Speak to an Advisor 7 days, 8am - 10pm

First Time Buyer Mortgage Advice in Epsom

Speak with a mortgage advisor
7 days a week, 8am - 10pm

020 4511 4209 Speak to an Advisor
Reviews IO Logo

Read our 15 Reviews

Reviews Logo

First Time Buyer Mortgage Advice in Epsom

Discover your borrowing potential and move closer to securing your dream home as a first time buyer in Epson.

Speak to an Advisor

What would you like help with today?

UK residents only.

Do you live in the property?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Which age bracket does the youngest applicant fall into?

Please tell us more about what you are looking to achieve

Please provide as much detail as possible below

Are you an existing buy to let property owner?

Where are you in the property purchase journey right now?

Do you have at least a 25% deposit available?

Will the property be bought through a limited company?

Is the limited company already set up?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation

This will help us provide you with the most suitable insurance advice.

How can we help?

Tell us a bit about your situation and what you’d like help with.

What best describes the property?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Where are you in the property purchase journey right now?

How would you describe your credit history?

Do you have at least a 15% deposit?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Would you prefer a video or telephone call?

Please provide your contact details below

Once your details have been submitted, a member of our team will give you a callback as soon as possible.

Let's arrange your mortgage callback

Enter your contact details below and you'll be taken to our booking page, where you can select a date and time for a call with a mortgage advisor.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Congratulations! You qualify for an equity release appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Congratulations! You qualify for a life insurance appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Thank you for your enquiry

We will be in touch soon.

Fast & friendly mortgage advice in Epsom

Our online booking system makes it easy for you to book an appointment with our mortgage advisors in Epsom. We will take the time to understand your individual circumstances and help you find the right mortgage tailored to your personal and financial situation.

Our mortgage advisors in Epsom have access to 1000s of mortgage products that they can search through on your behalf. On panel, we have access to both high street and specialist mortgage products.

First Time Buyer Mortgage Advice in Epsom

Book your free initial mortgage appointment online today

A good credit score could open up access to better rates and a lower deposit, usually around 5%. Those with a lower credit rating may be offered lower rates and be required to pay a higher deposit, usually between 10-15%. The size of your deposit may also be impacted by the cost of the property.

As your mortgage broker in Epsom, we are dedicated to helping you find the right mortgage for you. To get started, book your free initial appointment today and we’ll take care of the rest.

Are there ways to help me get onto the property ladder in Epsom?

If you are struggling to save for a mortgage deposit in Epsom, you should know that there are many different government schemes available for first time buyers in Epsom that can help you get onto the property ladder.

Some of these schemes include the Shared Ownership Scheme, Lifetime ISA, Mortgage Guarantee, First Homes Scheme and many more. To see the list of the currently available Government schemes, head over to OwnYourHome.gov.uk and see whether there are any that are right for you.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage FAQs in Epsom

Reviews Stars15 5 Star Reviews

Our Simple 4-Step Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

Our team of experienced mortgage advisors in Epsom will be able to assess your situation, advise on your options, and answer any questions you may have.

Getting a mortgage is a big responsibility, so we are here to make sure you understand the process and everything that comes with it. During your appointment, you’ll have the opportunity to ask any questions and understand all of the details.

Finding a Suitable Product

Finding a Suitable Product

Step 2

We will take into account your credit score, income, affordability and deposit, ensuring that we find the product that best meets your needs.

Our team of mortgage advisors in Epsom can search 1000s of deals in order to find the most appropriate product for you and your first home.

Preparing Your Application

Preparing Your Application

Step 3

Once we have identified a mortgage product that fits your unique financial and personal needs, we will provide you with a mortgage illustration, enabling you to see the details of the offer.

If you are happy with the mortgage product, we can begin preparing your mortgage application! From this point, you will be handed over to a dedicated case manager.

Submit Your Application

Submit Your Application

Step 4

Once everything is in place, we’ll submit your application to the mortgage lender. All that is left to do from this point is to wait for the lender’s response.

Once we hear back from the mortgage lender, we will be in touch right away to inform you of the good news!

Reasons to Choose Us For Mortgage Advice in Epsom

Free Initial Appointment in Epsom

Accorion Arrow

Are you a first time buyer looking to purchase property in Epsom? We are a mortgage broker in Epsom and our job is to help you through your entire mortgage journey. We offer a free initial appointment with one of our knowledgeable mortgage advisors in Epsom, where you can discuss your mortgage requirements and have any questions answered.

At your free initial mortgage appointment, you can explore the different mortgage options available to you in Epsom. Our team will explain the process and help you find with is the most suitable mortgage route for you to take based on your personal and financial situation.

Search 1000s of products

Accorion Arrow

We have access to a broad range of lenders – both high street and specialist – providing a wide selection of mortgage products. Our mortgage advisors in Epsom are experienced in finding the perfect mortgage deal for first time buyers. We’ll work with you to identify the most suitable product that meets your individual needs.

We will take the time to understand your circumstances and explain the different mortgage options available to you. We’ll help you understand the implications of various mortgage products, from interest rates to repayment terms. We’ll also provide advice on how much you can afford to borrow and the amount of deposit you’ll need.

Our Service

Accorion Arrow

Our experienced mortgage advisors in Epsom are here to help. We understand that buying a home is a major financial and life decision, which can feel overwhelming. Our goal is to make the process as stress-free and straightforward as possible.

Getting the right first time buyer mortgage advice in Epsom is essential and can help you understand the mortgage process much easier. Our job is to make your time getting a mortgage easier and the process stress-free.

Check out our amazing customer reviews and take a look at how other first time buyers in Epsom have valued our service.

7 Days a Week

Accorion Arrow

We understand how busy life can be, which is why our team of mortgage advisors in Epsom are available 7 days a week. We make it easy for you to select a date and time that you need, and offer a range of flexible appointment slots; including evenings and weekends.

If you’re looking for a mortgage advisor in Epsom, book in a free initial appointment with us today. We can’t wait to hear from you!

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We search 1000s of first time buyer mortgages in Epsom

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Hinckley and Rugby Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Guardian Logo
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Epsom

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

Download For Free
Our Home Buying App

Our Mortgage Guides

Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Londonmoneyman 2009–2026

Equity Release Council Logo
Facebook Image X Logo Instagram Logo YouTube Image LinkedIn Logo Spotify Logo TikTok Logo

Speak to an Advisor
7 Days a Week, 8am – 10pm

Speak to an Advisor Enquire Online 020 4511 4209

We value your privacy

This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.