to help you arrange your mortgage so that when it comes to moving-in day, you have everything set up and can just focus on your new home.
If you are coming towards the end of your fixed mortgage term, you will have to start thinking about your remortgage in London & Watford. If you don't act early enough, you could end up slipping onto your lender's standard variable mortgage rate of interest (SVR). This rate is bound to be much higher than the rate that your current mortgage tracks, therefore, you will likely see an increase in your monthly mortgage payments. Getting remortgage advice in Watford will open up your remortgage options and take the stress out of the process. We will do it all for you and try to find you the best deal along the way! We can also look at the possibility of remortgaging for other reasons such as for home improvements, releasing equity or debt consolidation - you can speak to your remortgage advisor in Watford about your potential options.
The buy to let mortgage process works in the same way as any other mortgage process, the only difference being that you will have to provide a larger initial deposit. Our buy to let experts are here to help you apply for your buy to let mortgage and try to find you the perfect deal for your property. Speaking to a professional buy to let mortgage advisor in London & Watford will help you find a mortgage product for your property without the stress of doing so.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me š
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage š
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend š
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Go through our book online system for your free mortgage appointment
Our team will allocate you to a knowledgeable Mortgage Advisor in Watford who will ask you questions about your situation to build up your financial background as well as assess your affordability. Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free mortgage appointment.
Your advisor will look through our large panel of lenders to find the most appropriate mortgage for you. We will resume the mortgage application when you are happy with our recommendation.
When your mortgage application is good to go, we will put forward your mortgage application to the lender.
If you want to speak with a mortgage advisor in Watford, you can book a free mortgage appointment online or over the phone. You can pick a date and time that best suits you and your personal and working life. Whether you want an appointment early in the morning, late in the evening or at the weekend, it is completely up to you.
As a mortgage broker in Watford, we have access to exclusive mortgage products with competitive rates. The difference when you go to your bank is that they only have access to their own in-house products. Your advisor will search our lenders on panel in order to find the best product for you. They will also take into account your personal and financial situation before recommending you a deal.
We have over 20 years in the mortgage industry and have worked many different cases - both in specialist and traditional situations. The idea is for us to make the whole process as simple as it can be and stress-free You will have your own dedicated mortgage advisor in Watford that will specialise in your situation. Be sure to ask them all of your mortgage questions as they will be more than happy to help!
We are available both weekdays and weekends. This means that you can book your appointment at the most convenient time for you. Anytime throughout the week, if you need to speak with a mortgage advisor in London, you can simply get in touch with us and we will be able to answer your mortgage questions.
The deposit that you need to put down for a mortgage in Watford can vary depending on numerous factors, with one big one being your credit score. If you have a good credit score, you may be able to put down as little as a 5% deposit, whereas, if you have bad credit, you may be looking at a minimum deposit of 10%-15%.
It also goes without saying that the total deposit that you have to put down will also vary on the property price.
If you are ready to make an offer on a property, you need to make sure that you have a mortgage agreement in principle (AIP) in place. This will show the estate agents that you have been accepted for a mortgage, based on the fact that you can evidence your income, deposit, etc.
If you don't have an AIP or have not been approved by your lender, we can arrange an AIP for you within 24 hours of speaking with us.
As a mortgage broker in Watford, we are here to help all types of applicants through their mortgage process, even those with bad credit and in specialist situations. If the bank has given you a reason why your mortgage application has been declined, one of our mortgage advisors in Watford will be able to discuss this with you and your potential options.