We understand the enormity of mortgages and the process of buying a home. We are here to reduce the stress and support you every step of the way.
Our job is to make the experience as simple as possible and keep you informed from the start until the end. You will have one of our expert mortgage advisors in Mayfair assisting you all the way.
This will depend on your credit score and the size of your monthly mortgage payments. As a mortgage broker in Mayfair, we often find that first time buyers with a good credit score can access much better rates and put down a lower deposit – usually around 5%.
However, if you have a lower credit score, you may be required to put down a larger deposit of 10-15% in order to get access to lower rates. You may also choose to put down a larger deposit if you wish to reduce your monthly repayments. This is because the less you borrow, the less you have to pay back in total.
The amount of deposit you put down will also be determined by the value of the property you want to purchase. If you need a larger mortgage for a more expensive property, you will need to put down a larger deposit.
If you don’t have enough to cover the minimum deposit, there are several government mortgage schemes that can help you get on the property ladder as a first time buyer in Mayfair. These include the Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, the First Home Scheme and a few others – but you’ll need to qualify for each.
That’s where an experienced mortgage broker in Mayfair can help. To get further advice for first time buyers in Mayfair and to talk through the government mortgage schemes, book a free initial mortgage appointment to speak with one of our mortgage advisor in Mayfair today.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
No matter what your plans, it pays to speak to a qualified mortgage broker in Mayfair.
A specialist mortgage broker in Mayfair can provide a range of financial products and services to assist you in finding the right mortgage.
We have helped many people find the right deal and save money on their mortgage payments. We can provide expert mortgage advisor in Mayfair.
There are many things to consider when looking for a mortgage, and a knowledgeable broker can offer guidance on the process.
We search 1000’s of deals, saving you time and money. We aim to give you the most suitable service when looking for a mortgage.
Ontop of going the extra mile to secure you the most suitable deal and also recommend relevant insurance to ensure you and your family are safe.
Once your offer has been accepted, your mortgage broker in Mayfair will submit your full mortgage application and forward the necessary paperwork to the lender.
Your committed case manager will stay in contact with you all the way through the process until you get your formal mortgage offer and finalise your purchase.
We offer free initial mortgage appointments to first time buyers in London, so why not book yours today? Our clients have praised us for the advice they received from our mortgage broker in Mayfair, with many expressing their appreciation of the knowledgeable and highly skilled advisors. With our team of experts guiding you through the process, you can be sure that you will find the right mortgage for you.
We understand the importance of finding the right mortgage, and we are committed to providing the best advice for our customers. Our mortgage advisors have years of experience and are well-equipped to answer any questions you may have. So, if you’re looking for experienced and reliable mortgage advice in Mayfair, book a free initial appointment with us today.
As a dependable mortgage broker in Mayfair, we are able to scour through various competitive mortgage options for you. We have access to a wide range of lenders and can locate the ideal one for you and your mortgage requirements!
For years, we have been a trusted and respected mortgage broker in Mayfair. Our team of experienced advisors are here to provide the best advice for first time buyers in Mayfair.
We strive to give you the most suitable service, to ensure you get the most suitable mortgage deal. Give us a call today to discuss your mortgage options and we will do our utmost to help.
Our team are available 7 days a week, including bank holidays and weekends. This provides first time buyers in Mayfair with the choice to book a meeting to speak with one of our mortgage advisors in Mayfair at a convenient time, even outside of regular hours!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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