Burger Menu

Buy to Let Mortgage Advice in London

Get Your Free Consultation 7 Days a Week

020 4511 4209

We Search 1000’s of Buy to Let Deals
to Save you Money!

Sometimes trying to find a Buy to Let property and the best deal can be a bit of a struggle. Our Mortgage Advisors in London are able to help whether it’s your first Buy to Let property or to expand your portfolio, there’ll be someone here to help you with your individual situation and offer you the right Mortgage Advice in London tailored towards your individual mortgage journey.

 

Whether it’s a Personal or limited Company Buy to Let, our Mortgage Advisors in London are happy to help with both. With ever-changing tax changes, it’s often helpful to have someone to be able to chat to who is up to date with the Mortgage Market and can assist you with the best mortgage deals that are available on the market. It’s also recommended to see advice from your accountant as to your individual situation for safe measures.

 

Buy to Let is now specialist lending but even with this our Mortgage Advisors in London are able to provide Buy to Let Mortgage Advice in London whenever you need it during your Mortgage process.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 001
Mortgage Lenders 002
Mortgage Lenders 003
Mortgage Lenders 004
Mortgage Lenders 005
Mortgage Lenders 006

Buy to Let Mortgages | Popular Situations

  • Buy to Let Remortgages.
  • Capital Raising Options.
  • Limited Company Mortgages, aka Specific Purpose Vehicles (SPVs).
  • HMO Mortgage Options, a House in Multiple Occupation.
  • Buy to Let Mortgage Advice in London for Retired Landlords.
  • Mortgage Advice for Professional & Portfolio Landlords.

 

Our Mortgage Advisors in London work with a large number of mortgage lenders, including a lot of specialist lenders. Our mortgage advice team have in-depth knowledge of all their different lending criteria.

Buy to Let Mortgages London

  • Free no-obligation mortgage consultation for all customers.
  • Our expert Buy to Let Mortgage Advisors are here 8am – 10pm to answer all of your questions. Getting through to a Mortgage Advisor in London will never be a problem.
  • We can search 1000’s of Buy to Let mortgages to find you the best deal for your circumstances.

 

 Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

Your free initial mortgage consultation in London will last roughly one hour. Your dedicated mortgage advisor in London will then recommend a mortgage for you, with no obligation for you to proceed. At this point, it is up to you to decide whether or not you wish to proceed with the recommended mortgage.

If you choose us as your Mortgage Broker in London, then our process will work as the following; One of our Mortgage Advisors in London will carry out a Fact Find to determine your, needs before recommending the most suitable mortgage available for you. A credit check will then be required for an Agreement In Principle.  Once all the relevant documentation has been gathered and the valuation of the property has been undertaken, a formal mortgage offer can be issued.

In order for you to ensure you are prepared as early as possible, our Mortgage Advisors in London recommend that you obtain an Agreement in Principle prior to viewing properties in London. At the very latest you should obtain a Mortgage Agreement in Principle before you make any offers, in order to help with your bargaining position.

An Agreement in Principle will normally last somewhere in the range of 30 and 90 days. This depends on the Lender that is being used. If your Agreement in Principle expires, your advisor can always refresh this for you.

If you are looking to achieve something like debt consolidation or home improvements, you may be able to get a second mortgage. The option for a second mortgage can also be used on a second property if you are looking at using it for yourself, a family member, a holiday home or a Buy to Let.

Obtaining a mortgage if you have had previous credit problems isn’t completely impossible, but you may face certain hurdles, such as some lenders requiring that you put down a higher deposit than usual, perhaps 15% of the property purchase price.

You are able to get a mortgage once you have submitted at least one year’s accounts. The majority of Lenders use your salary plus dividend to calculate the maximum amount you can borrow, whereas others may use your net profit.

Three payslips are generally what is required for an employee to prove their income and if you are Self-Employed, it’s usually the latest 2 years’ accounts. You will also need to produce some proof of ID, your address and the latest 3 months’ bank statements.

If you take up a free initial mortgage consultation with one of our trusted Mortgage Advisors in London, your appointment will last around an hour. Your advisor will be able to turn round an agreement in principle within 24 hours, with a formal mortgage offer taking roughly about three weeks on average.

The amount of deposit required for a buy-to-let will sometimes vary between 20%-40%. Generally speaking though, the minimum deposit for a buy to let, is around 25% of the property value.

Previous

Next

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Londonmoneyman

Londonmoneyman, Thanet House, 231-232 Strand, London, WC2R 1DA.

Moneyman Logo







Moneyman Logo




Moneyman Logo







Moneyman Logo

Book your Free Consultation

7 Days 8am - 10pm

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question





    Moneyman Logo