Speak to an Advisor 7 days, 8am - 10pm

Mortgage Broker in Sidcup

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

020 4511 4209Speak to an Advisor
Malcolm Davidson - Managing Director of Londonmoneyman

Mortgage Broker in Sidcup

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor 020 4511 4209
Reviews io Black logo

Read our 15 Reviews

Google Reviews

Read our5-Star
Google Reviews

What are you looking to achieve?

UK residents only.

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Providing Expert Mortgage Advice in Sidcup

Are you searching for mortgage advice in Sidcup? Look no further! Our team of highly experienced mortgage brokers in Sidcup is here to provide comprehensive assistance throughout the entire process. We take pride in delivering exceptional customer service and support, ensuring that you navigate the complex world of mortgages with ease. Our primary goal is to help you secure the most suitable mortgage product that not only saves you time but also saves you money. Let us help you turn your dream home into a reality today!



We understand that obtaining a mortgage can feel overwhelming, whether you’re a first-time homebuyer or an experienced individual. It’s completely normal to experience a mix of emotions, ranging from nervousness to excitement. Rest assured, our firm has helped numerous clients facing similar challenges, and our utmost priority is to provide a service that minimizes stress and helps you overcome any obstacles that may arise. Our dedicated team is committed to offering the guidance and support you need to ensure your mortgage journey is as seamless and stress-free as possible.

Speak to an Advisor
Popular Mortgage Scenarios in Sidcup

All of our customer receive a free initial mortgage appointment!

As a mortgage broker in London and Sidcup, we pride ourselves on our diverse panel of lenders. Our extensive range of mortgage products surpasses what traditional banks or building societies can offer. With more options available, we can increase your chances of finding the perfect mortgage product that aligns with your unique requirements.



We understand the importance of prompt and informative communication. That’s why we make it a priority to respond quickly to your inquiries, providing you with the essential information you need to make well-informed decisions. Our dedicated team is available seven days a week, and you can reach us through various channels, including online and phone communication.



At the core of our service philosophy is the commitment to offer a hassle-free and straightforward experience for all our clients, regardless of their level of familiarity with the mortgage market. We acknowledge that taking on a new financial commitment can be daunting, and we go the extra mile to ensure the process is as seamless and stress-free as possible. The positive reviews we receive from satisfied customers are a testament to our unwavering dedication to exceptional customer service.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage Scenarios in Sidcup

First Time Buyer in Sidcup

Accorion Arrow

If you’re a first time buyers in London and Sidcup, you might be ready to embark on one of the most significant financial commitments of your life but unsure of where to begin.



Our friendly and knowledgeable team is here to guide you every step of the way. From your initial contact with us to the exciting day you receive the keys to your new home, we’ll be by your side, ensuring that you understand the process and providing regular updates on the status of your application.



If you’re looking for a first-time homebuyer mortgage advisor in Sidcup, your search ends here. You can easily schedule a free initial mortgage appointment online or reach out to us directly. When you first get in touch, we’ll ask a few questions to gain a better understanding of your financial background. Then, we’ll conduct an affordability assessment to determine the mortgage deals available to you.



Once that’s done, your dedicated mortgage advisor in Sidcup will carefully analyse all the available mortgage options to find the most suitable one for your needs. We’ll also secure an Agreement in Principle for you, which typically takes place within 24 hours of your initial appointment.



We understand that you may have plenty of questions and concerns throughout this process. That’s why we encourage you to ask your advisor as many questions as you need to ensure that you find the right mortgage solution for your specific requirements.

Moving Home in Sidcup

Accorion Arrow

If you’re planning on moving home in London and Sidcup, you may already have some experience with the process but still encounter challenges, especially when it comes to navigating the mortgage aspect. Rest assured, our team is here to help you manage the mortgage component of your move.



There are various reasons why individuals decide to move to a new home, and often it’s to acquire a more spacious property. If this is the case for you, it’s crucial to assess your affordability before embarking on property viewings and making offers. We can assist you in calculating a budget that will help determine the type of properties you can afford in London and Sidcup.

Buy to Let Mortgages in Sidcup

Accorion Arrow

With extensive experience as a mortgage broker in London and Sidcup, we have established strong relationships with numerous Buy to Let landlords in the area. Whether you’re a first-time buyer landlord or have an existing portfolio, we are here to provide our assistance.



There are various Buy to Let mortgage options available, including HMO, Holiday Let, Let to Buy, and more. Our mortgage advisor in Sidcup is well-equipped to guide you through these options and help you find the most suitable buy-to-let mortgage in London and Aldershot that aligns with your specific requirements.

Remortgaging in Sidcup

Accorion Arrow

As your fixed mortgage term approaches its conclusion, it’s a good moment to start thinking about obtaining remortgage in London and Sidcup. Remortgaging enables you to switch to a different mortgage deal before being placed on your lender’s standard variable rate of interest. If you have kept up with your repayment obligations, we can help you investigate the market for competitive rates and products.



Remortgaging isn’t solely about obtaining a better deal. Many individuals also choose to remortgage for reasons such as financing home improvements, releasing equity, or consolidating debt into their mortgage.

Our Customers Love Us

Reviews Stars5.00 Rating15 Reviews

Our Simple 4-Step Process

Free Initial Mortgage Appointment

Step 1

With our convenient online booking system, you have the freedom to select a time and day that most suitable fits your busy schedule, making it effortless to incorporate mortgage advice into your life.



Our team of knowledgeable mortgage advisors in London and Sidcup is ready to assist you at the designated time you choose, offering personalized mortgage advice tailored to your needs and addressing any inquiries you may have.



Our online booking process is designed to be straightforward and user-friendly, ensuring a seamless experience as you secure a convenient time slot that suits your availability.

We Search 1000's of Deals

Step 2

After your consultation with our experienced advisors in Sidcup, we initiate the search for the optimal mortgage deal that aligns with your unique circumstances.



Once we have identified the most suitable mortgage option, we present our recommendation to you for your consideration and review.



Our team will take the time to explain the intricacies of the mortgage deal, ensuring you have a comprehensive understanding of the associated costs and fees.



Should any questions or concerns arise, our dedicated team is readily available to discuss them with you and provide the necessary assistance to address any issues that may arise.

Submitting Your Mortgage Application

Step 3

Once you have accepted an offer, our dedicated mortgage advisor in Sidcup will take charge of submitting your complete mortgage application and ensuring all the necessary documents are forwarded to the lender.



Throughout the application process, you will be assigned a personal case manager who will provide regular updates, keeping you well-informed about the progress of your application.



We will continue to communicate with you until you receive your official mortgage offer, ensuring you are fully prepared to proceed with your property purchase or remortgage.



Our team of experienced mortgage advisors in Sidcup strives to make the entire process seamless and stress-free, allowing you to focus on other aspects of preparing for your move.

Protecting Your and Your Mortgage

Step 4

As a mortgage broker in Sidcup, we go beyond securing the most suitable mortgage deal by providing comprehensive support to our clients.



In addition to finding the right mortgage, we understand the importance of financial protection for you and your loved ones. That’s why we take the initiative to recommend relevant insurance products to safeguard your finances in case of unexpected events.



Our team of experienced mortgage advisors in Sidcup is well-versed in recommending various insurance products, including life insurance, critical illness cover, income protection, and home insurance.



We prioritize understanding your unique needs and financial circumstances before making any recommendations. This ensures that the insurance products we suggest provide the right level of coverage to meet your specific requirements.

Reasons to choose Londonmoneyman

Free Initial Mortgage Appointment in Sidcup

Accorion Arrow

We provide a free initial mortgage appointment where you can have a discussion with one of our experienced advisors regarding your specific financial situation and mortgage goals. Our advisors have in-depth expertise in mortgage advice, equity release, and insurance products, and they are ready to offer guidance and address any queries or apprehensions you may have.

Our Team Search 1000s of Products

Accorion Arrow

Engaging the services of a professional mortgage broker in Sidcup can prove highly advantageous as we have the ability to compare a wide array of deals. With access to a diverse panel of mortgage lenders, including those offering specialized mortgage products, we can provide you with a comprehensive range of options. Furthermore, our team possesses extensive experience and in-depth knowledge of these products, enabling us to deliver tailored mortgage advice that caters to your specific needs.

Our Service

Accorion Arrow

With a solid track record spanning over two decades, we have dedicated ourselves to the mortgage industry. Our team of transparent and trustworthy mortgage advisors in Sidcup has successfully navigated through a diverse range of mortgage scenarios, harnessing their extensive experience to assist both new and returning customers.

Open 7 Days a Week

Accorion Arrow

Our dedicated mortgage advice team in Sidcup is committed to providing you with fast and friendly service. We are available seven days a week, working from early morning until late at night to ensure that we are here to answer your questions and help you achieve your goals. Our goal is to offer you a reliable and flexible mortgage advice service that fits your schedule.

Malcolm and Amy Davidson - Mortgage Advice in London

Common Mortgage Questions in Sidcup

How much can you borrow for a mortgage in Sidcup?

Accorion Arrow

The amount you can borrow for a mortgage depends on various factors, with your credit score being a significant factor. A good credit score may allow you to secure a mortgage with a minimum down payment of 5%, while a lower credit score might necessitate a larger deposit of 10% to 15%. Additionally, the deposit required may vary depending on the specific property you are looking to purchase.

What do I do if I am ready to make an offer on a property in Sidcup?

Accorion Arrow

If you’ve reached the point of making an offer on a property and need help finding the right mortgage product, we’re here to assist you!



Finding the perfect mortgage product can be a daunting task, but our team in Sidcup is here to ease the burden by offering expert guidance. With over 20 years of experience in the industry, we have the knowledge and expertise to support you throughout the process.

I have been declined by my bank, can you help?

Accorion Arrow

If you have faced a mortgage rejection from your bank, don’t worry, as we are here to help. Applying to multiple banks and receiving rejections can negatively impact your credit score, so it’s wise to seek assistance from a mortgage broker in Sidcup.



At Londonmoneyman, our experienced team can investigate the reasons behind the rejection and provide guidance on resolving any issues. Whether it’s a poor credit score, application errors, or concerns about affordability, we are here to assist you in finding solutions.

I'm self employed in Sidcup can I get a mortgage?

Accorion Arrow

Self-employed individuals can secure a mortgage in Sidcup, but the process may differ from that of employed applicants. It involves additional documentation and proof of income.



To qualify for a mortgage, self-employed applicants typically need to provide supporting documents such as tax returns, business accounts, bank statements, and SA302 forms. Lenders also consider factors such as credit score, deposit amount, property value, and the applicant’s age.



It is advisable for self-employed individuals seeking a mortgage to seek assistance from a mortgage broker in Sidcup. A broker can offer guidance, evaluate their situation, and recommend suitable mortgage products tailored to their needs.

We Search 1000s of Mortgages in Sidcup

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Hinckley and Rugby Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Guardian Logo
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Londonmoneyman 2025.

Equity Release Council Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor
7 Days a Week, 8am – 10pm

Speak to an Advisor Enquire Online 020 4511 4209
We use cookies to enhance your customer experience. More detailsGot It