As a mortgage broker in Notting Hill, our role in the mortgage process is to take all of the stress away and provide assistance every step of the way. Your first time buyer mortgage journey should be simple – it is our job to help you with that!
Once you get in touch with our team, you’ll be assigned a dedicated mortgage advisor in Notting Hill that will help you start your first time buyer mortgage journey.
They will be able to help you work out how much you can borrow for a mortgage in Notting Hill, arrange your agreement in principle within 24 hours, prepare your mortgage application for you and most importantly find you a mortgage product that matches your personal and financial situation.
The size of your deposit typically hinges on aspects like your credit rating, income and other existing financial commitments. As a mortgage broker in Notting Hill, we often observe that first time purchasers possessing a good credit score can tap into competitive rates and provide a smaller deposit, generally about 5% of the property’s value.
If you have bad credit, you may need to put down a more substantial deposit ranging from 10-15%. Lenders typically assess the level of risk associated with lending to individuals, and a poor credit history may signal a higher risk for them. As a result, they may require a larger deposit to offset this risk.
Regardless of credit, higher deposits can also improve your chances of getting approved for a mortgage with more favourable terms, such as a lower interest rate.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
It always best to get a second opinion and speak with a mortgage advisor in Notting Hill.
We offer a free initial mortgage appointment to every customer, which you can book online or over the phone.
During your free initial mortgage appointment, we will look at your financial situation to determine how much you can borrow and what sort of mortgage products you could be able to access.
We can also arrange your mortgage agreement in principle within 24 hours!
We will search through 1000s of mortgage options to find the perfect product for your circumstances.
Beyond striving to secure you the best offer, we also suggest appropriate insurance to guarantee the safety of you and your family, as a mortgage broker in Notting Hill.
Following the acceptance of an offer on a property, your mortgage broker in Notting Hill will help you prepare your mortgage application and get it ready to send it off to the mortgage lender.
Your dedicated case manager will keep well-communicated with you throughout the rest of the journey until you receive your official mortgage offer and conclude your acquisition.
We offer free initial mortgage appointment to first time buyers in London, so why not schedule yours now? With our team of specialists leading you through the procedure, you can be confident in locating the optimum mortgage deal for your needs.
Our mortgage advisors in Notting Hill boast years of expertise and will be more than happy to answer all of your mortgage questions!
As an experienced mortgage broker in Notting Hill, we possess the capability to search through 1000s of mortgage options for you.
We have access to both high street and specialist mortgage lenders and can identify the perfect one for you and your mortgage needs!
We are here to help 7 days a week, including weekends and bank holidays!
This offers first time buyers in Notting Hill the option to schedule a consultation with one of our mortgage advisors in Notting Hill at a time that suits them, even beyond usual working hours.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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