It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
If you are looking for a mortgage broker in Croydon, then our experienced team are here to help. Our advisors have years of experience in this field and are able to provide you with the advice you need to make the right decision for you and your family. With expert advice on hand, you can be sure that you are making the best decision for your future.
As a long-established mortgage broker in Croydon, we always strive to supply our customers with the best service we can. We have access to thousands of deals as we work with a comprehensive panel of lenders. Our advisors will examine your personal and financial circumstances, helping you to find the most suitable mortgage deal for you.
If you have a flexible mortgage product and want to transfer it to your new home, we can help with that too.
We urge you to read our excellent customer reviews to determine what prior customers thought of the service they got. Youāll understand why many people keep returning to us. Our reviews make us proud to be a mortgage broker in Croydon.
If you are considering your choices for relocating home in Croydon, you should book a free mortgage appointment with one of our dedicated mortgage advisors in Croydon. Our team are available from morning until late evening, every day of the week, with appointments that fit into your schedule; subject to availability.
You will find that most mortgages are “portable”, meaning you can transfer your current mortgage in Croydon to a new property, if you fit the criteria. Not all mortgage lenders will allow you to this, however. This is why we recommend speaking with a mortgage advisor in Croydon before speaking with your mortgage lender.
We will also look at your current situation and advise you on the best way to approach the transfer if it is possible. If it is not something that you can achieve, we will help you find a mortgage product for you and your new home. We will search through 1000s of mortgages in order to find the most appropriate deal for you!
There are lots of costs to be aware of when moving house in Croydon. These costs could include: estate agency fees, property survey fees, mortgage arrangement fees, solicitor’s fees, removals fees and fees from a mortgage broker in Croydon. Furthermore, you may also require the expertise of a mortgage advisor to ensure that you are getting the best deal.
In either case, you will need the assistance of a broker or advisor to help you secure the most suitable mortgage product. If you are looking for a mortgage broker in Croydon, you should not hesitate to get in touch with one. They will be able to explain the various mortgage products available and guide you through the process of obtaining the best product for your individual needs.
You can pay your mortgage in Croydon off in full at any time, if you also pay any early repayment fees that may be applicable.
Most mortgage lenders will permit annual overpayments of up to 10% of your mortgage balance, if you remain in your introductory, fixed or discount period.
If you are on a standard variable rate, you can usually make overpayments of any amount. If you are unsure of the best option for you, speak to a mortgage broker or advisor.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me š
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage š
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend š
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
By discussing your financial situation with a knowledgeable mortgage broker in Croydon, you can receive advice on the most suitable mortgage product to meet your requirements.
The advisor will also be able to explain the various mortgage products available to you, such as fixed rate, tracker or offset mortgages.
By engaging the services of a mortgage broker in Croydon, you can be sure that you have the right financial solution for your needs.
When you choose us as your trusted mortgage broker in Croydon, you gain access to a comprehensive range of services that go above and beyond to meet your needs. Our dedicated team will go the extra mile to ensure that you find the most suitable mortgage product available in the market.
With an extensive network of lenders at our disposal, we'll diligently sift through thousands of mortgage products, meticulously analyzing each one to identify the options that align perfectly with your unique circumstances. Our goal is to provide you with a mortgage solution that not only meets your immediate requirements but also offers long-term financial stability.
Upon having an offer accepted, your mortgage broker in Croydon will forward your whole mortgage application and pertinent documents to the mortgage provider.
All through this process, you will be kept in the loop by your designated case manager, until you are given your official mortgage offer and have finished both your purchase and sale.
We are proud to be a leading mortgage broker in London, offering professional and impartial advice. Our team of experienced advisors will help you through the process, providing guidance and support every step of the way.
Our service doesn't end there. We will also make sure you have the most suitable insurance to protect you and your loved ones. Additionally, when it's time for your mortgage to be renewed, we will reach out to ensure you are always getting the best deal.
At your complimentary mortgage appointment, we'll assess your desired outcome and consider any obstacles. Our reliable mortgage advisor will then assess the potential expenses and will provide an approximation of the amount you are able to borrow, as well as an estimation of your monthly payments.
We are always here to support customers with their next steps. Contact us and we'll identify how we can help you!
We're experienced mortgage brokers in Croydon, so if you're looking for advice, we're the ones to call.
When you are in search of a mortgage broker in Croydon, our advisors are ready to help you. They can search through 1000s of unique deals to identify which one is right for you. After you agree to the recommendation, we'll aim to get an Agreement in Principle within 24 hours, and sometimes even the same day.
Our team have plenty of experience in offering specialist mortgage advice in Croydon, aiding customers on their home buying journey. It's highly unlikely there is a scenario they haven't encountered before - they'll draw on their expertise to give you the best possible advice based on what you need.
Once you have discovered a property and had an offer accepted, the final stages of the process begin. Your advisor will partner with you all the way through to completion and beyond. It is not simply about finding the correct deal. We are able to propose property surveys and assist you with conveyancing solicitors.
When your mortgage is completed, it is our role as a devoted mortgage broker in Croydon to make recommendations for various insurances. These are never obligatory options, however we are passionate about our customers and would not be fulfilling our role if we didn't at least make you aware of all the methods you can safeguard yourself, your family and your mortgage payments.
If you're looking for a reliable and knowledgeable Mortgage Broker in Croydon, then our team of dedicated and hard-working advisors are here to help. They can review all of the potential paths that you have access to in order to move home.
You'll have their full support and guidance throughout the process, with the team available 7 days a week. They'll strive to answer any mortgage-related questions you have, at any stage of the journey.
We tend to find that many of our customers contact us a little earlier on in their process, so that they can reap the benefits of expert mortgage advice in Croydon.
Usually, this is because they would like to get a rough idea of what the costs of buying a home would be, ahead of time. They may also be looking to find out how much they can borrow, what the interest rates would be and how much their monthly repayments may be.
Your dedicated mortgage broker in Croydon will be able to go over these in your free mortgage appointment. There isnāt always a set amount, as your income, term length, property value and various other factors will be considered to determine the amount you can borrow, as well as the potential costs.
Once you have gone through your free initial mortgage appointment, your experienced mortgage broker in Croydon will then embark on the task of finding the best deal for you, considering thousands of products.
If you decide to go ahead with the offer we have sourced for you, then we will need to gain an Agreement in Principle. This document is essential for further steps in the process, and additionally demonstrates to the seller of any properties you make an offer on, that you are ready to move forward.
In most cases, we are able to have an Agreement in Principle secured for you within 24 hours of your appointment, and we can support you in getting it renewed if it expires.
Once your offer has been accepted, your committed mortgage broker in Croydon can begin the entire process of obtaining your mortgage. Additionally, we can also provide guidance on other aspects of the home relocation, including suggesting conveyancing solicitors and providing advice on property surveys.
There are numerous explanations why your bank may turn down your mortgage application. You may not have fulfilled their exacting credit scoring criteria, or perhaps they were just not prepared to lend you the sum you sought after.
In spite of the potential rationale that you are refused an application, you will in any case be able to profit by conversing with a mortgage broker in Croydon. We have a profound comprehension of mortgage loaning standards, and will have the option to coordinate you with the best loan specialist for your circumstance.
We have a wide panel of mortgage loan specialists who offer more specialty and master items, custom fitted towards clients who have battled with their credit. Your credit record will be considered to decide if you are qualified for these.
In the event that you might want to find out more about how we can help, book yourself in for a free mortgage appointment with one of our devoted mortgage brokers in Croydon today.
If your mortgage application is declined by your bank, there can be various reasons behind it. It may be because you don’t meet their stringent credit scoring requirements or simply because they are unwilling to lend you the amount you desire.
We collaborate with a diverse panel of mortgage lenders who specialize in catering to customers who have faced credit challenges. Your credit history will be carefully evaluated to determine your eligibility for these specialized mortgage options.
To explore how we can assist you, we recommend scheduling a free mortgage appointment online with one of our dedicated advisors in Croydon today.
Read our 15 Reviews
Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Londonmoneyman.com & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor ā Itās Free!
7 Days a Week, 8am ā 10pm
