Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Are you a first time buyer in Rochester looking to buy a property? Look no further, we are here to guide you through your complete mortgage journey in Rochester.
We have been helping first time buyers in Rochester for over 20 years and we can utilise our comprehensive knowledge of the mortgage market to find the ideal mortgage deal for you.
Our goal is to offer fast and personalised mortgage advice to first time buyers in Rochester. We aim to work closely with you to fully understand your unique scenarios and formulate a bespoke mortgage plan.
You can arrange a free initial mortgage appointment with our mortgage advisors in Rochester online or by giving our team a call.
As a mortgage broker in Rochester, we possess an extensive range of lenders in our network, which empowers us to meticulously compare a broad spectrum of first time buyer mortgage alternatives for you.
This capacity permits us to identify the most relevant and advantageous deal tailored to your unique requirements and circumstances, regardless of whether you’re pursuing a mortgage from a high street lender or a specialist product from a distinct provider.
During your free initial mortgage consultation, our mortgage advisors in Rochester will analyse your financial status and investigate diverse mortgage products that could be appropriate for you. We aim to provide you with all the vital knowledge and assistance to make an informed choice and confidently secure your first mortgage in Rochester.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Subject to your credit rating, it’s usually possible to lend between 90% and 95% of the property’s price. Thus, you’ll need to supply a deposit ranging from 10% to 5% when arranging your first time buyer mortgage in Rochester.
Should you have poor credit, you might find that the total sum available for borrowing might reduce, signalling that a more substantial deposit would be required.
For help regarding your mortgage, please contact us for mortgage advice in Rochester.
Are you finding it tough to scrape together sufficient funds for the deposit on your ideal property in Rochester? A government-backed mortgage scheme might be your golden ticket to bolstering your deposit and making your first step onto the home ownership ladder.
Our mortgage advisors in Rochester will delve into your available options with you, which could include Shared Ownership, Mortgage Guarantee, Lifetime ISA, and Forces Help to Buy.
These schemes are all finely tuned to meet the needs of various kinds of buyers, thus emphasising the need for a reliable mortgage broker in Rochester to lead you through this process.
Our adept team of mortgage advisors in Rochester possess deep knowledge of these schemes and can provide a thorough understanding of each one. We will stand by your side right from the get-go, starting with the initial application all the way through to choosing the scheme that perfectly aligns with your distinct specifications.
We recognise that acquiring a mortgage can carry substantial costs, but what are the specific charges you’re shouldering?
You’ll need to budget for expenses like conveyancing fees, solicitor charges, property assessments, mortgage arrangement costs and broker fees. This is precisely why we’re here – to offer a comprehensive explanation of these outgoings, enabling you to make enlightened choices about your finances.
Our Customers Love Us
5.00 Rating15 Reviews
Anonymous
Charlie helped guide me through the process and answered all my questions. Would highly recommend London money man to everyone!
7 months ago
Anonymous
Ryan at London Moneyman made moving home with my mortgage easier. Thank you, 5 stars service.
7 months ago
Laura
I was nervous buying my first home but londonmoneyman were fab! Thank you for helping me 🙏
7 months ago
Jaycee
A+ service. communication was brilliant, helped me find a mortgage. Will definitely be back!
7 months ago
Tamra
Great company. Great service. Recommend 100%
7 months ago
Otto
thank you chloe for help with my mortgage iwill be back next time.
7 months ago
Tabby
Excellent service very helpful with my mortgage 😀
7 months ago
Seb
Very useful and efficient service. Thank you london money man!
7 months ago
Josie
Dinah and the team at London money man were super helpful with a remortgage on our family home. They got us through the process quickly and found me a much better deal than we were on. Thank you again, we'll be back in touch for our next...
7 months ago
Jeb
Great service from Kayleigh & Leo! Made it easy and stress free, thank you both for finding me a suitable product. I would not have got through this without their help.
7 months ago
Derek
Helped me and my partner on our remortgage. Molly was friendly and polite on the phoen and helped us throughout the process. Would reccomend 👍
7 months ago
Marina
Leoand Kayleigh were great during my process. He made everything stressfree for me as a first time buyer. Would definitely recommend to others going through the same process as it helped a lot. Thank you..Marina
7 months ago
James
Thank you Londonmoneyman. From my free initial mortgage appointment to completion I was kept in the loop. Jason was great and would definitely recommend.
7 months ago
Ruby
Tom and Louise were so helpful throughout the whole process. As First Time Buyers we were almost scared to start looking for a home but the team at Londonmoneyman put us at ease and now we have a lovely new home. Thanks for everything!
7 months ago
John
Amazing service from start to finish. Charlie, Megan and the application team were very helpful throughout, to help with any queries, and kept me up to date with the process at every stage. Couldn't recommend them enough!
2 years ago
Schedule your free initial appointment online right away and embark on your journey to possess your ideal house as a mortgage broker in Rochester.
We have options available 7 days a week, including bank holidays.
We will meticulously assess your personal and monetary situation. This will help us to pinpoint the perfect mortgage solution tailored to your unique needs.
As a mortgage broker in Rochester, our aim is to provide outstanding service tailored to your needs.
Following a comprehensive examination of your financial circumstances, we will navigate through 1000s of mortgage offerings to locate the ideal arrangement for you.
When we pinpoint a deal that aligns with your specific circumstances, we will provide you with our recommendation.
Upon completion of your application, our team will forward it onto the mortgage lender on your behalf.
We’ll keep you regularly informed as we progress, and manage all interactions with the lender, helping you to avoid unnecessary time commitments and worry.
As a reputable mortgage broker in Rochester, we provide a straightforward online appointment booking service which enables customers to conveniently arrange a free initial mortgage consultation at their most convenient time, irrespective of whether it’s morning, afternoon or later in the evening.
As a mortgage broker in Rochester, we excel in helping first time buyers obtain a mortgage product that align with their individual financial circumstances.
Our professional team possesses comprehensive knowledge of the mortgage market, enabling us to furnish you with beneficial advice during the entire process.
We recognise that each person has unique financial situations and objectives, and this is the reason we provide a customised approach to locate the perfect mortgage for you.
Our main concern is to attain the most beneficial mortgage agreement for you, providing you with peace of mind and enabling you to concentrate on finding your perfect home in Rochester.
We operate 7 days a week meaning you can contact us whenever it’s most convenient for you. Should you wish to reach us on a weekend or even a bank holiday, we’re available!
Securing an Agreement in Principle (AIP) is a crucial step in the initial stages of the mortgage process. Our team can swiftly secure an AIP for you.
In fact, we are typically able to arrange an AIP within 24-hours following your free initial mortgage appointment!
Should your AIP expire, we are on hand to renew it immediately, simply reconnect with your mortgage advisor in Rochester, and they will be more than happy to sort it!
As a mortgage broker in Rochester with a focus on helping first time buyers, we acknowledge the criticality of securing a mortgage that promises stable repayments during the first term. That’s why numerous first time buyers drift towards a fixed-rate mortgage, which guarantees a frozen interest rate for a determined duration.
However, should you favour a mortgage that mirrors the Bank of England’s base rate ups and downs, a tracker mortgage could be your perfect match. In this mortgage variation, your interest rate adapts accordingly, potentially facilitating cost cutbacks.
An alternative to consider is a discounted variable rate mortgage. This mortgage product allows you to capitalise on a decreased interest rate contingent on your lender’s standard variable rate, which is subject to change over the years. Our expert advisors will guide you through the intricacies of this mortgage type and help you work out whether it aligns with your demands.
If you have bad credit that is hindering you from acquiring a mortgage in Rochester, we advise that you stop applying for lots of different products online.
Each time you face a refusal, your credit is adversely affected, which may further reduce your likelihood of securing a mortgage!
We encourage you to consult with a mortgage broker in Rochester, such as ourselves, to discern which products are within your credit’s reach.
Read our 15 Reviews
Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2025.
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Londonmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Londonmoneyman 2025.
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