What is a remortgage in London?

A remortgage in London is the process of taking out a brand new mortgage, in the house you are already in, once you are at the point where your existing deal is set to end. Many homeowners will choose a fixed-rate mortgage to keep their payments consistent for a period of time, and then once this period is over, remortgage in London to access a better deal. In order for your mortgage to be classified as a remortgage in London, you will take out your mortgage with another mortgage lender to the one you had before. This is called a product transfer if you take out a new mortgage with the same mortgage lender.

What are the benefits to a remortgage in London?

It is understandable that you want to be at the most suitable interest rate because mortgages are one of the biggest financial commitments you make. It is for this reason that people will typically look to take out a remortgage in London. There are a variety of reasons why a homeowner may want to remortgage in London, such as to release equity to cover the costs of any home improvements or to consolidate unsecured debts. If you do not decide to remortgage in London, you could end up on the standard variable interest rate of your mortgage lenders, which we tend to find more expensive. Remortgaging in London can be a terrific way for homeowners to save money!

Can I consolidate my debts into my mortgage in London?

This answer may change depending on the lender you used and the size of the unsecured debt you have accumulated. But yes, sometimes you can remortgage in London to incorporate your debts into your mortgage. When you do this, your monthly mortgage payments will increase, as will your mortgage term. You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments. Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

Are there fees involved with remortgaging in London?

The fees that are involved with remortgaging in London are like those that came with your first mortgage set-up, depending on which mortgage broker in London you went with first. If you speak to a mortgage broker in London , they will run through all these fees with you. They will consider said fees when comparing the savings of the new deal with your current mortgage.

Remortgage Advice in London

Name: Londonmoneyman
Address: Suite 676, Unit 3A, 34-35 Hatton Garden, Holborn, London, Greater London, EC1N 8DX, GB
Telephone: 020 4511 4209

Speak with a mortgage advisor
7 days a week, 8am - 10pm

020 4511 4209 Speak to an Advisor

Read our 15 Reviews

Remortgage Advice in London

If you are looking to remortgage in London, book a free initial review today and let us help secure your financial future.

Speak to an Advisor

Looking to remortgage in London?

Once you’re almost at the end of your initial fixed mortgage period, you may be looking to contact a mortgage broker in London to look at your remortgage options.

Across our over two decades of helping homeowners with their remortgage in London, we have helped thousands of customers find more appropriate and competitive Remortgage deals to match their needs.

Helping you to remortgage in London

Our dedicated team of expert mortgage advisors in London have the ability to search through 1000s of Remortgage deals for you. If they find a more suitable deal that matches your circumstances and you are happy to proceed with it, we can get started with the process of your mortgage and get your application for a remortgage in London submitted to the lender.

We want what is best for you and will always recommend the best path for you to take as a homeowner. If you would be better off with your current lender and simply doing a product transfer, our mortgage advisors in London will inform you of such. We believe in full transparency with the customer.

It is highly recommended that you take advantage of the free Remortgage appointments we have available. Getting a free initial mortgage review may allow you to access much better mortgage rates, saving money in the long run.

Book your remortgage review with a reputable mortgage broker in London today and we’ll get started on your remortgage in London.

How does my remortgage review work in London?

Here at Londonmoneyman, your remortgage review with one of our dedicated remortgage advisor in London will last 30 minutes to 1 hour. During your appointment, we will review your current mortgage deal and see if you can access a better rate. We will also review all your other remortgage options in London.

We believe in being fully transparent, so if we think you can access a better rate, we will search through 1000s of remortgage deals in London and find the perfect one for you.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Common FAQs for a Remortgage in London

Our Customers Love Us

215 5 Star Reviews

Joseph Harros

As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.

29 Oct 2026

Jade Wilmot

As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.

29 Oct 2026

Diane A

First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home

28 Oct 2026

Chloe Gathergood

Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much

23 Oct 2026

Rebecca Joy

Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!

15 Oct 2026

Callum Kennedy

Very helpful and informative. Made the process as easy as possible. Would recommend to other

14 Oct 2026

Barry Hall

I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.

14 Oct 2026

Megan Whitlock

The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you

14 Oct 2026

Linda Chadwick

Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%

14 Oct 2026

Natalie Rose

We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam

13 Oct 2026

Our Simple Remortgage Process

Free 30-Minute Remortgage Appointment

During the appointment, you will discuss your current situation with one of our expert remortgage advisor in London and what you hope to achieve.

With the information surrounding your income and expenditure, it will help our mortgage advisors in London work out your affordability.

We Can Search 1000s of Remortgage Deals

Our team will search through 1000s of remortgage products to find the most suitable deal for you!

Before recommending the final product, we will consider your personal and financial situation.

Submit Your Remortgage Application

Once your offer has been accepted, your remortgage advisor in London will submit your full mortgage application and send all evidential documents to the lender.

During this process, your dedicated case manager will keep you informed every step of the way, right through, until you receive your formal remortgage offer and complete your purchase.

Protecting You and Your Mortgage

We always like to go the extra mile. As well as securing you the most suitable remortgage deal, we will also recommend relevant insurance to keep you and your family protected.

We will also contact you when your next remortgage in London is due for renewal, to ensure you are always on the most suitable deal

Reasons to Choose us

Free Initial Mortgage Review

Book your remortgage review today and we’ll get your remortgage in London started, hopefully quicker and more streamlined than your initial mortgage already was. We’re here to provide you with a top tier customer experience, all throughout your process.

1000s of Remortgatge Deals

Here at Londonmoneyman, we are very proud that we are able to provide our customers with a fast and friendly Mortgage Advice in London. We truly do love our jobs, ensuring customers can achieve their mortgage dreams by searching thousands of remortgage deals.

Our Service

To learn more about our mortgage advice service and how satisfied we leave our customers at the end of their process, please take a look at our company reviews. There are plenty of reviews from homeowners just like you, who were thrilled with the service we could provide.

Our hard working workforce of mortgage advisors in London will offer every customer who gets in touch, their very own remortgage review for their remortgage in London.

7 Days a Week

We’re here for you all throughout the week, from early in the day until late at night, with appointments that are bookable at convenient times around your busy schedule, subject to availability.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Remortgage Deals in London

Speak to an Advisor

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

Download For Free

Common Remortgage Scenarios

Our Mortgage Guides

First Time Buyer
Mortgage Guides in London

Remortgage
Guides in London

Moving Home
Mortgage Guides in London

Buy to Let
Mortgage Guides in London

Specialist
Mortgage Guides in London

Age 50+
Mortgage Guides in London

Remortgage Advice in London

Remortgage Advice in London

Looking to remortgage in London?

Helping you to remortgage in London