Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Are you a first time buyer in Guildford looking for a mortgage? Look no further, our team of mortgage advisors in Guildford are here to help. Our team will provide you with excellent advice and service throughout the entire process.
We understand the importance of finding the right mortgage for you. We will take the time to understand your needs and walk you through the different mortgages available, so you can make an informed decision.
Prior to applying for a mortgage it is important to understand the financial commitments involved. As your mortgage broker in Guildford, we will ensure that you make a decision that benefits your personal and financial situation.
We are here to make sure you have all the support and advice you need to get the right mortgage for you. Get in touch with us today and take the first step to owning your dream home.
The amount of deposit you require for a first time buyer mortgage in Guildford depends on a couple of factors. Your credit score and how much you wish to pay monthly in mortgage payments are the most important considerations.
As a mortgage broker in Guildford, we typically find that those with a good credit score can access better rates and put down a lower deposit, usually 5%. On the other hand, if your credit score is lower, you’ll likely have to put down a higher deposit of 10-15% to access a mortgage.
You may also want to put down a larger deposit if you want to reduce your monthly mortgage payments. The less you borrow, the less you have to repay overall.
The amount of deposit you will need to put down will also depend on the cost of the property you buy. If you require a larger mortgage for a more expensive property, you will have to put down a larger deposit.
If you’re looking to take your first step onto the property ladder but don’t have enough saved up for the minimum deposit, there are government mortgage schemes that could help you out. These schemes were designed to help first time buyers like you, get onto the property ladder.
From the Help to Buy Shared Ownership Scheme to the Mortgage Guarantee Scheme and the First Home Scheme, there are a number of options available. To assess your eligibility for these schemes, you should get advice from a knowledgeable mortgage broker in Guildford.
If you’re a first time buyer in Guildford and need mortgage advice, you should book your free initial appointment with one of our mortgage advisors in Guildford. Our team of experienced professionals will be able to provide you with the support and guidance needed to make the most appropriate decision for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
If you are a first time buyer, we would recommend getting expert mortgage advice in Guildford so that you can journey through your process with ease.
Our mortgage advisors in Guildford are experienced and knowledgeable and will provide you with tailored advice and guidance.
During your free initial appointment, your broker in Guildford will take key information surrounding your income and expenditure to work out the maximum amount you can borrow for a first time buyer mortgage in Guildford.
We will also be able to arrange an agreement in principle on your behalf so that you support any offers that you make on a property.
Your mortgage advisor in Guildford will now be able to go away and find the perfect mortgage product for you! They will factor in your personal and financial situation so that you are getting a deal that suits your individual requirements.
We are open and honest with you throughout the whole process, making sure that the advice that you get is beneficial to you and your circumstances.
If you are happy with the deal that your mortgage advisor in Guildford has found you, we can begin preparing your mortgage application.
From here, you will be assigned a case manager to help you prepare the necessary documents to support your mortgage application. Once you are happy and we are happy, we can send it off to the lender!
It is now just a waiting game!
Are you a first time buyer in Guildford looking for expert mortgage advice? Our experienced mortgage advisors in Guildford are on hand to answer all of your mortgage questions and queries.
We have helped many first time buyers in Guildford secure the perfect mortgage. Our customers have been delighted with the service we have provided, leaving us some fantastic reviews.
Our mortgage advisors in Guildford are able to search through 1000s of mortgages in order to find you one most suitable for your personal and financial situation. We have a large panel of mortgage lenders that we can access to find you the perfect first time buyer mortgage product.
We understand that everyone’s financial situation is unique; as an experienced mortgage broker in Guildford, we have helped many first time buyers in Guildford find the most suitable mortgage for their own situation. Whether you are looking for a fixed-rate mortgage or a variable-rate mortgage, we can provide advice and guidance and help you make an informed decision.
We will make sure that the process runs as smoothly as possible, from the initial appointment to completion. We’ll keep you updated throughout the whole process, and will help you to understand all of the stages involved in getting a mortgage.
Our team of mortgage advisors are available seven days a week, including bank holidays and weekends. This means that if you are a first-time buyer in Guildford, you can book an appointment with one of our advisors at a time that is convenient for you – even outside of traditional office hours!
We provide a personalised service tailored to your individual needs, taking the time to understand your individual requirements.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 15 Reviews
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
Contact
Follow Us
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
