Mortgage Broker in Basingstoke

We do find that a First Time Buyer is prepared to pursue one of the biggest financial commitments they have experienced, however, are wondering where to begin. From the first point of contact to getting the keys, we have a friendly team who will guide you through the journey and will update you on a regular basis on the status of your application ensuring they keep technical jargon to a minimum. Speaking to a First Time Buyer Mortgage Advisor in London & Basingstoke has never been easier, simply book online for your free initial mortgage appointment or contact us today.

The process will begin by a member of our team asking you some questions to build up a clearer picture of your financial background. After, we will undergo an affordability assessment to determine the type of deals that are on offer to you. From there, your designated advisor will search through all mortgage deals to find the one that is appropriate for your situation. They will also obtain an Agreement in Principle for you which is normally done within 24 hours of your initial appointment It’s important that you ask as many questions as you need to your advisor as they are more than happy to help.

If you are Moving Home in London & Basingstoke, you may be more confident in the process as you have experienced it before. However, one factor of the process that may be a challenge is needing to buy and sell properties simultaneously. It can be difficult balancing the process of two properties, especially when you include the mortgage side of it. The good news is that our team can help manage the mortgage side of things.

There are a lot of reasons why someone would look to move home with the most popular one being to live in a larger property. If this is a circumstance you are in, it’s good to check your affordability prior to taking viewing and making offers. We can help you with working up a budget so you know what types of properties you can afford in Basingstoke.

Over the many years in the mortgage world, we have built a close and long-lasting relationship with lots of Buy to Let landlords. If you are First Time Buyer landlord or have an existing portfolio, we are ready to help!

There is a range of mortgage options available in including HMO, Holiday Let, Let to Buy as well as many more! This is where you Mortgage Advisor in Basingstoke can help you explore your Buy to Let options.

When you are coming to the end of your fixed mortgage term, this is the time to start looking at remortgaging. This is where you will be switching onto another mortgage deal in order to not fall onto your lender’s standard variable rate of interest. We can help you search the market for competitive rates and products. You may find that you have competitive rates available to you in the case that you have kept up with your repayments.

Along with finding a better deal, many look to remortgage for purposes like home improvements, to release equity or to consolidate debt into their mortgage.