Mortgage Broker in Woking | Mortgage Advice in Woking

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Remortgage

Buy to Let

Moving Home

Right to Buy

Help to Buy

Self-Employed

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We love helping all customers who approach us, especially the ones who really need Mortgage Advice in Woking - it's not just about finding a mortgage. It's about the journey, we will hold your hand throughout the full process.

To speak with a mortgage advisor in Woking, book your FREE mortgage appointment online or give us a call on 020 4511 4209.

Book Online

To speak with a mortgage advisor in Woking, book your FREE mortgage appointment online or give us a call on 020 4511 4209.

Malcoms Image

We love helping all customers who approach us, especially the ones who really need Mortgage Advice in Woking - it's not just about finding a mortgage. It's about the journey, we will hold your hand throughout the full process.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Buy to Let

Moving Home

Right to Buy

Help to Buy

Self-Employed

Specialist

Reviews Stars5.00 Rating15 Reviews

Mortgages for Home Buyers and Homeowners in Woking

With over two decades of mortgage industry work and experience, we are providers of expert mortgage advice in London and Woking. We find that there is rarely a difficult situation that we haven’t previously seen over the years. Throughout our time as a mortgage broker in London and Woking, we have helped lots of customer, both new and old, with their purchase or remortgage deals and mortgage goals.

 

Whether you are a first time buyer with an aim to get onto the property ladder for the first time, you’re moving home in Woking, or looking to remortgage your long time home, we will work hard to find the most suitable deal that matches your current situation.

 

Below we have put together a list of the most popular mortgage scenarios that you may come across on your mortgage journey:

First Time Buyer in Woking

First time buyers in Woking may be a little intimidated by the mortgage process, unsure of what to do to put themselves in the best possible position for the mortgage journey that lay ahead. In situations like this, they often turn to a mortgage broker in Woking for help, as a mortgage will likely be one of the biggest financial commitments they ever make, so it’s understandable that they’d want to get it done right!

 

Our dedicated mortgage advisors in London & Woking will work hard to get you onto the property ladder, recommending the best route to take with the most appropriate deal for you. We’ll ensure that you are kept informed all throughout your journey, from when you first get in touch with you, until you get the keys and beyond.

Buy to Let in Woking

Whether you are a new landlord or have an existing portfolio, our team of trusted mortgage advisors in Woking have a great deal of experience in helping landlords to grow their property portfolio. Whether it’s in their own name or via an SPV (Special Purpose Vehicle) such as their Limited Company, we have the knowledge to help with your case and reduce your stress.

Remortgage in Woking

Existing homeowners will find themselves eventually nearing the end point of their mortgages’ introductory period. Once you have reached that point, we would suggest that you take a look at remortgaging your property.

 

Whether you are looking to remortgage to find a better mortgage deal, release some equity for some necessary home improvements or something else, our team of dedicated mortgage advisors in Woking are here to help.

Moving Home in Woking

If you already happen to live in Woking or a surrounding area and reaching the end of your introductory period, you may be considering your options for moving home. There are lots of reasons as to why you may choose to move home instead of remortgaging, from need more space, to better living costs and in some cases, even a change of scenery.

 

We understand that the moving home process can be an incredibly stressful one. You need to find yourself a buyer, pack everything up and arrange for it to be moved, as well as complete your new home purchase. We work hard to reduce your stress levels and make the process a little easier for you, as you prepare for your home move.

Why Choose Londonmoneyman?

Here at Londonmoneyman, we have been working hard in the world of mortgages for well over two decades and counting. Our open & honest team of mortgage advisors in London & Woking have encountered a wide variety of mortgage situations over the years, using that experience to help customers both new and returning.

 

With our knowledge, determination and fantastic team of case managers and mortgage advisors, we do everything we can for our customers, securing them the most suitable mortgage deal for their needs. This can be achieved by performing affordability checks and reviewing your credit file, ahead of your mortgage journey.

 

Our Service is 7 Days a Week

Our fast & friendly mortgage advice team in London are here to answer all of your questions and help you achieve all your goals, 7 days a week. We are at work every day, from early until late at night, to ensure that you have a reliable, flexible mortgage advice service.

 

Using our online booking feature, you’ll be able to speak with a member of our mortgage advice team at a time that best suits you, subject to availability.

 

We want the absolute best for all of our customers, in all situations. Let us help you find the best mortgage product for you!

 

Contact Your Mortgage Broker in Woking

If you need any assistance with a mortgage, then contact a reputable mortgage broker in London & Woking today. Our experienced and trusted team are here to help you achieve your dreams with a clear & simple mortgage advice service in Woking.

 

Whether you are first time buyer in Woking, moving home to begin anew, are a new or existing landlord looking to grow a buy to let portfolio, need to remortgage your home, or simply just need some mortgage advice in Woking, our team are here for you.

 

Book your free mortgage appointment or remortgage review today and a mortgage broker in Woking will get you mortgage ready and on your way to mortgage success.

 

We search 1000's of mortgage deals across a large number of lenders, including:

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About Us

We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!

Find Your Mortgage Broker in Woking on Social Media

We’re are very active across our socials, particularly on Facebook and Twitter. We are always sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.

Stress-Free Remortgage Advice in Woking

We are here to take the stress off your back when remortgaging. You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.

About Our Service

Common mortgage questions

Your free initial mortgage consultation in London will last roughly one hour. Your dedicated mortgage advisor in London will then recommend a mortgage for you, with no obligation for you to proceed. At this point, it is up to you to decide whether or not you wish to proceed with the recommended mortgage.

If you choose us as your Mortgage Broker in London, then our process will work as the following; One of our Mortgage Advisors in London will carry out a Fact Find to determine your, needs before recommending the most suitable mortgage available for you. A credit check will then be required for an Agreement In Principle.  Once all the relevant documentation has been gathered and the valuation of the property has been undertaken, a formal mortgage offer can be issued.

In order for you to ensure you are prepared as early as possible, our Mortgage Advisors in London recommend that you obtain an Agreement in Principle prior to viewing properties in London. At the very latest you should obtain a Mortgage Agreement in Principle before you make any offers, in order to help with your bargaining position.

An Agreement in Principle will normally last somewhere in the range of 30 and 90 days. This depends on the Lender that is being used. If your Agreement in Principle expires, your advisor can always refresh this for you.

If you are looking to achieve something like debt consolidation or home improvements, you may be able to get a second mortgage. The option for a second mortgage can also be used on a second property if you are looking at using it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit necessary for purchasing a house in London with High Street Lenders is usually at 5%. If you have had previous credit problems, this could be higher.

Obtaining a mortgage if you have had previous credit problems isn’t completely impossible, but you may face certain hurdles, such as some lenders requiring that you put down a higher deposit than usual, perhaps 15% of the property purchase price.

You are able to get a mortgage once you have submitted at least one year’s accounts. The majority of Lenders use your salary plus dividend to calculate the maximum amount you can borrow, whereas others may use your net profit.

Three payslips are generally what is required for an employee to prove their income and if you are Self-Employed, it’s usually the latest 2 years’ accounts. You will also need to produce some proof of ID, your address and the latest 3 months’ bank statements.

If you take up a free initial mortgage consultation with one of our trusted Mortgage Advisors in London, your appointment will last around an hour. Your advisor will be able to turn round an agreement in principle within 24 hours, with a formal mortgage offer taking roughly about three weeks on average.

Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

© 2022 Londonmoneyman

Londonmoneyman, Unit 3A, 34-35 Hatton Garden, Holborn, London, EC1N 8DX, UK

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