It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Our online booking system makes it easy for you to book an appointment with our mortgage advisors in Epsom. We will take the time to understand your individual circumstances and help you find the right mortgage tailored to your personal and financial situation.
Our mortgage advisors in Epsom have access to 1000s of mortgage products that they can search through on your behalf. On panel, we have access to both high street and specialist mortgage products.
A good credit score could open up access to better rates and a lower deposit, usually around 5%. Those with a lower credit rating may be offered lower rates and be required to pay a higher deposit, usually between 10-15%. The size of your deposit may also be impacted by the cost of the property.
As your mortgage broker in Epsom, we are dedicated to helping you find the right mortgage for you. To get started, book your free appointment today and we’ll take care of the rest.
If you are struggling to save for a mortgage deposit in Epsom, you should know that there are many different government schemes available for first time buyers in Epsom that can help you get onto the property ladder.
Some of these schemes include the Shared Ownership Scheme, Lifetime ISA, Mortgage Guarantee, First Homes Scheme and many more. To see the list of the currently available Government schemes, head over to OwnYourHome.gov.uk and see whether there are any that are right for you.
There are many different costs associated with buying a property in Epsom, some that you may not be aware of. We will be able to provide you with a breakdown of all the costs associated with your mortgage and how they affect your mortgage process.
These costs can include conveyancing and solicitor fees, property surveys, broker fees and mortgage arrangement fees. As a first time buyer in Epsom, it is unlikely that you will have to pay stamp duty tax on your purchase.
We will start by understanding your current financial situation and your long-term financial goals. We will then use our expertise to find the most suitable mortgage deal on the market for you and your new home. This deal will be tailored to your individual circumstances. If you are happy with the mortgage deal, we can begin to prepare your mortgage application.
Our team of mortgage advisors in Epsom have a wealth of knowledge and experience in the mortgage market. We understand that the first time taking on the mortgage process can seem daunting and complicated, and that’s why we are here to offer a helping hand!
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me š
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage š
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend š
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Our team of experienced mortgage advisors in Epsom will be able to assess your situation, advise on your options, and answer any questions you may have.
Getting a mortgage is a big responsibility, so we are here to make sure you understand the process and everything that comes with it. During your appointment, you'll have the opportunity to ask any questions and understand all of the details.
We will take into account your credit score, income, affordability and deposit, ensuring that we find the product that best meets your needs.
Our team of mortgage advisors in Epsom can search 1000s of deals in order to find the most appropriate product for you and your first home.
Once we have identified a mortgage product that fits your unique financial and personal needs, we will provide you with a mortgage illustration, enabling you to see the details of the offer.
If you are happy with the mortgage product, we can begin preparing your mortgage application! From this point, you will be handed over to a dedicated case manager.
Once everything is in place, we'll submit your application to the mortgage lender. All that is left to do from this point is to wait for the lender's response.
Once we hear back from the mortgage lender, we will be in touch right away to inform you of the good news!
Are you a first time buyer looking to purchase property in Epsom? We are a mortgage broker in Epsom and our job is to help you through your entire mortgage journey. We offer a free appointment with one of our knowledgeable mortgage advisors in Epsom, where you can discuss your mortgage requirements and have any questions answered.
At your free mortgage appointment, you can explore the different mortgage options available to you in Epsom. Our team will explain the process and help you find with is the best mortgage route for you to take based on your personal and financial situation.
We have access to a broad range of lenders ā both high street and specialist ā providing a wide selection of mortgage products. Our mortgage advisors in Epsom are experienced in finding the perfect mortgage deal for first time buyers. We'll work with you to identify the most suitable product that meets your individual needs.
We will take the time to understand your circumstances and explain the different mortgage options available to you. We'll help you understand the implications of various mortgage products, from interest rates to repayment terms. We'll also provide advice on how much you can afford to borrow and the amount of deposit you'll need.
Our experienced mortgage advisors in Epsom are here to help. We understand that buying a home is a major financial and life decision, which can feel overwhelming. Our goal is to make the process as stress-free and straightforward as possible.
Getting the right first time buyer mortgage advice in Epsom is essential and can help you understand the mortgage process much easier. Our job is to make your time getting a mortgage easier and the process stress-free.
Check out our amazing customer reviews and take a look at how other first time buyers in Epsom have valued our service.
We understand how busy life can be, which is why our team of mortgage advisors in Epsom are available 7 days a week. We make it easy for you to select a date and time that you need, and offer a range of flexible appointment slots; including evenings and weekends.
If youāre looking for a mortgage advisor in Epsom, book in a free appointment with us today. We can't wait to hear from you!
Our mortgage advisors in Epsom can help you work out how much you are able to borrow for your first time buyer mortgage. We will look at your personal and financial situation to work out an accurate figure for you.
If you want a quick answer, turn to our free mortgage calculators to work out how much you can borrow. We have how much you can borrow, stamp duty and repayment calculators.
As a mortgage broker in Epsom, we can swiftly help you get an agreement in principle (AIP). This document gives lenders a glimpse of your financial situation and your capacity to obtain a mortgage. It is an important part of the home buying process, as it demonstrates to the seller that you are ready to proceed.
Our mortgage advisors in Epsom can usually arrange an AIP within 24 hours of your free mortgage appointment! Agreement in principles usually last between 30 and 90 days; if it expires, you can easily renew it by reaching out to our team.
We have helped many first time buyers in Epsom that are struggling to get accepted via their bank. Each bank has different lending criteria and not every applicant will qualify for every mortgage product.
As a mortgage broker in Epsom, we are able to access both high street and specialist mortgage products. If you are struggling to get accepted for a mortgage, this may be down to your credit score a different problem. Let us take a look at your mortgage situation and see whether we can help!
Read our 15 Reviews
Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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