Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
When taking on the mortgage process for the time, getting help from a mortgage advisor in Woking that you can trust to provide you with the best advice and guidance can be essential. We are here to help make the process of buying your first home as stress-free as possible.
From the first conversation to signing the paperwork and getting the keys, we are with you every step of the way. We are dedicated to keeping you informed about your progress and ensuring you have the information you need to make the right decisions for your financial and personal circumstances.
We will look at value of the property you’re interested in and the impact that this may have on the size of your mortgage and deposit. Plus, we can help you to work out how much money you can borrow, so you can make an informed decision about the kind of property you can realistically afford.
Our mortgage advisors are on hand to answer any questions you may have and to provide you with the support and reassurance you need throughout the process. We’ll guide you every step of the way so that you can find the right mortgage for your first home in Woking.
The mortgage market can be a complex and daunting prospect for first time buyers in Woking, which is why enlisting the help of a mortgage broker in Woking can be invaluable. Saving for your mortgage deposit can often prove a tricky task; we have seen first time buyers in Woking struggle to build up the amount that they need for the type of property they want to buy. If you are struggling to save for your deposit, perhaps opting for a mortgage scheme could benefit your financial situation.
We can provide you with expert guidance on the various schemes that are available, such as the Help to Buy Shared Ownership Scheme, the Mortgage Guarantee Scheme, and the First Home Scheme. Our knowledgeable mortgage advisors in Woking can help you to understand the criteria for each one and assist you in selecting the one that suits your individual circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
We understand that buying a property is a significant financial investment, and you should consider the fees associated with a mortgage, such as conveyancing and legal fees, property surveys, and any brokers or arrangement fees.
At your free initial mortgage appointment in Woking, your mortgage advisor will provide you with a comprehensive list of any additional costs. You may also need to think about stamp duty and insurance policies to protect your home, possessions, and financial security. Getting mortgage advice in Woking has never been easier!
As a first time buyer, depending on what you are looking to achieve, there are a variety of mortgage options available to you.
Fixed-Rate Mortgages
If you are searching for a mortgage that offers stability, a fixed-rate deal could be the ideal solution. With this type of mortgage, the interest rate stays the same for a set period of time, protecting you from any potential rate rises.
Tracker Mortgages
If you would prefer a more flexible option, a tracker mortgage may be the right choice. This type of mortgage follows Bank of England base rate movements, meaning your rate of interest will increase or decrease depending on market trends.
Discounted Variable Rate Options
For those seeking an economical mortgage, discounted variable rates could be a good fit. This type of mortgage is linked to your lender’s Standard Variable Rate (SVR), so any changes to the SVR will also affect your rate.
Offset Mortgage Deals
Offset mortgages provide an effective way to reduce your interest payments. With this type of mortgage, you are given an interest-free savings account that is linked to your mortgage balance. The more savings you have in the account, the less interest you will pay on your mortgage.
Get Professional Advice
If you are unsure which type of mortgage is right for you, our mortgage advisors in Woking are here to help. Schedule a free initial appointment today to discuss your options and find the perfect mortgage for you.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Say goodbye to the stress and worry of searching for the right mortgage. We can make the process simpler and more straightforward for you.
Take the first step towards securing the right mortgage for you with a free initial mortgage consultation. Our experienced team of mortgage advisors in Working will work with you to understand your individual situation and to develop a tailored solution that meets your needs.
During your free initial mortgage appointment, we will assess your financial circumstances, understand your needs and find the right mortgage for you from our wide range of lenders.
We can provide you with an agreement in principle within 24 hours of your consultation. This can be a great help when making any offers on property in Woking.
We are here to help first time buyers get the most suitable mortgage product in Woking. With our extensive access to thousands of mortgages, we will take the time to understand your financial situation and strive to find the most suitable product for your needs.
Our advisors are dedicated to providing you with tailored advice and guidance to ensure that you get the most suitable mortgage deal available to you. We will carry out a comprehensive mortgage search to make sure that you get the most suitable product.
Once we have chosen the mortgage product that suits your needs and you want to continue with it, we will start to prepare your application. Our team of mortgage advisors in Woking will be on hand to answer any questions you may have and provide support throughout the process.
We will then pass you over to a case manger who will submit your application to the lender. They will keep you updated on the progress of your application and be in touch as soon as they hear the good news.
To get your mortgage process started, simply book your free initial advice appointment online. Our mortgage advisors in Woking will be more than happy to answer any questions you may have regarding the mortgage process.
As a mortgage broker in Woking, we specialise in helping first time buyers to secure the perfect mortgage. We have a large panel of lenders, and our experienced advisors are here to make sure you get the right mortgage for your individual needs and circumstances.
We understand that it can be a daunting prospect to take out a mortgage for the first time, and our advisors take the time to get to know you and understand your needs. That way, you can be sure that you get the mortgage that suits you and your budget.
We understand that everyone’s situation is different, so we will take the time to get to know you and your needs. We will make sure that the mortgage you end up with is the most suitable one for you. We will also explain any fees or costs associated with the mortgage so that you are fully aware of what you are signing up for.
At the end of the day, you can trust us to provide you with the best advice and the right mortgage for you. Get in touch with us today and let us help you on your journey to becoming a homeowner.
Our team are available 7 days a week, meaning that you can get in touch at a time that suits you!
When you book your free initial mortgage appointment, you will be able to select a date and time that is works around your busy working and personal life. We have appointments available during the morning or later in the evening.
During your free initial mortgage appointment in Woking, we will provide a better understanding of the amount you’re able to borrow. We will do this by calculating your overall affordability for a mortgage, factoring in your deposit, credit score, income and outgoings.
If you’re after a quick indication of the figure, our website has free mortgage calculators available. This will provide an initial estimate, however, we strongly recommend that you book an appointment with one of our advisors to discuss the finer details.
Are you a first time buyer in Woking looking to secure a competitive mortgage product? As a mortgage broker in Woking, we are here to help. We will take the time to understand your individual circumstances and search through hundreds of products to find the most suitable mortgage that suits your needs and budget.
We have experienced mortgage advisors in Woking that can offer a wide range of first time buyer mortgage solutions, from high-street to specialist products. Whether you’re looking for a fixed rate, tracker or variable mortgage, our team can help you find the most suitable deal available.
We have worked with many different applicants who have come from their bank after being declined. In some cases, they may not even tell you why you have been declined.
We are here to help and find you the perfect mortgage product based on your personal and financial situation. Unlike banks, we are able to search the market for an offer that suits you. Banks can only offer you their in-house products.
Even if you are in a difficult, complex situation, we will be more than happy to take a look over your case and work out what sort of deals you may be able to access. If we cannot help you at the moment, your mortgage advisor in Woking will talk you through ways to improve your chances of getting a mortgage. Reach out to our team and we will see what we can do!
Read our 15 Reviews
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2025.
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2025.
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