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Moving Home Mortgage Advice in Croydon

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Moving Home Mortgage Advice in Croydon

Planning your next home move? Let our expert mortgage advisors in Croydon help you navigate the home-buying process with ease.

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Fast & friendly mortgage advice in Croydon

If you are looking for a mortgage broker in Croydon, then our experienced team are here to help. Our advisors have years of experience in this field and are able to provide you with the advice you need to make the right decision for you and your family. With expert advice on hand, you can be sure that you are making the best decision for your future.

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Moving Home Mortgage Advice in Croydon

Mortgages for people who are moving home in Croydon. online today

As a long-established mortgage broker in Croydon, we always strive to supply our customers with the best service we can. We have access to thousands of deals as we work with a comprehensive panel of lenders. Our advisors will examine your personal and financial circumstances, helping you to find the most suitable mortgage deal for you.

If you have a flexible mortgage product and want to transfer it to your new home, we can help with that too.

We urge you to read our excellent customer reviews to determine what prior customers thought of the service they got. You’ll understand why many people keep returning to us. Our reviews make us proud to be a mortgage broker in Croydon.

If you are considering your choices for relocating home in Croydon, you should book a free mortgage appointment with one of our dedicated mortgage advisors in Croydon. Our team are available from morning until late evening, every day of the week, with appointments that fit into your schedule; subject to availability.

Can I move my current mortgage to a new property in Croydon?

You will find that most mortgages are “portable”, meaning you can transfer your current mortgage in Croydon to a new property, if you fit the criteria. Not all mortgage lenders will allow you to this, however. This is why we recommend speaking with a mortgage advisor in Croydon before speaking with your mortgage lender.

We will also look at your current situation and advise you on the best way to approach the transfer if it is possible. If it is not something that you can achieve, we will help you find a mortgage product for you and your new home. We will search through 1000s of mortgages in order to find the most appropriate deal for you!

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Popular Mortgage FAQs in Croydon

What are the costs involved with moving home in Croydon?

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There are lots of costs to be aware of when moving house in Croydon. These costs could include: estate agency fees, property survey fees, mortgage arrangement fees, solicitor’s fees, removals fees and fees from a mortgage broker in Croydon. Furthermore, you may also require the expertise of a mortgage advisor to ensure that you are getting the best deal.

What happens if I buy a property and want to move home in Croydon?

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In either case, you will need the assistance of a broker or advisor to help you secure the most suitable mortgage product. If you are looking for a mortgage broker in Croydon, you should not hesitate to get in touch with one. They will be able to explain the various mortgage products available and guide you through the process of obtaining the best product for your individual needs.

Can you pay a mortgage off early in Croydon?

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You can pay your mortgage in Croydon off in full at any time, if you also pay any early repayment fees that may be applicable.

Most mortgage lenders will permit annual overpayments of up to 10% of your mortgage balance, if you remain in your introductory, fixed or discount period.

If you are on a standard variable rate, you can usually make overpayments of any amount. If you are unsure of the best option for you, speak to a mortgage broker or advisor.

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Our Simple 4-Step Process

Book Online

Step 1

By discussing your financial situation with a knowledgeable mortgage broker in Croydon, you can receive advice on the most suitable mortgage product to meet your requirements.

The advisor will also be able to explain the various mortgage products available to you, such as fixed rate, tracker or offset mortgages.

By engaging the services of a mortgage broker in Croydon, you can be sure that you have the right financial solution for your needs.

Free Mortgage Apppointment

Step 2

When you choose us as your trusted mortgage broker in Croydon, you gain access to a comprehensive range of services that go above and beyond to meet your needs. Our dedicated team will go the extra mile to ensure that you find the most suitable mortgage product available in the market.

With an extensive network of lenders at our disposal, we'll diligently sift through thousands of mortgage products, meticulously analyzing each one to identify the options that align perfectly with your unique circumstances. Our goal is to provide you with a mortgage solution that not only meets your immediate requirements but also offers long-term financial stability.

Finding a Suitable Product

Step 3

Upon having an offer accepted, your mortgage broker in Croydon will forward your whole mortgage application and pertinent documents to the mortgage provider.

All through this process, you will be kept in the loop by your designated case manager, until you are given your official mortgage offer and have finished both your purchase and sale.

Submit Your Application

Step 4

We are proud to be a leading mortgage broker in London, offering professional and impartial advice. Our team of experienced advisors will help you through the process, providing guidance and support every step of the way.

Our service doesn't end there. We will also make sure you have the most suitable insurance to protect you and your loved ones. Additionally, when it's time for your mortgage to be renewed, we will reach out to ensure you are always getting the best deal.

8 Reasons to Choose Us For Mortgage Advice in Croydon

Free Appointment in Croydon

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At your complimentary mortgage appointment, we'll assess your desired outcome and consider any obstacles. Our reliable mortgage advisor will then assess the potential expenses and will provide an approximation of the amount you are able to borrow, as well as an estimation of your monthly payments.

We are always here to support customers with their next steps. Contact us and we'll identify how we can help you!

We're experienced mortgage brokers in Croydon, so if you're looking for advice, we're the ones to call.

Search 1000s of products

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When you are in search of a mortgage broker in Croydon, our advisors are ready to help you. They can search through 1000s of unique deals to identify which one is right for you. After you agree to the recommendation, we'll aim to get an Agreement in Principle within 24 hours, and sometimes even the same day.

Our team have plenty of experience in offering specialist mortgage advice in Croydon, aiding customers on their home buying journey. It's highly unlikely there is a scenario they haven't encountered before - they'll draw on their expertise to give you the best possible advice based on what you need.

Our Service

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Once you have discovered a property and had an offer accepted, the final stages of the process begin. Your advisor will partner with you all the way through to completion and beyond. It is not simply about finding the correct deal. We are able to propose property surveys and assist you with conveyancing solicitors.

When your mortgage is completed, it is our role as a devoted mortgage broker in Croydon to make recommendations for various insurances. These are never obligatory options, however we are passionate about our customers and would not be fulfilling our role if we didn't at least make you aware of all the methods you can safeguard yourself, your family and your mortgage payments.

7 Days a Week

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If you're looking for a reliable and knowledgeable Mortgage Broker in Croydon, then our team of dedicated and hard-working advisors are here to help. They can review all of the potential paths that you have access to in order to move home.

You'll have their full support and guidance throughout the process, with the team available 7 days a week. They'll strive to answer any mortgage-related questions you have, at any stage of the journey.

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We search 1000s of mortgage deals in Croydon

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Common Mortgage Questions in Croydon

How much can I borrow & what are the costs of buying a home in Croydon?

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We tend to find that many of our customers contact us a little earlier on in their process, so that they can reap the benefits of expert mortgage advice in Croydon.

Usually, this is because they would like to get a rough idea of what the costs of buying a home would be, ahead of time. They may also be looking to find out how much they can borrow, what the interest rates would be and how much their monthly repayments may be.

Your dedicated mortgage broker in Croydon will be able to go over these in your free mortgage appointment. There isn’t always a set amount, as your income, term length, property value and various other factors will be considered to determine the amount you can borrow, as well as the potential costs.

Ready to make an offer on a property in Croydon?

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Once you have gone through your free initial mortgage appointment, your experienced mortgage broker in Croydon will then embark on the task of finding the best deal for you, considering thousands of products.

If you decide to go ahead with the offer we have sourced for you, then we will need to gain an Agreement in Principle. This document is essential for further steps in the process, and additionally demonstrates to the seller of any properties you make an offer on, that you are ready to move forward.

In most cases, we are able to have an Agreement in Principle secured for you within 24 hours of your appointment, and we can support you in getting it renewed if it expires.

Your Offer On a New Home in Croydon Has Been Accepted

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Once your offer has been accepted, your committed mortgage broker in Croydon can begin the entire process of obtaining your mortgage. Additionally, we can also provide guidance on other aspects of the home relocation, including suggesting conveyancing solicitors and providing advice on property surveys.

Your Offer On a New Home in Croydon Has Been Accepted

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There are numerous explanations why your bank may turn down your mortgage application. You may not have fulfilled their exacting credit scoring criteria, or perhaps they were just not prepared to lend you the sum you sought after.

In spite of the potential rationale that you are refused an application, you will in any case be able to profit by conversing with a mortgage broker in Croydon. We have a profound comprehension of mortgage loaning standards, and will have the option to coordinate you with the best loan specialist for your circumstance.

We have a wide panel of mortgage loan specialists who offer more specialty and master items, custom fitted towards clients who have battled with their credit. Your credit record will be considered to decide if you are qualified for these.

In the event that you might want to find out more about how we can help, book yourself in for a free mortgage appointment with one of our devoted mortgage brokers in Croydon today.

Having Trouble with The Bank in Croydon?

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If your mortgage application is declined by your bank, there can be various reasons behind it. It may be because you don’t meet their stringent credit scoring requirements or simply because they are unwilling to lend you the amount you desire.

We collaborate with a diverse panel of mortgage lenders who specialize in catering to customers who have faced credit challenges. Your credit history will be carefully evaluated to determine your eligibility for these specialized mortgage options.

To explore how we can assist you, we recommend scheduling a free mortgage appointment online with one of our dedicated advisors in Croydon today.

Mortgage Guides & Londonmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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