So you want to begin your mortgage journey, but do you know what you need to get ready for a mortgage application? Do you know how to make an offer on a property and what what you need to make one?
With these questions in mind and the competitive nature of the property market, perhaps it’s time to get mortgage ready!
Being prepared and ready for a mortgage could put you ahead of many other home buyers in London. If you have everything place and set to go, you will look confident and reliable, which a lender will like.
Whether you choose to go directly to a lender, through a Mortgage Broker in London like us or an online switch, you will always need certain documents to evidence who you are and how you are going to pay for a mortgage. Here are the documents that you will need for your mortgage application, you can either watch our helpful YouTube video for a detailed overview or read our list below:
A mortgage agreement in principle is certificate or statement from a lender to confirm that you can borrow from them for a mortgage. You will need one of these in order to make an offer on a property and in some cases you will also need one to take property viewings.
If you choose to come to your Mortgage Broker in London, once you have provided us with your details for your mortgage application, we can arrange a mortgage agreement in principle. We aim to turn around a mortgage agreement in principle for you within 24 hours of your application.
If you are feeling a little unprepared and want some help from an expert Mortgage Advisor in London, you should consider getting in touch with us. We have years of valuable mortgage experience and we know exactly what you need for a great mortgage application!
Whether you’re looking for First Time Buyer Mortgage Advice in London, Remortgage Advice in London, or something completely different, just know that we are here to help. Get mortgage ready and gain that special home buyer’s confidence with Londonmoneyman.