Speak to an Advisor 7 days, 8am - 10pm

Mortgage Broker in Kensington

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

020 4511 4209Speak to an Advisor
Malcolm Davidson - Managing Director of Londonmoneyman

Mortgage Broker in Kensington

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor 020 4511 4209
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What are you looking to achieve?

UK residents only.

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Providing expert mortgage advice in Kensington

We take immense pride in offering our mortgage advice services in Kensington. With over two decades of knowledge in the mortgage industry, we are experts in finding the right mortgage deal for our customers. We have aided many customers in Kensington with their purchase or remortgage.

If you are a first time buyer in Kensington hoping to get onto the property ladder, or you are relocating to Kensington, or looking to remortgage your long-term home, we are committed to finding the best-suited deal to suit your present circumstance.

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Popular Mortgage Scenarios in Kensington

Every customer receives a free initial mortgage appointment!

As an experienced mortgage broker in Kensington, we have been working with mortgages for more than two decades and counting. Our open and honest team of mortgage advisors in Kensington have encountered a wide range of mortgage scenarios over the years, utilising that experience to help customers, both new and returning.

With our online booking system, you’ll be able to book in for a free initial mortgage appointment and talk to a member of our mortgage advice team at a time that is convenient for you, subject to availability.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage Scenarios in Kensington

First Time Buyer in Kensington

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First time buyers in London and Kensington may feel daunted by the mortgage process, uncertain of how to put themselves in the strongest position for the mortgage journey that awaits. In such cases, they often turn to a mortgage broker in Kensington for assistance, as a mortgage is likely to be one of the biggest financial commitments they ever make, so it’s understandable that they’d want to get it right.

Our devoted mortgage advisors in Kensington will strive to get you onto the property ladder, suggesting the best route to take with the most suitable deal for you. We’ll make sure that you are kept informed throughout the entire process, from the moment you first get in touch with us, until you receive the keys and beyond.

Moving Home in Kensington

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If you’re located in Kensington or the surrounding areas and approaching the end of your introductory period, you may be weighing up your options for relocating. Many people opt to move home rather than remortgage, for a variety of reasons – from requiring more space to better living costs, as well as a change of scenery.

We appreciate that the process of moving house can be a daunting one. You must find a buyer, pack up your belongings and organise for them to be moved, while also completing the purchase of your new abode. We strive to reduce your stress levels and make the transition as smooth as possible. If you need help with your mortgage whilst moving home in London and Kensington, feel free to reach out to our team!

Buy to Let in Kensington

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Our team of experienced mortgage advisors in Kensington are here to assist landlords, whether they are starting out or are established. We can assist in finding the ideal buy to let mortgage in London & Kensington; whether it’s in the individual’s name or through an SPV (Special Purpose Vehicle) such as a Limited Company, we have the expertise to help with your situation and ease your worries.

Remortgaging in Kensington

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Homeowners who have reached the end of their mortgage’s introductory period may wish to consider a remortgage in London & Kensington. Our team of mortgage advisors in Kensington are on hand to help you find the most suitable deal, whether it be to secure a better rate, to release equity for home improvements or for any other purpose.

Our Customers Love Us

Reviews Stars5.00 Rating15 Reviews

Our Simple 4-Step Process

Take advantage of our book online system

Step 1

Booking a free initial mortgage appointment has never been easier. You are able to select a date that suits your personal and financial situation.

We also offer appointments throughout the week, including weekends, providing availability to accommodate your personal commitments.

Free Initial Mortgage Appointment

Step 2

During your appointment, you will speak with a mortgage advisor in Kensington who’s job is to gain a better understanding of your financial circumstances and evaluate your affordability.

They will also organise an Agreement in Principle for you, which can usually be done within 24 hours of your free initial mortgage appointment.

Finding a suitable product

Step 3

Following your consultation, your advisor will then search through thousands of deals to locate the one that is most suitable to your circumstances.

Once you are happy with the mortgage recommendation, we can proceed with your mortgage application.

Let's submit your application!

Step 4

Once you have prepared your mortgage application and gathered the necessary evidential documents to support your overall affordability, we can send it off to the lender!

All that is left to do is to wait for a reply from the lender! Your case manager will be in touch as soon as they get a response.

Reasons to choose us

Free Initial Mortgage Appointment in Kensington

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Take advantage of our free initial mortgage appointment and chat to one of our mortgage advisors in Kensington about your financial situation and mortgage objectives. Our mortgage advisors in Kensington are on hand 7 days a week to help you out and answer any queries you may have.

We offer advice on mortgages in Kensington, equity release and insurance products too. Give us a call or take a look through our website to view all of our services.

Our team search 1000s of products

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Additionally, our mortgage advisors in Kensington are able to provide you with an appointment at a time that suits you.

We understand that the mortgage process can be a daunting one and our advisors are here to guide you every step of the way.

Our Service

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At Londonmoneyman, we have been providing mortgage services for more than two decades. Our team of mortgage advisors in Kensington are open and frank, having faced a wide range of mortgage situations during their time. With this experience, we are able to aid both new and returning customers.

Our primary goal is to ensure our customers receive the most suitable outcome. Allow us to help you locate the most suitable mortgage product for you!

7 Days a Week

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Our mortgage advice team are on hand to provide you with swift and friendly support 7 days a week. We are available daily from early to late, to guarantee that you get the mortgage advice in Kensington that you need.

Our online booking system allows you to arrange a meeting with one of our mortgage advisors at a time that works for you, subject to availability.

Malcolm and Amy Davidson - Mortgage Advice in London

Common Mortgage Questions in Kensington

How much can you borrow for a mortgage in Kensington?

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A range of elements can affect the amount you can borrow. Your credit rating is the most critical factor. If you have a solid credit history, you’ll generally be asked to put down a minimum of 5% deposit. Conversely, if your credit score is poor, you may be obliged to provide a deposit of 10%-15%.

Moreover, the deposit amount will depend on the property you’re looking to buy.

What do I do if I am ready to make an offer on a property in Kensington?

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When you are ready to purchase a home and have your mortgage agreement in principle, it is time to find the most suitable mortgage product for you. We are here to help. Our experience has taught us how challenging it can be to buy a house, let alone find the right mortgage to go with it. We aim to provide a stress-free and supportive service.

I have been declined by my bank, can you help?

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In the event that you have been refused by your bank and require assistance from a mortgage broker in Kensington, our team are here to help! We strongly recommend that you don’t apply to a multitude of banks as this could put you in danger of having a negative credit rating especially if you keep getting turned down.

Our team can investigate why the bank declined you. Common causes could include a bad credit score, an error in your application or affordability. We do suggest that you make an effort in rectifying these problems to avoid any future credit applications.

We Search 1000s of Mortgages in Kensington

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Paragon Mortgages
TSB Mortgages
Halifax
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BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Hinckley and Rugby Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
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Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Londonmoneyman 2025.

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