Mortgage Broker in Dartford

Starting your mortgage process as a first time buyer in London & Dartford can seem like trekking into the unknown. We always make sure purchasers who are going through the process for the first time feel supported. Your committed mortgage advisor in Dartford will be beside you every step of the way and respond to all of your queries.

If you are trying to work out the amount you can borrow for a mortgage, our advisors are more than willing to lend a hand. Our affordability calculator can provide an accurate figure. Moreover, they will also arrange an agreement in principle for you generally within 24 hours of your free consultation. Having this with you will be beneficial when it comes to making an offer on a property.

Moving home in London & Dartford can be an incredibly stressful period. We strive to make your journey as hassle-free as possible, looking after all the mortgage aspects to ensure you can concentrate on moving home. Our team provide a fast and amiable mortgage advice service, from our first point of contact until you get the keys to your new house, we will be right by your side every step of the way.

When you take out your initial mortgage, there is a good chance that it will be on a short-term fixed basis. There are longer-term options available, though many choose to go for a period of between two and five years. As you come to the end of this fixed term, it’s time to start exploring your remortgaging options and find a new product with a new fixed term.

Our panel of lenders is extensive, meaning our remortgage advisors in Dartford can search through thousands of remortgage deals on your behalf. You may find that they can find a rate that is more competitive than your current one.

If you are looking for remortgage advice in London & Dartford, please get in touch with our team. We can provide knowledge and support for a range of remortgage paths, such as home improvements, debt consolidation, equity release and bad credit.

Our team have substantial experience aiding numerous prospective and existing landlords in Dartford who are seeking to expand their property investment with a buy to let mortgage in London and Dartford.

As a mortgage broker in Dartford, we have buy to let advisors who have established strong ties with local landlords in recent years. We have aided them with their new buy to let acquisitions, with many getting in touch for a second time to help them with their remortgages on their properties. If you want to achieve your investment ambitions, contact our team without delay.

For those seeking to acquire a property using Help to Buy in London & Dartford, we have good news, we can help! There is an extensive variety of Help to Buy initiatives, including Shared Ownership, First Home schemes and the 95% Mortgage Guarantee Scheme. These schemes can help you get a mortgage and could provide the boost that you need to get you onto the property ladder!

Individuals who are looking to obtain a mortgage as a self employed applicant may find the process challenging. Factors which can complicate matters include the rigorous lending criteria and the quantity of evidence that must be provided to be approved by a lender.

Our mortgage advisors in Reading love helping the self employed in London and Dartford, and have an extensive understanding of the criteria for such lending.

You are considered self employed if you hold a stake of more than 20-25% in your business. One of the requirements for getting a mortgage in this capacity is that you have been trading for a minimum of two years. This is because lenders will usually request evidence from this period.