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First Time Buyer Mortgage Advice in Twickenham

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

020 4511 4209 Speak to an Advisor - It's Free!
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First Time Buyer Mortgage Advice in Twickenham

Are you a first time buyer in Twickenham? Discover your borrowing potential and move closer to securing your dream home. Start your mortgage journey with an expert today.

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Fast & friendly mortgage advice in Twickenham

Purchasing a new home and navigating the world of mortgages can feel overwhelming, especially as a first time buyer in Twickenham. As a mortgage broker in Twickenham, we understand the gravity of this decision and are dedicated to making the process as smooth and stress free as possible for you. Our team of expert mortgage advisors in Twickenham are here to support and guide you every step of the way. Let us help you begin your journey towards homeownership today.

We are able to search through 1000s of mortgages through our huge panel of mortgage lenders. We have access to high street and specialist products, we will shop around to make sure that you find the most competitive product that benefits your personal and financial situation. Banks are limited to their own in-house mortgage products, when we can search the 1000s of deals through a variety of lenders!

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First Time Buyer Mortgage Advice in Twickenham

Book your free mortgage appointment online today

Generally, as a first time buyer in Twickenham, you will need to provide a deposit of at least 5% of the property’s value. You can potentially access better rates if you increase this deposit amount to 10%-15% of the property’s value. Doing this will also reduce your monthly mortgage payments.

We understand that buying your first home can be a daunting process, but we are here to make it as smooth and stress-free as possible. Our team has helped countless first time buyers in Twickenham secure their dream home with the perfect mortgage. Contact us today and let our team of mortgage advisors in Twickenham help you take that first step onto the property ladder.

Are there ways to help me get onto the property ladder in Twickenham?

The government offer a range of mortgage schemes specifically designed for first time buyers to help them get onto the property ladder. Using these schemes could give your deposit the boost that it needs to get accepted for a mortgage.

Some of these schemes include the Help to Buy Shared Ownership Scheme, Mortgage Guarantee Scheme, the First Home Scheme and many more. Each government mortgage scheme has its own set of eligibility criteria. Most of them can only be accessed if you cannot afford to take out a mortgage using the traditional approach.

We have helped many first time buyers in Twickenham utilise government schemes to help them secure their first mortgage. If you are thinking of using a scheme and want to explore your options, get in touch with one our mortgage advisors in Twickenham today.

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Popular Mortgage FAQs in Twickenham

What are the costs involved with first time buyer mortgages in Twickenham?

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As a first time buyer in Twickenham, it’s natural to feel overwhelmed by the many costs associated with purchasing a property. From conveyancing fees to solicitor fees, there are numerous factors to consider beyond just your deposit.

To help you get a better understanding of the costs that come with taking out a mortgage, our mortgage advisors in Twickenham can give you a run down of everything that you need to account for. Alternatively, give us a call and one of the team can run through the costs with you over the phone!

What do I need to buy my first home in Twickenham?

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One of the key requirements for obtaining a first time buyer mortgage in Twickenham is having a deposit of at least 5% of the property’s value. This means that for a £200,000 property, you would need to save £10,000 or more. If you put down a deposit of more than 5%, maybe somewhere between 10%-15%, you are potentially opening yourself up to better interest rates.

Your mortgage lender will ask for a variety of evidential documents to support your income to verify that you can afford a mortgage. They will ask for documents such as your payslips, P60, ID and bank statements. When it comes to this part of the process, your case manager will make sure that you have everything in place that the mortgage lender requires.

Why should I use a mortgage broker as a first time buyer in Twickenham?

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Our team of mortgage advisors in Twickenham have over 20 years of experience in the mortgage market and our job is to find you a perfect mortgage for you and your new home. During your free mortgage appointment, we will look at your current personal and financial situation to find a mortgage product tailor-made for you.

As a first time buyer in Twickenham, we always recommended getting mortgage advice in Twickenham to gauge your affordability and potential borrowing capacity. We will perform a free mortgage affordability assessment on you during your free mortgage appointment so that you can get an idea of what is within your budget.

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Our Simple 4-Step Process

Book Online

Step 1

We offer a free mortgage appointment to every customer, all you have to do is book online and pick a date and time.

We work 7 days a week so that you can book an appointment around your busy schedule. Mornings, afternoons or evenings, you choose!

Free Mortgage Appointment

Step 2

During your free mortgage appointment with a mortgage advisor in Twickenham, we will take a look at your personal and financial situation so that we can find the perfect mortgage for you.

We will also look at your affordability and what is within your budget when searching for a property in Twickenham.

Finding a Suitable Product

Step 3

As a mortgage broker in Twickenham, we have helped countless individuals and families find the perfect mortgage deal and save money on their monthly payments.

With access to a wide range of lenders, we can compare mortgage rates and terms to ensure you get the most competitive deal possible.

Submit Your Application

Step 4

If you are happy with the product that your mortgage advisor in Twickenham has recommend, it is time to submit your formal mortgage application.

At this point you will work with a dedicated case manager who will help you prepare your whole application. Once everything is ready to go, we can submit your application and all that is left to do is to wait for the good news!

Reasons to Choose Us For Mortgage Advice in Twickenham

Free Appointment in Twickenham

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Take the first step towards your dream of homeownership by booking a free mortgage consultation. Our mortgage advisors in Twickenham will provide you with personalised and comprehensive guidance to help you make informed decisions when it comes to your mortgage. Don't wait any longer, schedule your appointment with one of our mortgage advisors in Twickenham today.

We Search 1000s of Products

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With our extensive network of lenders, we will search through a diverse range of mortgage options in order to find the most appropriate one for you. Our team of experienced advisors will carefully assess your financial situation, including your income, credit score, and savings, to determine the best mortgage options for you.

We work with both traditional and specialist lenders, giving you access to a wide variety of mortgage products to suit your unique requirements.

7 Days a Week

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We know that everyone has a busy schedule nowadays, that's why our team are available 7 days a week, including bank holidays and weekends. We want to make sure that you have the flexibility to book a meeting with one of our mortgage advisors at a time that is convenient for you, even outside of regular working hours.

Malcolm and Amy Davidson - Mortgage Advice in London

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Common Mortgage Questions in Twickenham

How much can you borrow for a mortgage in Twickenham?

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Our mortgage advisors in Twickenham will work closely with you to understand your financial situation, preferences, and goals. With this information, we can recommend suitable mortgage options that align with your needs and budget.

To get anaccurate idea of how much you can borrow, we offer a free affordability assessment. Our mortgage advisors in Twickenham will take a closer look at your income, expenses, and other factors to determine the exact amount you may be able to borrow. This assessment also allows us to provide more detailed guidance on the mortgage options available to you.

For a quick figure, feel free to use our free mortgage calculators on our website. Our calculators include: How Much Can I Borrow, Repayment Calculator and a Stamp Duty Calculator.

Looking for an agreement in principle ahead of your mortgage in Twickenham?

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Our mortgage advisors in Twickenham are able to arrange an agreement in principle (AIP) for you within 24-hours of your free mortgage appointment. Agreement in principles usually last between 30-90 days, therefore, if it expires, make sure to get back in touch with our team and we will renew one for you right away!

It is crucial to get an AIP when searching properties in Twickenham. Not only can they sometimes be used to negotiate the asking price with the seller, they indicate your ability to quickly advance through the mortgage process as you have already been pre-approved by the mortgage lender.

Ready to make an offer on a property in Twickenham?

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If you have found a property that you want to make an offer on, it is time to find the perfect mortgage product for that property. Our mortgage advisors in Twickenham will help you find that mortgage deal that aligns with your personal and financial situation.

Struggling to get accepted for a mortgage in Twickenham?

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If you are struggling to get accepted for a mortgage or have been declined by your bank, we advise that you get mortgage advice in Twickenham before you keep applying for different deals and products. You could be doing more harm to your credit score than you realise!

The more that you are declined the more impact you are having on your credit file. If you are declined, it will show up on your credit file, and perhaps lower your credit score. This is why we always recommend speaking with an expert before making such a huge financial decision.

Mortgage Guides & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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