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First Time Buyer Mortgage Advice in Slough

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7 days a week, 8am - 10pm

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First Time Buyer Mortgage Advice in Slough

Discover your borrowing potential and move closer to securing your dream home as a first time buyer in Slough.

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Fast & friendly mortgage advice in Slough

Are you a first time buyer in Slough? Let us guide you through the mortgage process and make the journey as stress-free as possible.

We understand that each first time buyer scenario is unique, and each mortgage should be tailored to your individual needs. As a mortgage broker in Slough will provide you with tailored advice and help you find the best mortgage deal available to you. We will walk you through the entire process, offering you guidance and support every step of the way.

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First Time Buyer Mortgage Advice in Slough

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The amount of money that you will need to put towards a deposit will depend on your credit score and the value of the property you are looking at purchasing. As a mortgage broker in Slough, we find that first time buyers who have a good credit rating can access better rates and may be able to get away with a lower deposit, maybe 5%.

On the other hand, if you have a lower credit rating, you will likely be offered lower rates and be required to pay a higher deposit, usually around 10-15%.

The size of your deposit will also be impacted by the cost of the property that you want to purchase. If you are looking for a larger loan for a more expensive home, it is likely that you will need to increase your deposit.

Are there ways to help me get onto the property ladder in Slough?

Finding the right mortgage for first time buyers in Slough can be tricky, particularly if you don’t have enough saved up for the required deposit. That’s why the government has introduced a range of mortgage schemes designed to help you get your foot on the property ladder.

These include the Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, the First Home Scheme plus a few other options. To see whether you qualify for these schemes or not, you should speak to one of our experienced mortgage advisors in Slough.

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Popular Mortgage FAQs in Slough

What are the costs involved with first time buyer mortgages in Slough?

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Saving for a deposit is just one of the things you need to consider when planning to buy a property in Slough. As well as this, there are other costs to think about, such as conveyancing and solicitors fees, property surveys, broker fees and mortgage arrangement fees. Depending on the property price you may also need to pay stamp duty, and it is important to consider any insurance such as home, content or financial security that you may need to take out.

Your dedicated mortgage broker in Slough will be able to discuss all of these additional costs with you during your free initial mortgage appointment. They will be able to provide you with all the information you need to understand your options and make the best decisions for you.

What type of first time buyer mortgages can I get in Slough?

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Do you live in Slough and are looking to buy your first property? Then you need to be aware of the variety of mortgages available to you:

Fixed Rate Mortgages

The most popular choice for first time buyers is a fixed-rate mortgage. This type of mortgage locks in your interest rate for a set period of time, protecting you against any sudden spikes in rates.

Tracker Mortgages

Tracker mortgages follow the Bank of England base rate. If the base rate goes up, so does your interest rate. Similarly, if the base rate drops, so does your rate.

Discounted Variable Rates

Discounted variable rates are a cheaper option than fixed-rate mortgages. However, if your lender’s standard variable rate (SVR) changes, your rate will also change.

Offset Mortgages

Offset mortgages come with an interest-free, flexible savings account. The more you save, the less you pay in interest on your mortgage.

Book an Expert Mortgage Appointment

We provide free appointments with our mortgage advisors to help you understand the different types of mortgages available to you and find the best one for your needs. Get in touch with us today to book your appointment.

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Our Simple 4-Step Process

Book Online

Step 1

If you are looking to purchase your first home in Slough, it is important to discuss your financial situation and options with an experienced mortgage broker in Slough.

Free Mortgage Appointment

Step 2

In your free initial meeting, your mortgage broker will review your income and outgoings to determine the greatest amount that you can borrow for a first time buyer mortgage in Slough.

Finding a Suitable Product

Step 3

We have access to a wide range of mortgages and our team of mortgage advisors in Slough will find the right one for you.

Unlike banks, we don't just have access to in-house products, we can access a variety of different lenders with both high street and specialist products.

Submit Your Application

Step 4

Once we find the perfect from for you, we can begin preparing your mortgage application. From this point, you will be assigned a case manager.

Here you will need to prepare the necessary evidential documents to prove your affordability. These will also be submitted to the lender with your mortgage application. When everything is ready, it is time to send everything off to the mortgage lender and then await a reply!

8 Reasons to Choose Us For Mortgage Advice in Slough

Free Appointment in Slough

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As an experienced mortgage broker in Slough, we are committed to helping first time buyers secure competitive mortgage deals. You can speak to a mortgage advisor in Slough during your free mortgage appointment to get an idea of what sort of mortgage you may be able to take out.

You can book your free mortgage appointment online and select a date and time of your choice.

Search 1000s of products

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We can help first time buyers in Slough navigate what can be a stressful and overwhelming process. Our team of experienced advisors has access to a wide range of competitive mortgage products, and can help find the perfect fit for your individual needs.

We understand the importance of finding the right mortgage for your first home, and our team are here to provide you with the best service possible.

Our Service

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It is our mission to provide first time buyers with fast and friendly mortgage advice in Slough. We will strive to find the ideal mortgage product for you. You can easily book your free mortgage consultation with us via our online booking feature.

Read more about our amazing service over on our reviews page. There may be someone who can encountered something similar to yourself.

7 Days a Week

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Mortgage advice in Slough is available 7 days a week, so you can book in a free mortgage appointment with a mortgage advisor at a time that suits you - even on a bank holiday or weekend.

We have a wealth of experience in helping first time buyers in Slough secure the right mortgage and understand that every situation is unique.

Malcolm and Amy Davidson - Mortgage Advice in London

We search 1000s of first time buyer mortgages in Slough

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Common Mortgage Questions in Slough

How much can you borrow for a mortgage in Slough?

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Our mortgage advisors in Slough will take into account your individual circumstances, such as your income, deposit size and other financial commitments, in order to provide you with the most suitable mortgage. We understand that each individual is unique and so we will tailor our advice to you specifically.

We have access to a wide range of mortgage lenders, so we can ensure that you are getting the best mortgage deal available. We will also guide you through the entire mortgage application process, so you don’t have to worry about a thing.

Ready to make an offer on a property in Slough?

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Are you a first time buyer ready to make an offer on a property in Slough? Look no further than a mortgage broker in Slough. Our team of experienced advisors is available to help you secure the best deal possible. With access to a range of lenders, we can help you find the most suitable product for your needs.

Usually, you are best getting mortgage advice in Slough before making an offer on a property. If it is possible it is best to do this 6 months before you are viewing properties so that you can get an idea of how much you are able to borrow.

Looking for an agreement in principle ahead of your mortgage in Slough?

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An agreement in principle is a document which gives lenders an indication of your financial situation and your ability to secure a mortgage. It is a necessary step in the home-buying journey as it demonstrates to the seller that you are ready to move forward with the purchase.

Once you have contacted our team of mortgage advisors in Slough, we will be able to apply for an agreement in principle on your behalf. This can usually be completed within 24 hours of your free mortgage appointment.

Struggling to get accepted for a mortgage in Slough?

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Are you a first time buyer in Slough and struggling to get accepted for a mortgage due to strict lending criteria? Worry not, as a mortgage broker in Slough, we are here to help you every step of the way!

We understand that the mortgage process can be a daunting one for first time buyers. That is why we are here to provide you with the support and advice you need.

Book a free appointment with one of our mortgage advisors and let us be your guide throughout the entire process. We will answer all your questions and provide you with the most suitable mortgage for your individual

Mortgage Guides & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

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