We strive in providing fast & friendly mortgage advice in Guildford! With over 20 years of experience in the industry, our mortgage advisors have helped a range of customers in a variety of situations. Our team have access to a large panel of lenders that offer products for first time buyers, home movers, buy to let landlords, the self-employed and those looking to utilise the help to buy schemes.
A Mortgage Broker in Guildford can support you throughout the process because sometimes the mortgage is not straightforward. Utilising our experience and knowledge, our team will work hard to try and obtain a mortgage product that fits your situation and your property in Guildford.
We want our customers to be fully covered when it comes to obtaining a mortgage. Our team achieve this by recommending insurance with your new mortgage product. Having the most appropriate insurance policy in place can put you in the best financial situation should anything happen to you in the future. To find you the perfect mortgage and insurance product for you, we will search through 1000’s of deals on your behalf. Within your free appointment, your advisor will get to know your financial background in order to recommend the most suitable product for you.
When you get in touch with our team, we will offer you a free appointment with one of our advisors which you can book with us or online. Our book online system allows you to select a date and time that suits you without needing to get in touch. From this, you will be assigned a mortgage advisor in Guildford who has rich knowledge of your situation.
As a first time buyer in London & Guildford, you may enter the mortgage world not knowing a lot about the way the process works as well as where to start. Our role as a dedicated mortgage broker in Guildford is to provide you with a responsive and caring service throughout the process with the goal to make you feel reassured.
You may go down the traditional mortgage route or use help to buy mortgage scheme, either way, our team have experience helping a plethora of homebuyers start the mortgage journey. If you are interested in looking into the variety of mortgage options available to you, speak to a mortgage advisor in Guildford who can compare help to buy schemes with you and find out what you qualify for.
It can be a known fact that the moving home process is a stressful experience as you are sorting the selling and purchasing of the two properties. Throughout the moving home in London & Guildford, we aim to make the moving home journey as stress-free as possible through our simple and easy service.
When you are taking out a new mortgage, we will provide an in-depth explanation of all of your options. For instance, some customers may have the opportunity to get the chance to port their current mortgage to their new property which could save them money down the line. If this is your situation, we will recommend the most appropriate product to you and support you throughout.
Our team are available 7 days a week to help you organise you mortgage so when you move in, you have everything sorted and can just focus on your new home.
If you are looking to obtain a buy to let mortgage, you will find the process works the same as any other mortgage process. One thing that is different is that you will be required to put down a larger initial deposit. Here at Londonmoneyman, we have a team of buy to let experts that can help you apply for your buy to let mortgage and will find the best deal for your property.
Getting in touch with a buy to let mortgage advisor in London & Guildford will help you find a mortgage deal that compliments your property.
For those who are coming to the end of their fixed mortgage term will possible be looking at a remortgage in London & Guildford. We do strongly advise that you get the ball rolling with a remortgage early enough as it will reduce the risk of you getting on your lender’s standard variable mortgage rate of interest. With this, you may find that the rate is usually higher than the rate that your current mortgage tracks which could result in paying higher mortgage payments.
Obtaining remortgage advice in Guildford will broaden your remortgage options and make the process as stress free as possible. Our tailored service can help you find the most appropriate deal for your remortgage!
We can help you explore further options to utilise your remortgage including home improvements, releasing equity and debt consolidation. Whatever your reason, your dedicated remortgage advisor in Guildford can help.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Our book online process allows you to speak to an advisor at a time that suits you!
Within your appointment, we will assign you to a knowledgeable mortgage advisor in Guildford who will ask you a series of questions to build up your financial background along with assessing your affordability.
As well as this, they will sort your Agreement in Principle which is usually arranged within 24 hours of your free mortgage appointment.
After your appointment, your advisor will go and search through 1000s of deals with the goal to find you the product that is appropriate for your situation. As soon as you are happy with your recommendation, we will then carry on with your mortgage application.
When your application is all good to go, our team will then submit your mortgage application to the lender.
If you want to speak with a mortgage advisor in Guildford, you can go through our booking system online or over the phone for your free mortgage appointment.
Pick a date and time that works around your personal and professional life. We have availability from early in the morning to late at night and even at the weekend.
As a mortgage broker in Guildford, we have the opportunity to search through a large panel of lenders. This is an element that differentiates us from a bank as they usually have limited products on offer.
Your designated advisor will look through our vast panel of lenders to find the most suitable product for you. Before recommending a deal, they will take into account your personal and financial situation to see if it’s the best on for you.
Through our 20 plus years within the mortgage world, we have had the opportunity to deal with a variety of situation including specialist ones. As a team, our overall goal is to make the process straightforward and simple.
As mentioned, all our customers have varying situations which is why your allocated mortgage advisor in Guildford will be an expert in your situation. Your mortgage advisor in Guildford will be available to answer any of your questions.
Our team are here on weekdays and weekends meaning you can book your appointment at a time that works for you.
Whatever day of the week, you can get in contact with our team and speak to a mortgage advisor in London who will be able to answer any of your mortgage questions.
A question we do get asked by customers on a regular basis is how much they can borrow for a mortgage in Guildford. When it comes to the amount, this comes down to many factors including your credit score. For those who have a good credit score, you may be able to put down as little as a 5% deposit. If you have bad credit, you could be looking at a minimum deposit of 10%-15%.
You also have to keep in mind that the total deposit you are required to put down will vary depending on the propert price.
For those who are ready to make an offer on a property, you need to make sure that your mortgage agreement in principle (AIP) is in place. Having this with you will show your estate agents that you have been accepted for a mortgage because you have evidenced your income, deposit etc.
If you don’t have an AIP or have not been approved by your lender, our team can sort an AIP for you within 24 hours of contacting us.
As a mortgage broker in Guildford, our team are to help a variety of customers through their mortgage journey, including those with bad credit in specialist situations.
In the situation where you have been to a bank initially and they have declined your application, our team will be able to find the reason behind and advise you on the next steps to take.
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7 Days a Week, 8am – 10pm