Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
As a mortgage broker in Sidcup, we are dedicated to helping first time buyers get the mortgage they need. Our experienced mortgage advisors in Sidcup will work with you to understand your individual circumstances, and can provide you with tailored advice and help you find the right mortgage product for your needs.
Our online booking system makes it easy to book an appointment with our team. You can select a date and time to speak with a first time buyer mortgage advisor in Sidcup at a time that suits you. We have availability 7 days a week too! Get your first time buyer mortgage process today.
Your credit score is a major factor in the type of mortgage you may be offered. If you have a good credit rating, you may be able to access better rates and a lower deposit – usually around 5%. On the other hand, if your credit rating is lower, you may be offered lower rates but will be asked to pay a higher deposit – usually between 10-15%. The size of your deposit can also depend on the cost of the property.
As your mortgage advisor in Sidcup, we are passionate about supporting you in finding the most appropriate mortgage for your circumstances. We will search through 1000s of first time buyer mortgages in Sidcup in order to find you the most appropriate deal for your personal and financial circumstances.
Are you seeking to purchase your first home in Sidcup but are struggling to save for a mortgage deposit? Did you know that there are a variety of government schemes available for first time buyers in Sidcup to assist you in getting onto the property ladder?
The Shared Ownership Scheme, Lifetime ISA, Mortgage Guarantee and the First Homes Scheme are just a few examples of schemes that could be available for you as a first time buyer in Sidcup. To see the whole list, take a look at OwnYourHome.gov.uk. It is worth exploring the available options to see which ones are suitable for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Whether you’re a first time buyer or you’re looking to remortgage, our advisors are here to provide you with the advice and guidance you need. We’ll explain your options to you in a clear and concise way, so you can be sure that you’re making the right decision for you and your family.
If you’re ready to take the first step towards buying your first home, contact our team of mortgage advisors in Sidcup today. We’ll be happy to answer any questions you may have and help you to understand the process.
Our expert advisors have a wealth of experience in helping first time buyers find the perfect mortgage. We take into account your credit score, income, affordability and deposit to find the most suitable deal for you.
We will perform an affordability assessment during your free initial mortgage appointment to work out how much you can borrow for a mortgage and what sort of deals are available to you.
Following your free initial mortgage appointment, we will try to find a suitable mortgage product for your personal and financial situation.
Once we find the perfect deal for you, we will present the details in the form of a mortgage illustration. This will enable you to see all the details of the agreement, such as the interest rate and repayment terms.
If you are happy with the mortgage product that we have identified, we will begin preparing your mortgage application.
From this point, you will be assigned a dedicated case manager who will help you prepare your mortgage application and make sure that it looks the best that it can in front of a mortgage lender.
We’ll then submit your application to the lender and wait for their response. Once we hear back from the lender, we’ll be in touch right away to let you know the good news.
During your free initial mortgage appointment, we will discuss your mortgage needs and answer any questions you may have, aiming to give you the mortgage advice in Sidcup tailored to your personal and financial situation.
We understand how daunting applying for a mortgage can be, especially for first time buyers. That’s why we’re here to guide you through the mortgage journey and make sure you feel confident and reassured every step of the way.
As part of our service, we also provide ongoing advice and support for the duration of your mortgage. So, if you have any questions after your appointment, we’ll always be on hand to help.
As a mortgage broker in Sidcup, we have access to a vast range of lenders. We are well-equipped to help first time buyers in Sidcup like you find the perfect mortgage deal to suit their individual needs.
Our experienced advisors will take the time to get to know your circumstances and explain the different mortgage options available to you. We’ll provide advice on the factors that matter the most, such as interest rates, repayment terms, the amount you can afford to borrow and the deposit you’ll need.
We know how busy life can get, that’s why we offer a range of flexible appointment slots, including evenings and weekends.
Our team of mortgage advisors in Sidcup are ready and waiting to help you get the most suitable first time buyer mortgage. We are available seven days a week to answer any questions and to offer advice on the right mortgage for you!
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2009–2026
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